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f i �� 't;: i Y.�.,^�-.�++�wrvnr . :a��:. .. . �--• _ �1 � � ' . � � i .<.tw,f•�.�111�„"�":. . . " .w• � Nw.Y:� 1 — .��..._..... ,� , ' K Wi: n�x:�'I'. w . , _ .,.'«�,n'►. - ....-_,__:—_. !.- �+ ✓,r��y.wMFti} ,y. — i•7M1'.'.:}y.�R.�>�,�i��t?°"i;��t,,�� 1�RhY.�.l.f. 'f.'4�it :�%.�'t-""- __. yrr�"—.�l�s�n.r r. . ..-.=:=.�:— . ;i:� .i7'.� ..,..__..�J.._._..�........�...r.�...'.S— —_— :+r^„`..�"_°'--�• '�_'• --.s.;,: �ll).1[JSTABLE �tATE I�IDER �: :; >• � (t Year Treaaury Index•Rnte Caps) t��,.��O�,�y . �. THIS ADIUSTABLB RA78 R1D8R h mRde thM 6TM ��y ot `T�'Y .19 �5 •nd b inrorporued fnto�nd�h�11 Ee Qeemcd to unend md snpplement tho Mon4ege,iked of Truab or Securiq Deed(the"Security lnatrument")of • tho e�me daIIe tiven Ey the undenlplM phe"Bcnawer")to acuro 8orrower'e AdputiEle R�te Note(the"Note")to H�fMH FBDEBA RAd� ��Q(the"Lende�")ot tha ame date and¢overfn�tha propaty dacr�bed tn eha Secudty Iaatrurnmt and laated m: �?2 PONDEROSA. GRAND ISLAND NEBRASKA 68803 r (Property Addm�) Tib wtt coaWe pm�Won aQowiq ta ebqa 1� my tateres!nte ��d mr maetUy of�yae�v.Z�L aot�wo Iletts tM a�o��t�t�tereat ntu pa eYa�je�t a�y oee Qme aA •4o Ue rotdm�m�d tUe anW�s�nte 1 moit p�. ADDITIONAL COVBNAN7'S.Ia tddtdoa to the covenaata tad�reemenu a�e In the Sccudcy imuwnent,Borrowu w�d l.ender ' PortAer eova�wt and�eo a followa: A. IMRdiEB'Y'RATE AND MAN'i'ULY PAYI�IENT CHANGEB The Note pmvIdes for an iaidd interat ate of 5•?5 �h.Sectton 4 oS the Note ytovlda Por ch�nges In the iatereat rate and the maathly psymeata,as foAowa: 1. 1NT6REST RATE AND MONTNLY PAYMBNT ChfANOES (AJ ��Dsta Thafnurest rate t wtu pay may cdmge on che tirat day of FEBRUARY ,iq 96 ,�d oa thse clay eray 12 monttia thaafter.Eacd date oa which my iuterest rate cnuld chanie is a�iled a�•Chtngo Date.•• (A) 7'itl�da 8e�inniag wtth the ffrat Charsge D�te,my interest rate will be based on aa Indca.The"Indac°ie We weckly Rva�a yIeld on Uq1te85tttes 'iteacuryr�ecuri�ta adjusted co a comuat maturtty of i yar.a m�de available by the Feder�l Reeave Board.7'ho mosc recwt Iadrac ftau� avaWblets ottl�e d�u4S days before each Qtnr�e Date tu adted the"Climat Indeu." [t tQe Iudeu Is ao tor�er nvaftable,t6e Nate Holder wW choo.�e A new indeac which is buM upoa comparable tnforatattonrThe Note E€older wfU aive ma aouoe of this ckoica . � . tL� �.is�roptxriq�"a� , . Batore ach ChangC'�ate.the Nate Holder wlll calculate my nevv intaYat rate by adding T1tl0 AND ONE-HALF p�� pofaS�� ,y..-.:_�i1)W the CaReat Inda and roundinQ to tho aarest 1/Bth of IIti.aubjcct w the lim[ta sttted in Seetion�INI below. Thia rouaded uaount will be my aew interat rate until the nact Chanae Data. ' The Note Holder wiU then deteraaiae ttee�mount of tha monthfy peyment thu would be wffidem to repsy in fUll the princi�ai+l�m a�pocted w owe on tlut Chauje risu in substaad�lly cqual psrymmta by the mawrIty date u a�y new intaat rue.'llte rault of tidsatit`ulat[on � ' wW be the new amouat of my mont➢11Y D�Y+�t• � � lu) IJ�tao�Utaat RateCla�es ?.75� yy or!eu tdw T6e intaest rate 1 �m ra�ufe�ed to pay u the first ChanAe Date wip not be anater thaa ��lb.lt�ereafter,mytateratratowillneverbeincreasedorderneaaedoaanyeia=IeChanseDaubymonthan '�1�10 c z.��from cha rate of interat I iuve baa paylns far tka preadiaa cwelve months.'t7ie minimum intcreat ntc on thir loan wUl neva be kss�n.n a.7s y�.Qa the�(mun,tncerac mce w�v�ev«be,naur m,a 1a.?s �. (� FltecU�eDqte4f4aqes My new Interat r+uawlll b�ourr�e effaotiva on ach Chuue Dau.I wfU pay We�mouat af my aa�v montWy p�ymeat bejinnins oa tUe fim eannthlYP�Y�t dttodtsr•fbeClsan�eWnteuadl theanouat of my monthtY PsY��1�p+p�• (� Notioe of Chr�a � � TheNote HWdsr wUl m�Sl ordeltver comea natiae before ach Chan�e dau.7LenoWe w11U edvtoe meot: � (� ehe new iaterat rate on mytoanas otthe Cd�e nate; (U) the amouat of my montWyp�yment foAowiaj tde Chuue Date; (iiry eny adAirion�l mrttere whkh tlm NoM 1F(older i�reqaircd to dlecloae;enA . (ih the addres�of ehe assocladon you could contacc rejaMin=aay quadona�bout We ad�uitment aottae. ' �. CHAlGf�:L�iB Unffam Covenant 4 oSttn Securtty Inatrument is unended ta re�d as followe: � 4.CI�e�I�ieY.8orrower thall pay�II wces�assasmenta,�nd othu chu�.fino�,snd tcnyosidons attdbuuble t4 the Froperty which m�y �tWn a prto:tty over this Securlty taatrwaeat,aad lwehola paymmte of jrou¢d raau,it�r.in tEe mtnner provided under para�raph 26areot or.itnot D�d in s�ch menner.by Horrowa makl�DeY+nent.whrn due�dicatlY to the payee thaeof.Bonower shdl DromytlY ftunish Leada ati nadaa ot�mounts due unda this p�r�rayh,aad tn ehe evmt Borrowa sh�l!m�ke p�ymeat dircctly,Bormwer sNq prompily f4ntiah to Lereda aodD�ew[d?�dnt tuah psymmt�.Boirovver atull Pmmptiq ditc6ute any lim whtch has priority ma thit Secur[ty Instrumau; - how�,wer,Borrower slull not be reqnircd to dtcchaqe any such Uen ao letu u Borrowa: (a)thall a�rx tn wrtdos to the psymmt of the obli�on ae�vred by nuch Ifw Itt ehe mmna soapuble to Lendu;(b)shxll In good ftlth oontest such Ifm by.or defertd aIIain.n mfarcemeat of such Uea tn.legal procadinga whfch in the opfNon of Lenda operace to prevent the cnfomment of the Um oz fosPeituro of tRe Proyercy or any - part thaeof;or(c)etiaU amue fcom the holdu of auch lim aa a�aaunt iw a form aadsfaetory to La�der subardin�dng such llen to this Secudty Inst:ummt. - ii i.aada deiemnma irt�i Qu or aap pui oi irto�trtr ia auojts[to a uen witicit qesy attaia a ptiosiry ora ttu�3ecuriry iustnmtptt. Lendet sh�ll�[ve Borrower a notta identl(yinII such 1ia�.Borrowu ahaU sat�fy auch Ifen or take one or morc ot tho ecNon�aet forth above - adthin tendaye otthe giving of the rtoda. � C. N07[CE ° Uniform Covrnant t4 ot the Seeudry Instrument i�amended to read as followa: = U. Notloe.8xcapt tor�ny aotta roqulred under apDliable taw to Ee mvm in anotha ntutner,(s)any notlon to Borcower provided tor in thia - Sceudty insuument shall be�iven by ddiverin�it or by m�ittn�It by flnt ciw mdl to Ibrrower at the Proyerty Addnas or at iucA otDer tddrtss _ as Horrower m�y dsst�nate by eottce to II.ender a�provtded herein.and(b)any noNoe to Lender ehsU be�ivm by tirat cfw mdl to t.cnder's addras smtcy!heretn or to euch other adaras a�Lmder m�y desi;nue by notice to Horcower as provtded herein.Any nodce pmvidrd for In this - Secudcy Inserumem ehdl be daened to havebeen�iven to BoROwer or Lender when�lven ta ehe mtaner dal�uted Aeretn. -