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<br /> E�crow Accounr Rialer
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<br /> THIS ESCROW ACCD�JNT RIDER b made on �Y 14 , t 985,and!s/ncorporsted lreto and
<br /> . shrl!be deemed io em�nd end supptement ths Mortgdgs,Qead o/Trusr or SecurJry Deed("Sacurlty/RStrumeni"1 of
<br /> the same date gli�an by ihe u�deislgne�d�'Bor�wer°1 to secare Bcaoave�'s Naie to NORWEST NORTGAGE. INC.
<br /> !'Lender"J o/ihe same dafe and cov�rleg the Pioperry descrlbed ln the Secwfty Inatrnnrent.
<br /> Pe�egreph 2 of the Secuifty/nstrrument b he�aby de/erod!n its entJrety er�d ieplaced wfth the tol/owlnA _
<br /> parogroph:
<br /> � Monthly piyment of Ti�c�s./nsvnr:ca,arrd Othar Cha�rg�i. BonoHrer shs/l tRC/ude!�each�onthly peyinent,
<br /> tagethetr with ihe pdrra/pal and l�terest as set lorth fn ihe Note and eny late chaiges,a svm for!a) taxes and
<br /> apecfa/esaessrments levied or to be/evlad agatnst the Propaity, (b1/easeho/d payments or ground rents on the
<br /> Propeny,end fc1 premlams lorinsumRCe reAutr�rd under Faragraph 4./n any yea�lA wh/ch the Lavtde�mustQsy a
<br /> mortgagalnsrrmnCe premfum to the Secretary ofHmusing end Urban Development�°Ssr,�at»ry"1 or in any year i�
<br /> whlch such premlum wauld heve been requlrad it terrder stf1l ha/d the Secrulty/nstnrmen�aach monihly payment
<br /> ahal!also lncluda efther:!i1 a sam tar tha annual mortgege Insuronce p�emlum to be psid by Lendar to the
<br /> Sacretary,or pI1+�monrh/y charge l�stead of a mortgage Jnsuraaca premtum ff thls Sacu�fry/nstinment Is ht/d by
<br /> the Secietary,!n e ieasonab/e emonnt io be detarm/ned by the Secretary. Except lar the montlrty charge b y the
<br /> Secrerary,tha�e items are ca//ed "EsCrow Items"and ihe suins paJd to te�rder ara ca/led "Escrow Fimds.'
<br /> Lender may,ai ony tln�e, co/lect a�d ho/d emounrs for Escrow ltems tn an sggregare amonnt not ta excaad
<br /> tha maxlmum amodnr that may be aequlred foi Bwrower s escrow account�ndar rhe Real Fsrate Sertlement
<br /> Procedur�t Act of t974, 12 U.S C. � Z60f e�seq.and Implementing i+egvlet/ona, 24 CFR Part 3b0D, as they may
<br /> be ame»dtd fiom tlme to time("RESPA"J,except dtat tlre cushlon or rese�ve pe�mftted by/7ESPA lor unanticlputed
<br /> dlsb�rsemen3s o�dlsbr�seme�is heia+e tha 8omowerfs paymants am avst7eLle in tire accavnt may av�bar�ia,�a��r. -
<br /> amounte dna for the matgage lnsura�ce premtym.
<br /> /I ihe amovnts hald by Lender fo�Fsr.�ow/tdns excecd ihe emounts pennitted m be dald by RESPA,Lender
<br /> ahsl/doa/with the excess lumds es iegnfted by RFSPA./f the emoants o1 hrnds hMd by Le»de,r ai eny tfine ara not
<br /> aufAclent to pay Nre Esc�wv/tmns when dw.. Lendu msy neWy the Bo►iawer and npulre Bomower to make up tire
<br /> shorragn or deflclency as pem�fttad by RESPA.
<br /> The Fso�ow Fusds ero p/edgsd as additlona!aeeurfty foi al/sum8 sacured by thfa Sectrrfly/nstrrrmenL/f
<br /> Bo�iower iendens io tenaler ihe full psymant ot o/l such sums,Boaowar'�accouni shal/be cndJtad wfth the
<br /> be/anca iemelnlag for ali ir�ste!/rrienr Jterns fa), /b1, and(cl end eny monga�e lns�rance premtunr lastellment ttret
<br /> tender hea noi bscome obrgatad ro pay to the�ecrerary,ind L�rider aha/l,p'romptlyr refrrnd any excess firnds to
<br /> Bmraw�a. Immad/atety prlor to a/or�-,�as�rie sale of tha Pioprrty orlt�aaqutaldon by�ender,Boriaower's eccoun!
<br /> sha!/be cndlterd wfth eny ba/anr.e nemalning/oi sl/lnstallmems for�(a1, Itr1,arrd(a).
<br /> BY S/GN/N0 J�Frtl�W,Borrower accepi.t snd agraat ro tlie tenns��.�d provlslons co�ta/nsd fn thfs Escrow
<br /> Acaonn�Rlder. .
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<br /> -���`��� 7/14l95
<br /> 8o►mwa STHVSN D • G R Wa 8arow�r 1��.8ItY A SMITB O�tir
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