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<br /> �� •���. � �.�g' and ull easemcnts,uppurtenunces,und __
<br /> ��'��-'��`�• TOU�TH�K WITN uU thc impr��vcmcn�r now an c�reaRer erected on the property. --
<br /> "'�.,;:� fixwrey now ��r Itcrcafter u pan uf the praperty• Ail replucemen�s nnd addttions shall ulr,o be covered by thiy Sccurity �
<br />=!L x���"�r- In�trunicni.Ali of the foregoing is ref�rred to in this Securtty instrument as the"Property."
<br /> "` � 80RltUV4lER CI�VFNANTS�hut Barr+awcr is fuwfully sciscd af thc e+tutc hcrcby mnvcynl und hu5 thc right ro grnnt nnd c .^
<br /> --=-�°°��'_ convcy �he PrupeAY und thut the Pn�peny is unencumbcred,txcept far encumbrunce+uf ru:ord. Borrawer warrnnts and will
<br /> .�� dcfenJ generally thc title tu thc���NT umti n�!unifarm�avcnum�for nut anat�c und an nifarm ovcrdiants with limited
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<br /> 'fNIS SECt1RITY INSTRUM
<br /> •-�--;---� vnriutiuns by jud�dictiun ta canstitute a uniForn�sccuriry instrume�t caverfng reul Pr�PertY•
<br />�;'r��, . UNIFORM COV�NANTS.&�rrawe�and Lcnder cnvensnt and agree as fullows: when due the _
<br /> � '-''-- - �` 1. puytr�ent of Prinri{utl and lnteeesti Pimpoyment nnd Late Churg�. 8orrawcr shall promptly puy c
<br /> � `-�-� pfincip:st of and intcrctit on ti�c dcbt evidenced by the Note and any prepayment und{ute chargcs due usuter the Note.
<br />-��'�;;a;��:�: licuble luw or ta a w�ltten wuivcr by Lender. Barrower shall pay to
<br /> 2, Fumis for Taxcs und Insurance• Subject ta upp
<br /> -- -m"�'��� Lrndcr an thc day munthly paymm�ts arc duc undcr the Note.undl the Natc i�paid in full.a sum("Funds")far:(a)yearly taxes
<br /> .,�,.1;�a�`
<br /> �� und ossessments which may uttain pri��rity over this Security Instcument us a�ien an the Property:lb1 Y��Y��ho payrtten
<br /> -�-'=�� or ground rents on the Prapercy.if any;(c1 yearly ho•r.ard ur prapeny insurance pmmlums:td!y��Y��insurance premiums•
<br /> """�- ;f;iny; (el yrarly martgage in.sumnce pmmiums. if any:und(0:�►y sums puyable by Borrower to I.ender. in acrordance with
<br /> __��"'-'-"^�=� the provisions of parugr��h 8. in ticu of�he paYment of mortgage insurn�ptemiums.These items are culleci'Escrow Items.° ^
<br /> �'���� Lendti:r m�y. :►t uny time. rnllcct and hold Funds fn un amount not to excoed the mvcimum umaunt a iender fur a federally
<br /> �=�,��;� relatc�d martRaBe loan may rec=uire for Borrower's escmw account under the fedeml Pteal Estate Settlement Procc�ures Act of -
<br /> _-���- �q7q as amended from time to time. i1 U.S.C. Section 2601 et seq. ("RESPA").uniess unother luw that applies to the Funds
<br /> _��.� sets a less�r arn�unt. If so. [.ender may.at uny time.collect and hold Funds in an amount not to exceed the laser amount.
<br /> ==�=�' Lender may estimute the amount af Funds due on the basis of current datn ru�d reasflnnb�e est�ma��s of expendituc�.s of futut�e
<br /> =i;,��;�j �sctow Items or alhenvise in acrnrdance withappticable luw.
<br /> _.a��,�,�,� The Fuods shap be held in un iastitudon whose deposits are insured by n fedcrsl agency. inst�umentaltty. or entiry
<br /> (incladin�Lendcr.if Lender is such an inseitution)or in nny Federnl Home lAari Bank.1-eader shall appiy the Funds to pay the
<br /> �"-�"''`� Escrow Icems.Lendee may not ch�e Borro�ver for holding and applyieg tlie Funds.unnunliy analyzing the escmw ucxoum.or
<br /> - �-�`��; verifying the Escrow Items.unless l.ender pays Borrower interest on the Funds und upp�icab�e�aW Perm�ts��er to make such
<br /> -= a cfiarge.tivwcvc�.i.�'�l�s sm3�4���-'�""'er to guy a one-time char�e for an independent reat estate tux rzPorting servlce
<br /> -_��� used by Lender in connection with this loan. unless aPP��cuble law pravides otherwise• tlnless an agronli��tt ;s � °_
<br /> -- -- uppli�ble law requires interest to be pa[d. Lettder�h�ili not be�equired to paY d on�the F�t��e rs�i�ve t Borrowr•
<br /> -_�"�� �orrower and Lender may agree in writing.however.thnt intecest shatl be pti � for which eash
<br /> without churge, an ar►nuai a000undng of the Fu�s.showing credits and debiu to the Funds and the purpo
<br /> ----� debit to the Funds was made.7Ue Funds are pledged us nddltional security far all ,sumglsecu�rad�nder shaq uooau t to BoRaower
<br /> If the Funds held by Lender excead the amounts permitted tu be held by upp
<br /> for the exoess Fe�nds in 3ccorclaace v►ith the requimments of upplicable law.If the amoant of the Fu�hnl� h���W *
<br /> - � time is not sufficient to pay the Escrow Items when due.L.ender muy��YNe�h�'e�e p�t�h�e�deficlency in rto more than
<br /> -- stuill pay ta Lender the ainount necessa�Y co makt up the deficiency
<br /> -- twelve monthly paymenu.ut Lender's sole discretlon.
<br /> L'pon payment in fW�of nil sums s�cured by this Security Insteument. Lender r+h��e�rio re W ucqw�s���n or sale
<br /> -- Fu�s;��'d by Lender.If.under par.�graPt�2�• l.ender shall uoqnire or sell the 1'roperty.
<br /> ,�f����periy� Shat�app�y any�unds hel�t by l.ender at the time of acquisition or sale as a credit agsiinst the sum�secured bY
<br /> this Secuurity Instntment.
<br /> 3.Applicatfon of Pnytg�ts.Unless applicable law provtd�es othenvise.all payments reoeived by I.ender under paragraphs
<br /> -- 1 and 2 shall be applted• first.to any p�epaYment charges due under the Note;seeond.to amo�nu payable under puragraFh 2:
<br /> - - = third,to�nterest due;fourth.to prirtcipal due;and last.to any late charges due under the IJot sttions utaibutable to the Pmperty
<br /> 4.Ch�Best LEens. Borrower shali pay atl taxes.assessments.charges. tines And impo .
<br /> - - which may atcain priority over thls Sacurity l�twnem.and ieasehold paymenls or gra�rents. 1f nc►Y•Borro�ver shall pay
<br /> --_ these obligations in the manner pmvided�n pa�ragmp6 2.ar i[uot pa[d io.that msnceer. Bomoaer shall pay them on tlme direetly
<br /> ° = to the pe�son owed payment. Botrov�+er shall p�omptly fumish to l.ender atl norices of sureounts to be pald under this patagt�ph•
<br /> -_�� If Borrower m�lces these payments directly.Bosro�cer stuill promptly fumish to Lender reoeipts evidencing the paymettts.
<br /> ------- ��� ��rrower shall prompdy discharge any lien which has priority over tl�is Security instrument unless Bomc�wer:(a)agcces in
<br /> _�~'''="-'r writing 10 the payment of the obligaaon seared by the lien in a manner acceptable to Lender;lb)contests in good faith the lien
<br />---•�--—i-' by. or defends against enforccment of ehe lien in, legal proce�dinSs which in the Lender's apinian operate to prevent the
<br /> -__-_��L� enforoement of the lien:or(c)secures fr�om the holder of the lien su�agreemists b s�norY�en which�mayta tain p ority over
<br /> _�-:-:��„�:� this S�vrity Instnyment. If i.ender determines that any put uf the PropertY � }
<br /> - �_���ry�`r�` this Saaurity Instnunent,Lender may give Borrower u notice identifying the lien. Bor�o�ver shall saeisfy the I[en or take one or
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<br /> -� �= mm,e of�he actions set forth above�vithin!0 duys of the giving of nodoe.
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