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<br /> TCXi1�7'H�R WITH ull thc impravementx naw or he�vaRcr crected on the property,nnd all eusementa.nppartenarices,and
<br /> �xwrcti �u�w on c�reuft�r u pa�� �6 �he propeny. All mptaxmenta nnd uddiUons shall ulso be covered by thiy Se+:urtty
<br /> instcunten�. AU of the farcgaing ix rcferrcd to in thia Security I��.strtiment as the"Property."
<br /> BORROWER COV�NANTS that Borrower iA lawfuily selsed of the�stutc hercby canveyed and 6us the right ta grnnt and
<br /> rnnvcy thc Pm�ty nnd il�ut�ite Pr�►�rty !s unencumtrcred. exrept fnr encumbrnncox of rerord. Borrower wurr�nts and wlll r
<br /> defend gcncrully thc titic to thc Praperiy agalmt alt cl�ims ax�demands,su�ject to any cncumbrunces of�+ecard.
<br /> THIS SECURITY INyTRUMENT combineR uniform covenants for nuttanal usc and non•uniform covennnts with limited
<br /> voriatium by Jurir+dictiun ro amstltat�a uniform tiecuriry iastevment coveHng rcal pmpeny.
<br /> U NIFORM COVt?NAN'f5.&�rn►wer und Lender covenant suid ag�e as followa: �
<br /> 1. Payment oi Principnl and Intemst; 1Prepaymcnt nnd Lste Chu►Res. Horrower shull promptly pay when due the
<br /> principul af nnd interest ou d►r el�bt avidenca!by the Note nnd any prepayment aad late charges due under the Note. —
<br /> 2.�ndc tar Taxes nnd lnsurat�ce. Su�ject ta applicable luw or to u wdtten wuivet by Lender. Borrower shu11 puy to
<br /> Lender on thc day monthly payments ar�due utiider the Notc, until the Note is patd In full. a sum('Runds")for:(u)yearly ttu�c�s
<br /> und a�sessments which may nttuin priodty aver lhis Secu�ity Insuument as a lien on the Prc�perty:lb)yrarly leusehold payment�
<br /> or ground rents on the Propeny.if any:tc)yearly hsizard or pmperty jnsurnnce premium.g; (d) yeady ttood insurance premiums.
<br /> if uny: (e) ycarly mortgnge insurance premlums,if any: nnd S�any sums payable by Borrawer to l.ender. i�ucrordnr►ce w�th �
<br /> the provi�iuns of psuagrnph 8,in lieu uf the payment of mortga�e insurnrtce premiums.These items are cAlled"Escmw Items."
<br /> Lendcr mny.ut nny time, collect ar�d hold Nunds in nn amwnt nut w cxoced the maximum umaunt a lender for�fodernlly _
<br /> relntod mortgnge laam m�y requfre f�r Borrower's escro�v a..'count under the federal Real Bstnte Settlement Procedures Att of
<br /> 1974 as nmended from time to time. l2 U.S.C.Section 2601 et sey.('RESPA").unless another luw th�t uppltes to the Funds
<br /> sr,ts n lesser umaunt.]f so. Lendcr may. nt any time,a�llect and hold Funds in an umoont not to exceed the less�r umount.
<br /> lxnder may estimatc the nmount of Funds due on tha bnsts of cument data And masonabte estimutes of expenditures of fuwre
<br /> Escrow Items or otherwise in aci:ordrmce with uPPlicable law_
<br /> The Funds shalt be hetd in a�instttution whose deposits are insured by a foderat agency. lnswmentaitry. or endty
<br /> (tncluding Lender, if Lender is such un instttutton)or in any Federal Home Loan Aank.Lender shall apply the Funds to pay the
<br /> Escrow Items. Lender muy not charge Rotrovrer for holding and applying the Funda.annuully enulyztng the escrow eccount,or
<br /> vedfyi�g the Escrow Items.unless Lender pays Borrower interest on the Funds uad applicable Inw permits L.ender to make such
<br /> n cMrge. However.Lender may requhe Borrow,:r to pay a one-time charge fur an independem real estute tux reporting service
<br /> usod by L.ender in oonnection with ti►is Ioan, uniess appiii�t,te Sav� tsras�d� atrx.ss"3�t• U�tless sn �°n*ment is m�de or
<br /> applieable luw requires intemst to be pAid.Lender shall not be required to pay Borrower any interest or eamings on the Funds.
<br /> Bortower and I.ender mny agrce in writing,however.that interest shail be paid on the Funds.Lander shnll give to Borrower,
<br /> wlthout charge.un annuat accounttng of the Funds. showing c�dits nnd debiu to the Fvnds end the purpose for which each
<br /> debit eu the Funds was made.Tiie Funds ure pledged ns addittoanl security for ell sums secured by this Security Iastnirt�ent.
<br /> If the Funds held by Lender e;xceed the amounts peYtnitted to be held by applicaDle taw.Lender sh�il account to Bor[owar
<br /> for the excess Funds in accordance with tt►e raiuirements of epplicable law. If►he amount of the Fund.g held by L�ender at any
<br /> time is aot sufficient to pay the F.scrow Items when due.Lender may so notify Borrower in writing.and,in such cose Horrower
<br /> shall pay to Lender the amount��ssnry to awlce up the deficiency.B�orrower shall make up the rleficiency in no more than
<br /> twelve monttily payments.at L.ender's sole disc�tton.
<br /> Upceve payment in full of all sums secured by this Secucity Instrument. Lxnder sh�l promptly refund to Bor►'ower aay
<br /> FunBs fie3d by l.eitdxr.If: under paragraph 21.I.ender shnll aoqulre or sell the Propercy.I.ertder,pr€or to the ncquislrion or sale
<br /> of thv Property.shall apply uny Funds held by Lender ut the time of scquisttlon or sate as a credit aguinst the sums secured bY
<br /> this Security Instrument.
<br /> 3.AppltcAtion o!Payments.Unless applicable law provides otherwise.all payments received by Gender under paragrepl�s
<br /> 1 and 2 shall be upplted: first. to any prepayment char�es dua under the Nou;seoond,to arnonnts paylble under paragrsph 2;
<br /> third.to interest due:fourth,to principal due;ar►d la,st,w any late charges due under the Note.
<br /> 4.Charges; l.tenv. Borrower shati pay all taxes. bssessmenta.chargrs.fines and imposidons attributable�o the PrnpertY
<br /> which may ntt8in pdorlty over thia Securlry Instrumeat,and leasehold paymenta or ground rents.if uny. Borrower shall pay
<br /> these obligations in the mannes providcxt iu paragraph 2.or if not paid iss:that manaer.Hostower shell pay tiu�m�u►dme directly
<br /> eo the person owed ps�yment.Borrower shall�p�ompdy fnmish to Lender.u�l natices of amounts to be puid under this parngraph•
<br /> if Horrower makes these payntents directiy,gorrower shull proraptly t�rnisri to Lender receipts evidencing the payments. �
<br /> Borrower shall pmmptly discharge any lien which has priority over this Secwiq�Instntment unless Borrower:(a)a�rees�a �
<br /> writing to the payment of the obligation secured by the liem in a murmer accepcable to t,ender;(b)contests in good faith the iien
<br /> by,or defends aguinst enfon:ement of the Iten in, legai proceedings whIch in the Lender's opinion operate to prevent thci
<br /> eaforcement of the lien;or(c)secures from the holder of the lien a��agrcement satisfactory to Lcnder subordinftti�ng the lten t�
<br /> this Securlly Instrumcnt. if Lender determines that uny part of the�Praperty is subject to a lien whlcli may atwin priority over
<br /> th�y Secudty Instrument, Lender rr�ay�ive Borcower u notiae identifying the lien.Borrower shall satisfy the Iten or tuke one or
<br />.- more of the actions set forth above within 10 days uf the giving of notice.
<br /> Form 8048 9l90
<br /> Papo 2 ot 8
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