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<br /> pedods that Lender requires. Tho insurance c�rier providing tha insurnnce shW16e chosen by Borrowcr subJect to Lender�
<br /> upprovAl whtch shall not bc unreasonably withheld. If Borrower fuils to maintuln�overaga descdbed ubove,l.endcr muy,nt
<br /> Lendar�option.obtein coveraga to pmtect l.ender�a r�ghta in the Prnperrty in nccords�tce with purogmph 7.
<br /> All insurnc�ce policles And renewals shall be scceptnble to I.ender and shnli include n swndard mertgage clause. Lender
<br /> shdl huye ttx right to hald qte pol[ctes and renewals. if Lcsid�r rcquins.Borrower shuU promptly g(ve to�.ender ell receiptq .
<br /> ► of pnid premiums und renewal notices. In the event of lass.Borrower shall give pmmpt notice to the insurartca carrler ond
<br /> Lender. Lender moy maka proof of loss if noi made promptiy by Bomuwer.
<br /> Unless Lend�r end Borrower othenvise agree ln wrlting.insurance praceeds shall be applied to restoration or repair of
<br /> ' the Ptopen�dumaged. if the restoration or �+epair is economEcally feuslbla snd L.enderh secutity is not lessened. If the
<br /> ►esroradon or repatr fs not econom(cally feasible or L.ender�s secudty would be lessened,the insurance proceeds shall be
<br /> applied to the sums secured by this Securlty Instrument, whether or not ihen due,with any excess pald to Bomower. If
<br /> Borrower abandons the Property.or does not enswer within 30 days a not�ce from Lender thui the lnsura�tce carrier has
<br /> offened w settle a claim.then Lender may coltect the insurance Proceed�. Lender may ase the pmceeds to repair or r�awre
<br /> the Proptrty or to pay sums secured by this Security Instrumen�whether or not then due. 'Ihe 30-day perlod wiU begin when
<br /> tke notice is given.
<br /> QJnless Lender and Borrower otherwise agree in writIng,any applicadon of proceeds to principAl sh�ll not extend or
<br /> postpone the due date of the monthly payrt�ents referred to in paragrciphs 1 end 2 or chenge the arnount of the payments. If
<br /> under para�raph 21 the Property is acquired by Lender,Borrower's dght to any insurance palicies and proceeds resulting
<br /> fmm damage to the Pmperty prior to the acquisidon sha11 pass to L.ender to the extent of the sums secured by this Securlty
<br /> Instcuraent Immediately prior to theacquisitlon.
<br /> 6. Occupancy, Preservetto Mainteneace end Protectton o! the Property; Bormwer's Lann AQp!lcatton;
<br /> Leaseholds. Borcower shaU occupy.estublish,and usa the Property sis Borrower§princlpal residence within sixry days after
<br /> We execution of this S�urlty Instrument and shall continue to occupy ihe Property as Bocmwer's priusipal residence for at
<br />� leau one year efter the date of occupancy. unless Lender otberwise agrees In wddng. which consent shall not be
<br /> unressonably wIthheld, or wiless extenuutln�circumstances exist which are beyond Borrower�s control. Borrower shull not
<br /> destroy,dumage or impair the Property,ullow the Propecty to deterlorate.or commit waste on tbe Property. Borruwer shail
<br />; be ln default if any forfeiture action or proceeding.whether civil or cdminal,is begun that in Lender�s guod faith judgment
<br />, cauld msult in forfeitune of the Property or otherwIse materially iinpatr the lien created by this Security Instrument or
<br /> Lender's securiry interest. �on+ower may cure suc4 a default ead zrinstate,es provided in pamg�ph 18.by c.ausing the acdon
<br /> or proceeding to be dIsmtssed wlth a rulIng that,ic�Lender�s good fa[th deterrtunation.pmcludes forFeltute of the Borrower's
<br /> interest in the Propeny or other matedal Impairment of the lien crented by this Security Insuument or Lender's security
<br /> iritcrc�. Soirawsr shall a:sa tx us �fautt if Basra�:er. dsssing ihe loaQ sgpli�etion �A: gnve marerially false or ,
<br /> inarcurate infoimation or statements to l.ender(or fuiled to provide Lender with sirry matertal IN'ormadon)im m��nection with
<br /> the Ioan evidenced by the Note. including. but rtot limited to. representations conceming Borrower�s occupbacy of the
<br /> Propeaty as a piincipal r�sidence. If this SecurIty Instrument is on a leasehold.Botra�wer shall canply with aU tt�e pmvlsions
<br /> af the le�se. Lf 8ormwer acqutres fee tide to the Prope�ty,the leasehvld and the fee mtle shaU not merge unless Lendex agrees
<br /> to�he merger in writtng.
<br /> 'f. Ptnt�on�f I.eeder's RigQts ta the Propecty. If Bon+ower fails cu perform tt�.:ovenaats artd agreements
<br /> contuined in t3�is Security instrument,ar there ts a legal praceeding thnt may significantly afFect Ixnder's dghts {n the
<br /> Property(such as a procc+ediTMg in battkrugtcy.probate,for cwndemnaHoa or frnfeitun or to enforce laws or ngulations).then
<br /> Lender may do end pay for whatever is necessary to protect the vrtlue of the Pmperty and I.enderb dghts in the l�roperty.
<br /> Lender's ucdans may include paying nny sums secured by a lien which has priority over Yhis Security Insbvment,appearing
<br /> in court,paying reasonable attomeys'fees end entering on the Propeity to make c�epairs.Atthougli Len�e�may take actlon
<br /> wider ttus pazagraph 7.L.ender does noi have to do so.
<br /> Any amounts dlsbursed by Lender under thIs parugcaph 7 shalt become udditional debt of Bo�er secuted by thtg
<br />. Security Inswmen� Unless Bomower und Lender ngree tc►other terms of pay:nent,these amounts shali bear L�teresC from the
<br /> date of d[sbuisement at the Note rntc and shall be payable.with inten�st.upon notice from Lender to Borrow�r requesting
<br />' paymenG
<br /> & Mortgage Insurance. If Lender requined mortgage insurance as a condidon of makit�g the toan secured by thie
<br />: Seruriry Instrument,Homnwer ahall pay tRe premiums requised to maint�n the mortguge insurance in effect� If,for uny
<br /> reason, the mortgx�e insurance coverage cequired by Lender lapses or ceases to be in effect. Borrower shall pay the
<br /> pnmiums �equimd to obrzi9 coverage substantially equivalent to the mortgage inaumnce previously in effect, at s cost
<br />' sabstandally equivulent to the cost to Borrower of the mortgage insurance previously in affecG from an altemate mortga�e
<br /> insuier approved by Lender. If substantially equivalent mortgage Insurance covemge is not nvaitc�ble,13orrower sha�i pay to `
<br /> Lender each month a sum equal to one-twelfth of the yearly mortgage insumnce premiwn being pnid by Boirower when the
<br /> fnsurance coverage lapsed or ceoseci to be in effect. Lender witl accept,use nnd mtaln these payments as a loss reserve in lieu
<br /> of mortguge insurance. Loss reserve pay�nents mny no longer bec�e�uired.at th�r option of Lender,if moRgage insurance
<br /> coverage(in the+unount uttd for the period that L.ender requires)pr�vlded by iut insurer approvcd by L.ender ugain becomes
<br /> uvailable and is obtaiaed.Soaower shall pay the premiums nequired to maintain mortgage insiuz�nce in effect,or to provlde a
<br /> ` loss�+eserve,undl the requirem�nt for mortguge insurance ends in accordance wlHi any wduen ag�+eement between Borrower
<br /> and Lender or upplicroble law.
<br /> 9. Inspectioa. Lender or its agent may make reasonable enMes upon and inspa:ttons of the Pcoperty. Lender shail
<br /> �ive Borrower notice at the dme of or prior to an inspection speclfying reasonable cause for the inspection.
<br /> 10. Coademnatfon. 'Ihe proceeds of any award or clnim far durt►ages,direct or rnnsequential,in cotuiection with any
<br /> S)ngle Famiiy»Ihnnle MaelEreddie Mac UNIFOKM iNS1RUMLNT--Unifortn Covene�ts 9/90 tix+ge 3 oJ6 pugesl
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