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<br /> TOGETHER WITH nti thc impmvemen q now ar hereafter erected on the propecty.und ull caument�. appuctcn:inces.nnd
<br /> ftxtures rtaw on c�realicr n part of thc property. All repl�cements und ndaitians shull ului bc rovcrcd tsy th3s Sccudty
<br /> Insaument.All uf the foregoing is referred ta in this Security lnstrumen[as the"Property."
<br /> BURROWER CQVLNAM'S diui Borrativcr Is la�vfulty seise�f of the e�tnte hemby�r�vcyed and hav thc ri�ht to gmnt and .
<br /> rnnvey the Prope�ty und that the Praperty is unencumbered. except far encumbrunces uf rcrnrci. Borrower wunants and will
<br /> defend genernlly the tttle to the Prapecty ugainst uli etuims und dernands.subject tu any encumbrunees ot'record•
<br /> THiS SECURITY INSTRUMENT cambines uniform rnvenants for nutional use and rton•unifarm mvenants with limitod
<br /> vnriutiona by jurisdicdon tu canstitute A uniform se�vrity instrument caverin�m�l property.
<br /> UNDFORM COVENAN'I'S.Borrower and I.ender rnvenant and ugrce as fallaws:
<br /> 1. F�ymeitt ot Principai and InScrest; PrepaymenE eud Late Chorqt�w. Borrower shall promptly pay when due the _
<br /> pdnciFal uf und imcrest on the debi evIdensed by the Note and any prepayment and late char�cs due under the Nute,
<br /> a. �undv[ar Taxes and Insurut�e.Subject to applicable law or to u written waiver by l.ender.Barrower shall pay to
<br /> Lendcr an the day monthly payments are due under the Nate,until the Note is paid in full.a sum('Funds') for: (n)yearly taues
<br /> und asscssments whtch may attain prloriry over this Serurity Instrument as a lien on the Property:(b)yr.uly leasehold paymems
<br /> or gcoand rents on the Pnnperry.if any;(c)yearly ha7urd or property insu�tce premiutns:(d)yearly iloal i nsurance premiums.
<br /> if any;(e)yearly mortgage insurance premtums.if uny: and Ifl�y sums payuble by Borrower to Lender. in nccoMnnoe with
<br /> the provisions uf paragraph 8.in lleu of the paymeat of mortgage insuranee psemiuiY►s•Tf►ese items arc callcd"Euroti itea�s•"
<br /> Lender may.at any time, collect and hold Funds in an umount rtw to excerd the maximum amount a lender for a federaUy
<br /> reiated mortgaRe toan may requirc t'ur Bor.�ucr's�.�:e sccoent u�i.r tha federai Rr:►I FcrRte �tt!es�r.::'r:,c:�i..p Aci af
<br /> 1974 as aatended ftom time to tIme. 12 U.S.C.Section 260t et seq. ('RFSPA"),unless enather law that applies to the Funds
<br /> sets a lesser anount. If so. L.ender may,at siny time,collect end hold Fu�eds in an umount nut to exoeed the lesser nmount.
<br /> Lender may estimute the an►ount of Funds due on the basis of current data and�easonable estimates of expendirores of future
<br /> Esc[ow Items or othenvise in acmrdunce�vith appliwble law.
<br /> ltee Funds shall be held in an inst6tutIan whose deposits are insur�d by a federal agency, in5tnan�entality, or entity
<br /> (including l.ender.if Lender is such an inctitution)or in any Federnl Home Loaa Bank.I.ender shalD apply �he Fwds co pay the
<br /> Escmw Items. I.ender may not char�e Borrower for holding and upplying the Fuads.annually unalyzing the escmw aocount.or
<br /> verifyieg the Escrow Items.unless Lender pays Bomnwer interest on the�'unds and appiicable law permits Ixndet to make such
<br /> a charge.i�iowever. Lxnder may require Bomower co pay a onrticr�c ctiueg�[�r an i�'�ndzsii ms!�e =u!�o�'�!'P
<br /> nsed by I.ender in connection with this loan. unless applicable law provides atherwise. Unless an u�reea�l is made or
<br /> applicabie law requires interest ta be patd.Lender shap not ba required to pay Bomower any interest or eamings c�t�he Funds.
<br /> Borrower cind Lender may agree in writing.however,t6ai interest shap be paid on the Furtds. Lender shall give to Bormwer.
<br /> with�ut charge. nn annual aocounting of ttte Funds. showeng ct�its and debits w the Funds and tite purpose for which eacb
<br /> debit to the Funds wus made.The Funds am pledgad as additional security for all sums secured by this Seau.rity Insqltment.
<br /> If the Funds held by Lender exoead the amounts permttted[o be luld by applicable(aw.Lender shall axount to Borrower
<br /> for the excess Funds in a000rdance with the requiremenu of applIcable law.If the tunoum of the Funds held by I.ec�der ut any
<br /> time ia not sufficient to pay the Escrow Items when due.Lender may so notify Bomnwer in��riting,and,in such case Bomawet
<br /> shatl pay to Lender the sunow►t aecessary to make up the deficiency. Bormwer stu�ll make up the deficiencv in no mors than
<br /> tweive monthly paymenu.at Lendei s sale discretion.
<br /> Upon paymeat In full of all sums secured by this Security Instcument. I.ender sha11 prompdy re&and to Borrawer any
<br /> Funds t�eld by Lender.lf.under paragrapb 21.Lender shall acqut�+ee or sell the Pro��ty�.Lender.prior w the acquisition or sale
<br /> of the�'roperty.shall apPIY am&Lnds held by Lender at the ame of acqpis�iti�qa s�k:as a credit against the sums sacurea by
<br /> . � tbls Security Instcu�c►t.
<br /> 3.Applic�blon oi�tSments.Unless applicable!aw provtdes otherwise,all paymetus neoei��ed by l.ender emder paragraphs
<br /> l and x sGall be applied: fust.ta uny prepayment char�es due under the Note:saoond.to amounts payable u�er�arag[aph 2:
<br /> thit�d,to inteiest dae:fourth.to�rincipal dae;cu�d last.W any I�te charges due under thz 4�ote.
<br /> 4.C6u�ges;Ue�ns.Borrower shall pay atl tnxes.assessments,charges.fines and Impositions attn3utable to the Property
<br />__ which may attain priority over this Security instcument,and leasehold�+ayrt�enu or�muud rents, if mry.Borro�ver shall pay
<br /> these obli�atiuns in the manner piovided in paragraph 2.or if not paid in.triat mar►ner.Borrower shall pay Nem on time dirocdy
<br /> to t�he�etson owed payment.�arrower shall promptly fumish to Lender all nodces of amounts to be paid under this paragraph.
<br /> If Bo�mwer ms�kes these paym�YS diiecdy.Borruwer sha16 promptly fumish to i.ender receipu evidencing the pa�meau.
<br /> Borrower shall promptly dlsrharge any lien which tias�rioriry over this Searity Instrument unless Bomov�er t�:s)agrees in
<br /> writins to the Rayment of the obligation serured by the lien in n manner acceptable to Lec�der.(b)rnntests in gaal Faith the lieR
<br /> by, or defends against enfomenient of the lien in. legat pmceedings which in the Lender s opi�z.�oa operate to prevent the
<br /> enforoement of the Ilen;ur(c)secures ftom the holder af the lien an ag�roen�nt satisf�tory to Lern'.::r subordinaung the lien to
<br /> triis Security[nstrument. if Lender determines that any pa�t of the Prnpert�is subject to a lien which rt�ay attain priority over
<br />.._ this Sacuriry Instmment.Lender may give Homo��er a notice identifying the lien.Borrouer shall satisty the lienor take one or
<br /> taore of the actinns sct fonh ubove within l0 dnys of the giving of nntioe.
<br /> Fam 3d28 8180
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