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<br /> t �' '� 7 1Y17'N ull�he improvement+m�w on c�reaRcr eeected��n the proFcrty,und ull casemcnt.r,apputtena�iceti.and �.
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<br />�-�'-'�:>�� tixtures nuw on c�rciiRer « {��M �+F thc pruperty. All rcpl�iccmcntx und «dditi��n� �hi�ll ulu, bc covcrcd by thir Sccurlty �
<br />_-_•,_:_,.; Instrumrnt.AA uf►hc fi�rcgoln�t iti rcfcrrcd t��in this St�uriry lntitrumcnt us d►c "Pr•�perty."
<br />-= -"`^'r��' BUItRQW�R COV�NANTS thiit Hurru�vcr i�Inwfully scinal ut thc estntc hcrcby ca�rvcycK!and hus thc right to gmnt und �-_.
<br /> ,�:�,;;; m'` cunvcy d�e Pr��peny+nul that the Property i�;une�tcumhered.cx�tipt fi►r encumbn�nces oi'recurd.Rurrawer wanuntn and will
<br />—...=--'w'�'�� dcfcn�gcncrullv thc tit(c tu thc Pm�rty uguinst ull cluims und demunds,+uhj�tit tu uuy cncumt�runces c�f recurd. ���
<br /> � r' 'PNIS SECURITY INSTRUMENT cmnbines unifbnn cavenunt�fi�r►iutiannl use und nan•un{furm cuvenunts�vith limited
<br />_'��. vuriudunti by Jurisdictiun to a�mtitutc u unifacro sccurity instrumcut ruvcrfng rcal propcny. �:
<br /> ,,, � UNIFORM COV�NANTS.Borruwer und Lender cavcruint and u�m�uy fnllnwF;
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<br /> �'` � l. Poyment u f P r lrtc ip�l n n d I n t e r�t; P n p a y m e n t u n d l.a t e C h a r R�.w� B o r r owcr shull prom ptly pay when duc the �;
<br /> �'�°�"�`'� pdncipal��f and interest on the debt evidcnccil by the Note nnJ uny prepuyrt�ent uncl lute charges due under the Note. �..
<br />--��:��.±lt:� ticubte inw ar ta u writt�n waivcr by I.ender, Bormwer xhull pay to �_:
<br />__:,F•u�-.� 2. h�ndw Por Tnxc.w und Inscurunce. 5ubject ta npp _
<br />=_�,,;;�:��_ Lender on ihe day monthly payments ure due under th�Note.until the Note is paid in fuil.u sum('Funds')`or�.(hp d �Y��
<br />�`-���: sutd ussessments which may uttain prior{ty uver this Sec►irity lnstrument us n lien��n the Property:(b) ye�u'y WYn'►
<br />;>u p or�rourtd mnts an the Property.if uny:lc)yearly huLUrd or prapeny insurnnce premiums;(d) yearly flood insurunce premiums.
<br />`� if nny: (e)yearly mortguge insurance premiu�a�. if uny:und 1�anY sums payable by Borrower to Lertder. In nccordance wlth �-
<br /> --`�.�sti the provisians af puragruph 8. in lieu of the payment of mortgage insurance premiums.These items ace calted"Escrow Items•" i
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<br /> �-•�;r�:�, I.ender n�wy. At uny time, wllect und hold Fundc in nn amount not to exceed the maximum amount a lender for a federally ,
<br />'��'�"s�� reluted mortsuge loan may require for Honower's escrow uccount undcr the fe4eral Real Estate Sett�ement Proce�lures Act of —
<br /> ;;�t,:-;�;;"` 1974 as amended from time to dme. 12 U.S.C.Sectian 2601 et sey. ("RESPA'),unless anothcr Iaw thut appltes to the Funds
<br />-�--'"-`�-�=�' sets n iesser simount. lf so. L.ender may. at any time, collect und hold Funds tn un umount not to exceed the lesser atnonnt. _
<br /> ,�„�"�,� l.ender muy estimnte tite umaunt of Funds due on the basis of cunent daut and rensanuble estimate.'s af expenditnres of future
<br />-'��y_�� • Escrow Items or otherwise in uccordance with uppltcnble luw.
<br /> °----- The Funds shall be held in an institution whose deposits arc insured by a federul agency. insmimentaliry. or entity
<br />—� (including Lender,if Lender is such an inst�tution)ur in zsny Federal'Hnm�Loan���n�ly 4 yzin�'t e escrow utecou t ot
<br />-����� E s c ro w[t e m s. [.e n d e r m a y not char ge Borrower for holdins und app y g
<br />''L=°�'.�; verifying the Escrow Items,unless Lender pays Borrawer interest on the Fun ds an d app lica b le!a w p e r m i t s l,e n d e r t o m a k e s u c h
<br /> ' a charge.However.Lender may reqaire Borrawer to pay u one-time churgc for an irtdependent real estate tex reporttng service
<br />--����.
<br /> u� by i,�dcr ia tQ�tion wi�h this loan. unless applicable law pmvides otherwise. Unless un agreement is made or
<br />,�u:'�'�•�� applicable Iaw requires interest to be paid.L.ender shall not be required to pay Borrower eny mterest or earainga.in tt►�Fu�o• `
<br /> __,�„�,. gormwer und Lender may agcce in wrtting.however,that interest shall be paid on the Funds. I.ender shall�f i���ch
<br /> -- wlthout chur�e,an ennual accounting of the Funds. showin�ec�its und debits to the Funds nnd d►e purpo
<br /> ��_�_� debit to the Funds was made.The Funds are pled�ed as additional securiry for aU sums seavred by Unis Security Insttument.
<br /> If the Funds held by I.ender exceed the amonnts permitted ta be held by applicable law.L,ender shall account to Borrower
<br /> -� for the excess Funda in uccoidance with the recluirements of npp li c a b le luw. If ihe aznount of the Funds hetd by I.ender at any
<br /> —�_� tlme is not suffindertthepam untFnecessury mo make up th deficiency. Bomowe�all malce ptithe efic encyc n ao more thaz►
<br /> shall pay to Le
<br /> v� twelve monthly puyments,ai L.ender's sale discredon.
<br /> '—�-:� Upon payment in ful! of all sums secured by this Security Inst�ument,Lender sfiall pmmptly refnnd to Borrower aay
<br /> ----- Funds held by Lender.If.under par.�rmph 21,Lender shall acquire or sell the Property.Lender,prior to the acqutsjtion or sule
<br />-__�___��� of the Propercy.shall apply any Funds held by Lendtr at the time of acquisttion or sale as a credit against the sums secured by
<br /> '"-� this Securlty instrumert.
<br /> � 3.Applicntton of Peyments.Untess upplicable 1¢w provtdes otherwlse.all payments received by Len9ar unde�r parag�ap2s
<br /> _ � and 2 s►m1�be appl[ed: first, to any prepayment char�es due under the Note:second.to amounts payable under amgtap
<br /> ---- = third.to ineerest due: foutth.to principal due;and last.to any late charges due u�eder the Note.
<br /> _ .� q���g�;Uens,aorrower sh�ll pay nll taues.assessments,charges,fines and impositlons attributable to the Prapeity _
<br /> which may attatn pdority over t!►is Security Instrument, and leasehold paymerots or gmund rents.if any. Borrower shali pay
<br /> -----� these obligations in the munner ptovid v d irt para�►up h 2,or i f n o t p a i d i n.t h a t m s�n n e r.B o r m�v e r s h a l i p a y c L hem on time dlrectl y
<br /> _ ._,� to the person owed payment.Borrowar shali prun►ptly fumish to Lender ali notica of ssmaunts to bc pa3d under this paregraPh.
<br /> If Borrower makes these payments d[recdy.Borrower shall prompdy furnish to I..ender recei�ts evidencing the paycnsnts.
<br /> ----�� Borrower shall pmmptly discharge any lien which hsis priority over this Security Inswment unless Borrower:(u)agrces[n
<br /> ---_ _� vvritit�to the payment of the obligatlon secured by the lien in a manner accep:a9�le to Lender:(b)conteses i�1 good fa�th the I[en
<br /> — __= by. or defends against enforcement of the lien in. le�al proceedings which in the I.ender's opinion operate to prevent the
<br /> - -��:� enforoement of the tien;or(c)secures from the holder of the lien an agr�ement satisfactory to Lender subordinAting the lien to
<br />_-�--���. this Seeurity Instcument. If Lender determines that uny part of the Property is subjert to a Ilen vrhtch may attain pticerty over
<br /> T�*.�:�: this S�cudry lnstrument, Ixr,�er muy give Borrower a notice identifying the lien.Hocrower shall satisfy the lien or tn.4�e one or
<br /> — -s�_�,
<br /> ntore of the actions set forth ubove w8hin 10 dnys of the giving of notice.
<br />===-�,: Fotm 3028 818�
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