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<br /> paymenta may na longer be[equitcd,nt the option�f l.ender.if mo►lgnge insurance cuvcrage(in thc iunaunt and far tho period �
<br /> that L.ender requires)provtdcd by an insurer approved by l.ender agaln bccomes uvailabla and is abtuined. Burruwcr s6ull pay I
<br /> the prcmiume:rcyulrcd tU mnintuin martgage In�+urnnro in efFect.ar m pravide a lass reserve. until tho mquircmcnt for mortbugc
<br /> insurunce cnds In accnrdunce wtth any written n�rccment between Barrower i►nd I.endcr ar applirublo Inw. �
<br /> 9. Qte.�::cIIlcu�.l,cadcr ar fts agent ttiay mnkr rei�4,�t�i�hle entrics upnn nnd inspccYimts of tl�e Pmperly. I.cndcr hhnll�!ivc �
<br /> 8oreaWer notice�t tho timo�f nr prior t�i�n inspectian�specifying rea�sonablo cuuse fur the inspectiun. !
<br /> 10. Condemn�tlon�The pr�xceds of�ny nwurd ur claim far dumagcw. dlrect ar c�nsequcntiul. in cannectian wlth iiny
<br /> candcmnutlan or othcr taking of uny part af the Propeny.or far conveyuncc in lieu af condemnutian, nre hereby assign�l nnd �
<br /> ehall be p�ld t�I.ensier.
<br /> In the cvcnt of u totnl tuking af the Praperty,thc procecda shuil be appliod ta the sums secured by thia Securlty Instnimenb
<br /> whcthcr ar nat then due.with any excess pnid to Bormwer. In the ovent of a purtinl snking of the Property in whtch the fnir
<br /> mnrket vnlue of the Praperty immed{ately before thc taking i�equul to or greater than the umount of the sums securcd by thl�
<br /> Secudry lnstrument immediately beforc the taking,unless Borrowcr and Lender otherwlse agree In wdting,the sums secured by
<br /> this Securlty Instrument shall be reduced by the ar�wunt of the praceeds multiplied by the following fractIon: (a) the total
<br /> amount of the sums securad immodiately before the tnking. divid�cl by(b)the fair market vulue of the Praperty immediutely
<br /> before the tuking.Any balance eh�ll bo p�id to Borrower. In th�event of a partial takinQ of the Propercy in whtch the fsir ,
<br /> market value of the Properry immediately bet'ore the talcing is less than the amount of the sums secured lrrunc�iately before the
<br /> tuking,utiless Borrower and L.ender otherwise agree in writing ur ailrss appli�UIe law utiterwise provtdes. d�e praeeds si�alt
<br /> be applied to the swns secur+ed by thie Securtry Instrument whether or not the sun�s are then due.
<br /> If the Property is abandone�by Borruwer.or If,aRer notice by Lender to Borrower that the condemnor offers to make an
<br /> award or aetxle a claim for damages, Borrower fails to respond to Lender within 30 deys after the date the notice is glven,
<br /> Lender is autttorized to collect and apply the procceds,at ita optlon.either to restoration or rcpair of the Property or to the sums
<br /> secumd by this Secudty Instrument,whether or not ehen due.
<br /> Unlecs Lender end Borrower atherwlse agree 1n wrlting. any application of proceeds to princlpal shal! not eatend or
<br /> postpone the d¢e date of the monthly paymenta referred to in paragcapha 1 and 2 or chunge the amount of such payments.
<br /> Il.Borrowcr NoL Released;Forbearance By I.ender Not a Waiver.Extenslon of the time for payment or modification
<br /> of amorti7atic�n of the sutns secured by this Securiry Instrttment�ranted by l.ender to any successor in interest of Horrower shall
<br /> rrot operate�ta�r�lease the liabil{ty of the original Borrower or Borrower's succe.qsors in interest. Lender shaJl not be requirerl to
<br /> commence pracee�iings aguin�t any eu�,�,i{�.irdc;est or reftcse ta eFt�nd i�me for paytriet�t or oiliercvise�todli'y ar�o�tizattaa
<br /> of the sums secuied by this Securlry Instrument by reason of any demand made by the or�gtnal Borrower or Bonower's
<br /> successors in interest.Any forbearance by Lender in oxeteisIn�any rlght or remeQy shull not be u waiver of or preclude the
<br /> exerclse of any ci@ht or remedy.
<br /> 12. Stteceswrs end Assigns 8ound; Jn�tnt and Seveml Liabll[ty; Co-slgners. The covenants and agreements of thia
<br /> Secudty Instrument shall bind and benefit the succxssors and assigna of Lender and Borrower. subject to the provisions of
<br /> paragrxph 17. Borrower's covenants and agceements shall be joint tu�d severt�l. Any Borrower who co-sigas this Securiry
<br /> Inshument but dxs nc,t execute the Note: (a) fs co-slgning this Security Instniment only co mortgage.grant end convey that
<br /> Borrower's iatemst in the Property under the terms of this Security Instrument;(b)is not personally obligated to p�y the sums
<br /> sxured by this Security Insuument;end(c)agrees that I.ender and any other Borrower may agree tu extend.modify,forbeas or
<br /> make u1y rocaommociadons with regerd to the te�ms of th{s Securlty Instrument or the Note without that Borrower's consent.
<br /> 13. Loan Chnrges.If the loan secured by this Security Instrument is subja.�t to a law whtch sets maximum loan charg�>
<br /> and 3hat Iaw is finally interprete�i so that the inrerest or other loan char�es collected or to be collerte,cl in cannection witl� tha
<br /> lonn ezceed the permitted limits,then: (a)any such lonn cherge shall be reduced by the amonnt necessary to reduce the cl�atge
<br /> to the permitted liu�tt;and(b)any sums,already mllected from Borcower which axceeded pemtitted limits will be refunde�to
<br /> Borrower. I..�nder may choose to meke thia refund by reducing the principal owed under the Note or by makins a direct
<br /> payment to Borrower. If a refund roduces principal. the reduction will be treated as a paniul prepayment wIthout any
<br /> prepayment charge under ths Note. .
<br /> 14.Notfces.Any notice to Burrower provlded for in thls Securfty Instrument shall be given by delivering it or by mailing •
<br /> it by first class mail unless applicnblc lew requires use of nrtother method.The notIce shnll be dioected to the Property Adclzess
<br /> or any other address Borrower designates by nodce to Lender.��►ny notfce to I.ender sha11 be given by tirst class muil to
<br /> Lender's address stated"herein or any other address Lemler designates by notice to Bonower. Any notioo pmvtded for fn this
<br /> Security Instniment shall be deemed to havcs been given to Borrower or Lender when gtven as provided in this paragraph.
<br /> 15.Governing Law= Sevetability. 'It�is Seaudty Instrurttent shall be goverrted by fe�eral law �and the law of the '
<br /> jurisdiction i n which the Property is located.In the event that any provision or clause of this Security lnstcument or the Note
<br /> conflicts with appltcable law.such conflict shall not affect other provIsions of this Sccudry Instrument or the Note which cun be
<br /> given effect without the wnflictin�provision. To this end the provisIons of this Security Instrument and�the Noee are declared
<br /> to be r�vemble.
<br /> 16.Borrower's Copy.Borrower shull be glven one conformed c�py of the Noto and of this Secudty Instrument.
<br /> Form 3028 9180
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