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<br /> pnymenta muy nn longcr 6c rcyulrcd,ut tho�iptiim nf l.cnder,if nnirtgogc insurnncc covcrugc Iln thc wnaunt and for thc perlod
<br /> thut I.ender rcyulres)pravided by nn insurer opproval by[.cttderuguln beca►mcg uvi�iluhlc und ia nbialnul. 8�rmwer ehull pay
<br /> the prcmiums rcquircd ta m;iintalm m�ngagC insurunce fn effcct. ar ta pmvidc a loxw rescrvc,until Ihe rcyulrement far murtgngc
<br /> 6�suruncc enda in ncr.ordnncc with uny w�iucn u�rccmcnt hctwcen Barrawer iuid[.ender or uppltcablc Inw.
<br /> 9.Inspectlnn. L.endtr��r itH agcnt miry mnke retGCannblc cntrie9 upon and inspectionx nf tt�c Property. I.�:ndcr r;tiuli give
<br /> IIorrawcr naticc nt thc timc af nr pri�r ta nn laspcction spccifying r�nsonablc causc for thc Inspcctfon. -
<br /> 10. Candemnattan. The pr�cealti of uny nwnrd or claim foe durtwgcw,dinect ar cansequentiul, in cannecttan with ttny
<br /> candcmmition or other taking of uny ptut of thc Property.ar for mnveyanca in lieu of wndcmnutian,are hereby a�.ssigned and
<br /> shnll be puid to L.ender.
<br /> In the event of u tatal taking of the Property,thc pracecds shall be upplied to the sums secured by this Security instrument,
<br /> whether or not then due, wlth any cacess puid to Borrower. In the event of n partial tukins of the Property ln which the fatr
<br /> markei vulue af 1he Property immedintely before the tukiog is equa! to or gtatter than tl�e umount of the sums secured by this
<br /> SecurIty Instrument i�tmtedintely before the talcin�,nnless Barcowcr and Lcnder otherwise agree in wdting,the sums secumd by
<br /> this Secudty Instrument shaU be rc�duced by the amaunt af the proceeds multiplied by the followin� fraction: (a) the total
<br /> amount of the sums Fecured immediately before the taking,divided by (b) the fair market value of the Praperty immediately
<br /> before the taking.Any balatice shall be paid to Bormwer. In the event of a partial takin� of the Property In which the fair
<br /> market value of the Property immedlately before the taking!s less than the amount of the sums secure� immediatcly before the
<br /> taking.unless Borrower end Lender otherwise agree in writtng ar unless applicable!aw otherwise pravides. the proceeds shall
<br /> be Applied ta the sums secure�by this Security lnstnunent whether or not the sums ure then due.
<br /> If the Property is abandoned by Borcower.or if.after notice by Lender w Borrower that the condernnor off•rs to meke an .
<br /> awurd or settie a claim ior damag�+, Borrower fuils tu�es�xnid t� ixuder within 3U days after the date the notice is given,
<br /> L,ender!s��thps�zed to callert and apply the proceeds,at its option, either to restoratlon or repair of the Property or ro the sutps
<br /> secured by 7fiia Security Instniment.wheiher or not then due.
<br /> Unless Lender and Borrawer otherwlsc agree in writing. eny appllcadon uf proceeds to prinrlpal shall not entend or
<br /> postpone the due date of the�onthly payments refera+ed to in paragraphs i and 2 or change the amount of such payments. .
<br /> 11.Borrower Not Reteased; Forbearance By Lender Noi a Weiver.Extension of tha time for payment or moditIrntion
<br /> of amortizatlon of the sums secured by this Securlty lnstrument granted by Lender to any succe.asor In lnterest of Borrower shall
<br /> not operate to release the liability of the origInal Borrower or Borrowcr's successors in interest. Lendar shall not be required to •
<br /> commeace proceedings against any successar in interest or refuse to extend time for payment or otherwlse malify amortization
<br /> of the sums secured by ti�ia Selurity Insttument by reasan of any demand made by the original Borrower or Bormwer`e ; `
<br /> successors in intetest. Any forbearance by Lender in exercis3ng any d�ht or remedy shall not be a waiver of or preclude the
<br /> oxercise of any right or remedy.
<br /> 12. Succes.sors and Assigns Bound;Jotnt and SeveeW Uabflity; Co-slgaers. The covenants and agreements of thIs
<br /> Socudty Instrument shall bind and benefit the successors and assigns of I.ender and Borrower, subJect to the pmvisions af
<br /> paragraph IT. Botrower's covenante and a�reements shall be joint a�td several. Any Borrower who co-signs this Secur�ty
<br /> Instroment but daes not execute the Note: (a)is oo-signing this Security Instrument only to mortguge, grant and convey that
<br /> Horrowcr's interest in the Properiy under the tcrms of this SFrudry Instrument; (b)is not personally obligated to pay the sums
<br /> secured by this 5ecurity Insuument;and(c)agrees thut i.ender and any oiher Borrower may agree to extend,modify.forbear or
<br /> make any accommaiutions with re�rn►d to the terms af this Security[nstrument or the Note without that Borrower's consent.
<br /> 13.I.oan Charges.If the loau secured by this SecurIty I».struanent is subject to A law which sets maximum loan cfiarges,
<br /> and that law is finalty i�zterpreted so thnt the interest or other loan cbarges coll�or to be rnUerted in connectlon wlth the
<br /> loan exa�l the permitted limits;then: (u)any such lonn chnrge ahull be reduoed by the amount necessaty to reduce the charge
<br /> ta the permittai limit;and(b)any sums alm,udy collected from Borrower which exceeded permitted limits wil! be refunded to
<br /> Borrower. L.ender may choose to muke this refund by reducing the principal owed under the Note or by making a dir+ect -
<br /> payment to 8orrower. if a refund reduces principal. the reduction will be treated as a partlul prepayment without any
<br /> prepaymens charge under the Note.
<br /> 14.Notices.Any notice to Borrower prnvided for in this�ecurlty Instrument shall be given by del[vedng it or by maiting
<br /> it by first cless mail unless applirable law requires use of onoth�r method,The notice shaU be directed to the Property Address
<br /> or any other address Borrower designates by noticc to L��nler. My rtotice to I.ender shcttt bc given by rirst class mail to �
<br /> Lender's address stated herein or nny other address Lender designates by notice to Bornower. Any notIce provided for in this
<br /> Securiry Instrument shall be deemed to have been given to Borrower or L,ender when�iven as pr�vtded in this paragrnph.
<br /> 15.Governtng Law; StwerabSltty. This Se�udty Instrument shall be govemed by federal law and the law of the
<br /> jurisdiction in which the Properry is located. In the event that unp provieion or clause of this Secur�ty Inshument or tha Note
<br /> conflicts with npplicabte law,such conflict sh�l(not effect other proviyfons of this Secur�ty Inssturt►ent or the Note which can be
<br /> given effect without the conAisting provislon.To ihis end the provisions of this Security Instrument and the Note are declared
<br /> to be seve�sble.
<br /> 16.Borrower's Copy.Borrower shall be given one conformed copy of the Note and of this Security Instrument.
<br /> Form 3028 9/90
<br /> Papo 4 of 6
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