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<br /> payments may na longcr bc rcquircd, ut thc��ptiun of I.c:ndcr,if�nungngc insurnnrc covcrube(in thc anzount und far thc perlad
<br /> that Lender requires)provldecl by an Insurcr upproved by i,ender nguin bccames uvc�iluble und ia abtulnfld. Bonower ahull pay
<br /> thc premiums reyufrcd to mutntain raartgage insumnce in effcct.ar ta providc a loss reurve,until the rc�uiirment for mortguge
<br /> insurance cnds in nccordunce wfth uny writtcn Ugrcc�nent eetween Norrawcr und I..endce ar uppltcablc luw.
<br /> 9.Ir��tlan. Lcnder or its agent may make reasonuble entrtes upon und inspectlons of thc Property. I.ender shali give
<br /> Borrower notice�t the time of or prior to an inspection specifying rcusanubie cuu�+e for the inspection.
<br /> 10.Condemnution. The proceeds of any awant or cluim for damages, dir+ect ar c�nsequcnt��l. fn rnnnection with nny
<br /> condcmnutton or other tuking of any psut of the PropeKy,or for canvey�nce in lieu of condemnation.are hemby asslgnad and
<br /> shall be paid to Lcndcr.
<br /> [n the event of a tot��l tnking of the Property,the proceeds shall be upplted to the sums secured by thia Security Instniment.
<br /> whether or not then due. with uny excess paid to Botrower. In the event of u partial tnking of the PmpeRy in which the fa�r
<br />• mnrkct vnlue of the Propeny immcdtately befare the wkia�is equal to ar greater than the amount of the sums secumii by this
<br /> Securlty Insirument immediately befare the taking. unless Borrower and Lender otherwise agree ln wriNng,the sums secumd by
<br />' this Security Inst�ument shu3l be re,dttced by the amount of the pmceecls multtplied by tha following fraction: (a) the total
<br /> amow�t of the su�ns secured immediately before the wkins. divtd�d by (b)the falr market value of the Property immodIately
<br /> before the takln�.Any twlancc shnll be paid to Bornower. In the event of a partiul taking af the Arn�erty in which the fafr
<br /> mnrket valu�of the Property iramediately before the tuking is less thnn the amount of the sums secured immediately before El►e
<br /> mking, unless Borrower sutd i.ender otherwise ag�ee In writing or unless Applicablo law otherwlse provides. the proceals shall
<br /> be npplied to the sums seaured by this Security Instrument whether or not the sums are then due.
<br /> If the Properiy is abandoned by Bomower.or if.after rtot�ce by L.ender to Bosrower that the condemnor offers to make an
<br /> awnrd or settic u claim for dumages, Borrower fails to resportd to Lender wlthitt 30 days efter the date the nuticc is given.
<br /> I.ender is uvthorized to collect and npply the pnoceeds,ut its option.either to restoration or repair of the Property or to the sums
<br /> secierec9 by this Security Instruraent,whetheror not then due.
<br /> Unless Lender and Bonowe�otherwise agree in writins, any applicadon of proceeeds to principal shall not extend or
<br /> postpone the due datc of the monthiv payinents referred to in paragraphs 1 at►�2 or change the amount of such payments.
<br /> 1 t.Bormwer Not lteleased;Forbeatance By I,ender Not a Watver.Extension of the rime for payment or modificatlon
<br /> of amortization of the sums secured by thts Security Instrument�rrutted by Lender to any succes.wr tn interest of Bc�rmwer�At� ,
<br /> not operate to releuse the liubility of the original Bomower or Borrower's successors in�nterest. taader shali rtot be requirecl to
<br /> rnmmence proceedings against any successor tn interest or refua$to eatend dme for payment or utherwlse modlfy amortizat�on
<br /> of the sums secured by this Security Instnunent by reason of any demand made by the original Hprrower or Horrower's
<br /> successo�s in intec�st. Ang forbetuance 6y Lender in exercfsing any risht or c+em�dy shall not tre a wuiver of or preclude the
<br /> exercise of any right or remedy.
<br /> !2•5ucc�sso�s aad A§signs Bound;Joint und 5everal Ltahllity; Co-stgners. The covenants and agreements of this
<br /> Security Instrumern shaif bind and beneGt the successors and assigns of lxnder and Bonower,subject to the pmvisio:►s of
<br /> paragrnph 17. Borrower's covenunts and agreements sh�ll be joint and several. Any Borrower who o�signs this Secuiity
<br /> Instrument but does not execute the Note: (a) is co-si�ning this Security Instrument only to mortgage, graat and rnnvey that
<br /> Borrower's interest in the Properry under the terms of this Secnrity Instrument; (b)is not persaaally oblIgated to pay the sums
<br /> szcun�d by this Security Instrument;urtd(c)agrees that Ixnder and aay other Borrower may agree to extend,modify.forbear or
<br /> make any accommodatibns with regnrd to the terms of this Scxuriry Instrument or the Note withaut that Boirdwer's cansent.
<br /> 13.Loaa C6aiges.If the loun sec�t�ed by this Securtty Iastiuinent is subject to a law which sets maximum!oan charges�
<br /> und tfiat law is Fnally intetpnetod so th�t the interest or other laan churges collected or to be collected in connection with the
<br /> loan exoeed the pemutte�limits�then: (a)any such loan charge shall be reduced by the amount necesss�y to reduce the churge
<br /> to'the permittal Iimit: and(b)nny sums already coltecte�from Borrower which excedded permitted Ilmits will be refundod to
<br /> Borrower. I.,ander may choose to muke this refund by reducing the priacipal awed under the Notc or by making a di�+ect
<br /> payment to Borrower. 4f a nefund reduces prirueipal. the reductIon will be treated us u partial prepayment wIthout nny
<br /> prepayment chorge urtdcr the Note.
<br />: I4.iVo�ces. A��y iWtice tu Borrower pmvided for in this Security instrument xhaU be gjcen by deliverin�it or by mciiG�s
<br /> it by firat class mai!unless appticuble law requires use of unother method. The nottce shalt de d�rected to the Property Address
<br /> or suty other address Borrower designutes by natice to Lender. My notice to L,ender shaIi be given by first class mail to
<br /> I.snder's address stated herein or nny other eddtrss Lemlcr destgnates by notice to�orrower. Any notice provided for in this
<br /> Sccwiry Instnunent shall I�e deemed to have bcen given to Bomnwer or Lender when given es provided in this parngraph.
<br /> IS.�overning I.s►w; Severabiltty. Tlils Security Insuument shuil Ge govemed by federal Iaw aad the la�v of the
<br /> jurisdfction in which the ProFeny is I�cuted.In the event that any pmvisIon or clnuse of this Security Instro.rnent or the Note
<br /> contllcts with npplicable ln�v.such conflict sbell not affect other pmvistons of this Security Instrument or she Note which can!�e
<br /> given effect without the conflicting p�ovisloa.To this end the provisions of this Security Instrument and the Nota sue doclared
<br /> to be severable.
<br /> 16.Borrower's Copy.Borrowe� shall be given one conformed copy of the Note nnd of this Securiry Instrument.
<br /> Form 3038 8190
<br /> Pcpo 4 of 6
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