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<br /> payments may no longer be requiraf,ut the optinn of Lender. if mortgage insurunce covemse(in thc amount snd far tJ:e periad
<br /> that I.ei►der requirew) pmvid�ci by nn tnsurer approved by Lsnder agaln becomes uvuilabic�nd is ubtuincJ. Burrowcr tihult puy
<br /> the premiums required w mn�nutin mortgage insururtce in etfert,or to pmvIde a loss reserve.until the requirement for mortguge
<br /> insurnnce ends in accordance with nny wdtten ugrcement between Barrower and Lender or upplicuble law,
<br /> 9.Inspoction.L..ender or it�ugent may make nmsanable cnt�ies upon und inspections of the Praperty.l.endcr shall give
<br /> Borrower notZce at the dme of or prlor to un inspectlon speclfying musonable caatie for the inspection.
<br /> 10. Condemrtation. '1'he proce�ds of any award or ctaim for dumoses,dir+ect or rnnsequentinl, in cannectiaa wlth uny
<br /> condemnatian or other tekfi�af any part of the Property.or for conveyance in lieu of condcmnation. nre hereby assigned and
<br /> sh.�ll be paid to Lendcr.
<br /> In the event of a[otal taking of the Property,the proceeds shall i�e Applied to the sums secus�ed by this'3ecurlty Instrument,
<br /> wheth@r or not then d�e,wIth any excess paid to Borrower. In the e�ent of a partiel taking af the Property in which the fair
<br /> market valuc of the Property immediately befare the taking is equal ta or greater thun the amount of the sums secured by this
<br /> Security Instrttment immedintely before the tukjng,ttnless Borrower aad Lender othenvise a�ree in wri[ing. the sums secured by
<br /> this S�curity Instrument shall be reduced by the amount of the proceeds multiplied by the following fraction: (a) the total
<br /> amvunt uP the sums secvred immvdiately before the taking. divided by(b) the fair market value of the Property immodiately
<br /> before the teking. My balance shall be paid to Borrower. In the eveat of a partial taking of the Prvperty in whlch the fair
<br /> cnaxket value of the Property immediately before the taking is less than the amount of the sums securod immediately beFore t
<br /> takIn�;,ualess 8orrower and L.ender athenvise agree in writin�or unless applicabl�law otherwlse pmvides.the proceeds shall
<br /> be applied to the sums secured by this Security Instrument whether ar not the sums am then due.
<br /> • Lf the Prope�ty is abandoned by Bormwer.or if,after notice by Lender to Borrower that thc condemnor offers ta make an
<br /> aw�cd or settle a daini for demages, Bnrrower fails to respQnd w L.ender �v[thin 30 days after thc date the n�ttce ls glven, -
<br /> Lender is authorized w collect and apply the procatxls,as its option.either to restocation or repalr of the Property or to the sums
<br /> serured by thfs Security Instrument,whether or not tlien due.
<br /> Unless Lender and Borrower otlierwise a�ree in writing, any appliration of procceds to principal s6a11 not extend or
<br /> postpone the due da[e of the monthly paymcnts referred to in paragrnphs l and 2 or change the amount of euch payments.
<br /> 21.�iori-a�t�;+;�Y Reie�;8urbracenc�$y Lxader Piot a Waiver. Extension of the time tar paSr,tent or modi8catioA =
<br /> of arttortlzation of the svms secure�i by this Secur�ty Instrument grnnted by I.ender to any successor in irnerest of Horrower shall
<br /> reot operate to release t�c liability of the original Borrower or Borrower's successors in intenest. L,ender shal!not be required to
<br /> commence proceedings against any successor in interest or refuse to extend time for payment or otherwise modify amortization
<br /> of the sums secure� by this Se�urlry Insuurnent by reason of eny demand made by the ariginal Borrower or Borrower's
<br /> suooessors in interest. Any forbearance by L,ender in exercising any r�ght or remedy shall nat be a waiver of or preclude the
<br /> exerci�e of any dght or remedy.
<br /> 12. Sucecssors and A�sbfgas Bound; ,loint und Several Y.tability;Co-signers. The covenants and agreements of this
<br /> Security Instrument sh�ll bind and benefit the successors nrtd assigns of Lender and Borrower. subject to the provisions of
<br /> paragra� 17. Borrower's covenants artd agreements shalt be joint and severnl. Any Borrower who co-signs thls Security
<br /> Insnume�n but does not execute the Note: (a) is rn-slgning this Security Instrument only to mortgage.gcant and oonvey Wat
<br /> Borrower's interest in tt�e Property urtder the ternu di this Secudty Instrum�nr.(b)is not persanally obligated to pay the sums
<br /> secur�d by this Securit}�Instrument;und(c)agrees that L,ender nnd any other Borrower may ugree to extend. malify,forbesr or •
<br /> raalce any accomacodations with regard to the terms of tQis Sa�u3ty Instniment or the Note without that Borrower's rnnsent.
<br /> 13.I.a�n Charges�If the loan secured by this Security Instcument is subject to a law which sets maximum loan char�es.
<br /> and that law is finally interpreted so that the interest or other taan char�es collected or to be collected In connection wIth the
<br /> loan eaoeed the permitted limits, then: (a)any s�ch loun chur�e shall be reduced by the amount necessary�o reduce the charge
<br /> to the permttted limit;artd(bf any sums ulready mllectod from Borrower which exceeded permitted lirmits will he retl�nded to
<br /> Horrower. I.ender may choose to make this refund by mducin� the principal owed under the Note or by makiag a direct �
<br /> paymem co Borrower. If a mt�nd recluces principal, the reductiaa wiN bc trcated as a partiat prepayment withaut any •
<br /> prepayment charge under the Note.
<br /> 14.Notfceg.Any notice to Eomower provided for in this Securiry Instrument shall i�t given by de!ivering ic or by mailing �
<br /> it by first class mall nniess upplicable Iaw requires use af unother method.The notice shall be directed to the Propetty Address
<br /> or any other address Borrower desig��ates by notice to Lender. Any notice to Lender shall be given Dy first class mail to
<br /> [.ender's uddress statod herein or any other address I.ender designates by notice to Borrouer. Any notice provIded for in this
<br /> Security Instrument shal l be decmed to have be�n given to Borro�ver nr Lender when given as provlded in this paragcsph.
<br /> 13.Goveruing Lciw; Severubflity. This Securiry Instrument shall be governed by fecleral law and the law of the
<br /> jurisdiction in which the Property is located. In ti�e event that any provlsion or clause of this Security [nstrument or the Note
<br /> oonflicts with applicuble law,such rnnflict shall not affect other provisFons of this Security Instrument or the Note which can bc
<br /> given effect without the mnflicting proviston.Tv this end the provislons of this Security Insuument a�d the Note ane declared
<br /> to be severable.
<br /> 16.Borro�r•er's Copy.E�mower shall be given one rnnformed copy of the Note urtd of this Serurity Instcument.
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