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<br /> payments may np longer bo requircd.at the aption af Lender. if mortgz+ge insuruncc covcrugc(in thc umaunt nnd for the pedod
<br /> thut l,ender require3)provtded by un insurer approvcd by Lender ngafn becom�uvnilable and is abtaincd. Bor�wcr shal!pay
<br /> the premiums required to muinmi�me�nRu�c insurnnce ln effect,or ta provide a lu�a reservc,until thc requfrement for mortg�ge ,
<br /> insurance ends in eccardance wIth any wrltten agreement between Borrower at�d Lender ar upplirable law.
<br /> 9. Inspertion. Lendcr or ita agent may muke reASannble entries upan and inspections of the Pn�perty. Lender shull give
<br /> Borrower notice ut the time of ar prlor to an inspection tipecifying reasanable causc far the inspection.
<br /> 10.Condemnation. The proceeds of any uward or claim far damu�es. direct or consequ�ntinl. in conRection with any
<br /> coademnutIon or other taking of any part of the Property,or for conveyunce in lieu of condemnation. are hereby assigned and
<br /> shall be p�d to Lender.
<br /> In the evcnt of a total takln�of the Property,the proceeds shall bc applied to the sums secured by thfs SecurIty Instrument,
<br /> whether or not then due. with any excess patd to Borrower. In 1he event of a partiul tnl�ing of t�te ProPerty In which the fair
<br /> market value af the Property immediately bafore d�e tukins is equal to or greater than the wnount of the sums secured by this
<br /> SecurIty Instrument immedtutely before the tukins, unless Borrower and Lender otherwise agree in aritins,the sums secured by
<br /> this Serurity Instrnment shnll be reduced by the amount of the proceeds multiplied by the following fruction: (a) the total
<br /> amount of the sums r,ecured immediately before the tuking, divtded by(b) the fair market vadue of the Property immediately
<br /> bcforc thc taking. Any batancc shall bc paid to Borrowcr. In thc cvcnt of a partiai taking of thc Propercy in which tho fair �
<br /> market value of the Property immediatcly before the taking is Icss than the umount of the sums securod immedjatety before the
<br /> takins, unless Barcower and i.ender othenvise agree in wdting ar unless applicable law atherwise provides. the proceeds shall
<br /> be spplied to the sums secured by this Security instrument whether or not the sums are then due.
<br /> If the Property is a6andoned by Barrower.or if,nfter nutice by Lender t�Borrower that the condemn�r ofFers to make an
<br /> award or settle a claim for damages. Borrower fails to respond to I.ender within 30 days after the clate the notice is given,
<br /> Lendcr is authoriud ta collect tuid apply the proceeds,at its option,efther to restaradon or repair of the Property or ro the sums
<br /> secured by this Security Instrument.whether or not then due.
<br /> Unless Lender and Borrower otherwise agree in wridng, any application of proceeds W principal shall not extend or
<br /> postpone the due date of the monthly payments r�f�rred to in parngraphs 1 and 2 or change the amount oF such payments.
<br /> 11.Borrower Not Released;Forbearartce By Lender Not a Watver. Extension of the time for payment or modification
<br /> uf�ssartixasioa af she�ssssts;�cured 8y thi;Security Irsetsument gs�sued!n I.ender to�ay aux�soz 3a intcr�t of F3orros:�er sh.4!! �
<br /> not operate to retcase thc liability of the original Horrower ox Borrower's successurs in interest.I.�nder shall noi be required W
<br /> commence procecdings against acry successor in interest or refuse to extend ume for payment or othervvise modify amortlzation
<br /> of the sums secured by this Szcurity Instiument by reason of any demand made by th�original Borrower or Borrower's
<br /> suaessors in interest. Any forbearance by Jxnder in exercisiag riny right or remc�y shali not be a waiver of ar preclude the
<br /> exercise of any right or remedy.
<br /> 12.Successors and Asslgns Bound;,loint and Several Llabll[ty; Co-signers. Ti�a covenants and agreemenu of thia
<br /> Securiry Instnunent shall bind a�id benefit the successors and assigns of Lender und Borrower. gibject to the provlstons of
<br /> paragraph I7. Borrower's covenants and agneements shell be joint and several. Any Bomower who oasigns this Security
<br /> Insuument but dces not execute the Note: (o) is co-si�ning chis Secu�iry Instrument only to nrortgage,grant and oonvey that
<br /> Bamnwer's interest in the Aroperty under the terms of this Secudty Instn�ment;(b)is not personally obligated to pay the sums
<br /> secur�d by this Secuiity Instrumenh a�id(c)agrees that L.ender end any other Borrower may agree to extend. modify. forbear or
<br /> make any accammodations wlth regard to the terms of this Security Instrurttent or the Note without thnt Borrower's consent.
<br /> 13.Loan Charges. If the loan secured by this Security Instrnment is subject ta a law which sets maximum loan charges.
<br /> eztd thai law is finally interpreted so thnt the interest ar other loan char�es collected or to be cof lected in connettion with the
<br /> loan.ea�ceed the permtttai limi[s. then:(a)uny such loun char�e shall be reducal by the amount necessary to reduce the charge
<br /> to the permitted limit;and(b)any sums already collected from Borrower which exceeded permitted limits wili be refuncleA to
<br /> Sorto�ver. Lender may choose to make this refurtd by reducing the principal owod under the Note or bv malcing a direct
<br /> payment to Borrower. If a refund �educes principal, the reduction wil! be treated as u partiai prepayment without any
<br /> psr.puyment chsrge under the Note. •
<br /> 14.Nofices.Any notice to Borrower provided for in this Securiry Instrument shalt be given by delivering jt or by mailin� _
<br /> it by first ctoss majt unles�applicublc law rcyuires use of unother method.The notice shall be directed to the Property Address
<br /> or a�iy other uddtess Borrower designates by notice to Lender. Any notice to Lender shall be given by first class mait to
<br /> I.cnder's address statai herein or any ather uddress Lender designates by notice to Borrower. Any natice provided for !n this
<br /> Security Instrument shall be deemed to hsve bcen�iven to Borrower ar Lender when given as pmvided in this pucagraph.
<br /> IS.Governing [,ew; Seve�ability. This Security Instrument shall be governed by federal law and the law of the
<br /> jurisdiction in whlch the Propercy is lacated. In the event thot any provision or clause of this Secudty Instrument or the Note
<br /> mnflicts with applieable law,such conflict shall not uffoct other provisions of this Secucity Im3t�ument or the Note whicn can be
<br /> given effect without the rnnflicting provision. To this end the provistons of this Security Insteument nnd the Note ure decicued
<br /> to be severable.
<br /> 16.Borrower's Copy.Borrower shull be given one rnnfnrmed copy of the Note and of this Securiry Instcument.
<br /> Farm 3028 8/90
<br /> Papo 4 ot 0
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