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<br /> TOC3ETHER WITH all the improvements now or hereafter erected on the proptAy.and all e��+semente,uppurtenunces,and '-
<br /> fiatures now or hereafter a part of the pmpertY• A�� rePluceraents and additlons shuN also be cavered by this Secudry
<br /> InstcumeM.AU uf the foregoing is referr�to in this Security Insttument as the"PropertY•" i
<br /> BORROWER COVENANTSthat Horrowuenre cu�b t�seixccpt foreeticumb nces of�ec daDonower wasranis an`wil :
<br /> canvey the Pruperty end that the Property ' ��
<br /> defend generally the titla to the Propel'tY A8ctinst all claims and demau►ds.subject to m►y encumbr�►ces of recard. .
<br /> THIS SECURITY INSTRUMENT combines unifoml cavenants for national use and non-uniform ce►venants with timital
<br /> varintlons by judsdictian to constitute a uniform secudty instrument covar�ng real proPertY•
<br /> UNIFnRM�OVBNANTS•Borro��er and lasnder�ent nd LnteiCherqe��Bor'*oWCr shuU promptly pay whcn duc the
<br /> 1. Payment of Principal und Interest; PrePaY � m��Qn��nt�chnrges due under thc Note.
<br /> princip�l of end interest on the debt evidenced bv tfic Note and uny p p�Y
<br /> Barrower�halt pay ta
<br /> 2.klundg[or Taxc�and Insurnttce• Subject ta appl[cuble law or to u written�vulver by l.endcr.
<br /> L,ender an tho duy monthly paymenc�ure dpvcrn his eSecurity�instru henN�y uilicn io i 1 e'Pr�peny:,(b)Ycur Y lcaceha d paym�m� �
<br /> and assessmcntx which may uttai�prtnrity
<br /> (d)yc�irly flocxt in�uru►t�c prcn�lums,
<br /> or gmund rentx on the Pmpe�tY.if uny:(c)year�Y hn�.ard nr property Insurance prcmlumw;
<br /> ii any:(c)ycurly martgogc insumncc pmmiums.if uny: and(�ney r�ums payablo by 8armwcr to l.endcr. in cccc�rduncc with
<br /> the provihians Af par�gnsPh t3.in licu af the payment of mortgoge insuruncc premium�.Thesc itcros are culled"Fscrow ItcmK."
<br /> l,ender muy. ot uny time.mllect und hotd Funds in an amount i►ot to exeeed the�i��xtmum Umount a lender fnc ca fecler:illy '
<br /> reluted mortgi►ge loxn muy�luim for Borrower's escrow accaunt under the federal Reui Estute Settiemerrt Prc�cedures Act of �I
<br /> 19'14 us�mended from tirne to timc. 12 U.5.C. Sectlon 2601 er sey. ("�P�►")•unicss cinother!nw that applics to tQe Punda
<br /> sets a(esser amount. [P so, Lender may. nt any time.colleci and hold Funds in an amount not to excced the Icsser umount.
<br /> Ixnder may estimate the umaunt of Funds due o;icable aw of cunent data and reasonable esttmates of expendltures of futuce
<br /> Escrow Items or otherwise in acwrdance with app
<br /> The Funds shall be held in an insun►tion whose deposits are insured by a federai agency, instcumentafIty. or entity
<br /> (including i.ender,if Lender ia such an institutlon)or in any Federal,HnmLhI.pFurt�annaalYra�alYzing'the escr wdaccouant or
<br /> Escrow Items.L.ender may not charge Borrower for holding and app y �
<br /> vedfytng the Escrow Items. unless I.ender puys Borrower interest on the Funds and applicable law percnits Lender to rnake such
<br /> a��.��.��P�IPj, I.�nder may reyuire Borrower tn pay a one-tlme charge for an independent real estat aree rmenc is gmade ior !.
<br /> use�i by Lender in connection with this loan. unless applicabte iaw providc��tt��'��. U�� � �-- ,
<br /> appticable law rcquires interest to be paid.Lender shall not be reyulred tu paY Hort�Wer any intereat or earnin8s an the Funds.
<br /> Borrower and Ixader may agree in wrltinS.however.that lnterest shall be paid on the Funds.L•deY►der shall g�f�w�c each
<br /> withaut charge. an a�mual 8ccounung of the Funds.showing credits and debits to thc Fuads and the purpn '
<br /> debit to the Funds wns made.The Funds are pledge�as additional secudry for nll sums secured�na B3���u�����W�r
<br /> If the Funds held by Lender exceed the�mounts pernune��lic�b eelaw.yIf the amot unt of the Fund.g held by Lender at any
<br /> for the excess Punds in ax�rdance with the requiremente of app ���d�(n such case 8orrower
<br /> dme is aot suf�icient to pay che Escrow Item�s��uue��defici ncys Borrow B sh�llWe�e p�the defictenry in no more tt�un
<br /> shatl pay to Lender the amount necessary P
<br /> twelve monthly payments,at I.endei's sole disrretion. �p� to go�wer any
<br /> Upon payment in full of ali sums secured by this Secudty Inshument,
<br /> I,ender shail prumpdy
<br /> Funds held by L.encler.If,under paragrnph 21,Lendcr shal!acquira or seil the PropertY.Lender+Ptt°r to the aoquisition oT•sale
<br /> of the Property.shall apply anY Funds held�by t-ender at the time of acquisltion or sale sis n cteclit'against the sums secured by
<br /> this Securiry Instrument.
<br /> all payments received by Lender under paragrep s
<br /> 3.Applicadon of P�yments.Unless nppiicAble�aw pmvides otherwise.
<br /> � 1 and 2 shall b$applied:tirst.to sny prepayment charges due under the flote: secoad. to amounts paynbte under paragcaph z;
<br />- third,to isiterest due;fourth,ta principal due;and tast.to rury late chs�rges due under the Note.
<br /> 4.Charges;Liens.Borcower shall pay all tnxes.agsessments.charges, fines and imposldons attributeble to the Peoperty
<br /> which may attaln priority over this Secudty Instrument. and leasehold paymente or ground rents. if any.Borrower shall pay
<br /> - these obligat4ons 1n the mnnn�r provlded in paragrt►Ph 2�or if not paid in that rnanner,Eorrower shell pay them on timo dic+ecily
<br /> to the person owed payment•BorroWer sha11 promptty furnish to Lender atl notices of amaunta to be paid ander th�s paragr�pte.
<br /> If Borto�ver makes these payments directly.Harrower shall promptly fumiah to Lcrcder receipts evidencin�t the payments.
<br /> _ Borrower shall promptly dischacge any lien which hes prior�ty over thts Security Instrum bt;�n�ts��WC�od fatthghe lien
<br />;°`_� wrltin�to the payrnent of the obligation setured by the lien in a manner ucceptable to I.ender;
<br /> by. or defends against enforcement of the lien in, tegal proccedinge which in the Lender's opistiian operate to prevent the
<br /> � enforcement of the Ilen;or(c)secures from the holder of the lien an e8reemis subject to a li Lwhichemay attaini pdocityeover
<br /> this Security Instrument.If I.ender detesnines that any part of the Property '
<br /> this Sccurlty insuument,I.undcr may 6lve�Orn►Wer a notice identifying the lien. Borcower ahall satisfy the lien or take one or
<br /> more of the actions set fonh abovc wlthin 10 days of the giving of nottce. �m s02B Oteo
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