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<br /> paymente muy no langer be requircd. at the�ptton cif I.cnder,if muetguge insurance covcrag�fin thc amuunt und far th�periad �
<br /> that l.endet requires)pmvided by un insure�uppruvod by l,crtder again becomes uvaituble and is ubtaiRed.Borrawer shall pay �
<br /> the premiums required ta mufntnin m�rtgage incurnnce in effect.or ta provide n lass rcwerva. until the reyuirement for mortguge
<br /> insuranu:cnds in accurdance�vlth any written ngreement betwezn Bonowrr and l.ertder or vppliwble law. �� �_
<br /> 9.laspectton. Lender ar ha agent muy make reasonuble entriov upon and inspecdons of the Pmperty. Lendcr shall�ive
<br /> Borrawer rtotice at the time af or prior to an inspection Kpecifying reasonable cause for the inspection.
<br /> 10. Condemnafioft. The proceed�+ of any nwnrd or clnim for dumuges, direct or consequentiul. ln connection wtth any
<br /> candemnation or other taking of any part of the Property, ar for canveyanc�e in lieu af candemnation, are hereby ussisnal nnd
<br /> shatl be paid to[xnder.
<br /> In ihc ev�nt of u totut takln�of thc Properry.the proceods shall be upplied to the sums securai by this Secudty Instrument. � :
<br /> whether or not then due,with any exoess paid ta Borrower. In the event of u partial taking of the Property in whjch the fair
<br /> market vnlue of the Aroperty immediately before the tnking is cqual to or greater than the amount of the sums r+ecured by this
<br /> Securiry Instrument immediately before the taking.unless Barrower nnd I.ender othecwise a�ree in writing.the sums secured by
<br /> this Securlty Instcument shall be rcduced by the amount of the proceeds multiplled by the following frnetton: (n)the total
<br /> twount of the sums secured immediately befoce the takins,divlded by(b)the fair murket value of the Property immediately
<br /> befare the taking. Any balance shall be pnid ta Born�wcr. In the event of a partial teking of the Property in whtch the f�ir
<br /> market vulue of the Pmperty immediately before the t�king Is less Qiwi tite a�nount of the sums securrd immcdiately before the �
<br /> ta�cing�unlcss Bornower uad Lender othenvise A!;ree in wriiin�;or u�itc�s appiicabtc law otheMise provides, the proce�A��1 _
<br /> be npplied to the sums secured by thts Secudty[nstrument whether or not the sums are then due.
<br /> If the Property is abandoned by Borrowcr,or if.After notice by Lender to Borrower thut the oondemnor offers w meke an
<br /> award or settle u claim for damages.Bonower fails to respond to Lender wlthin 30 days after the date the nodce ls given.
<br /> Lertder is authorized to coltect and apply the proreeds.at its option.efther to mstarat�on or repair of the PropeRy or to the sums
<br /> secured by this Security Inshument.whether or not then due.
<br /> Unless I.ender und Borrower othenvise agree in writing, aay applicudon of proceeds to principal shell not extend or
<br /> postpone the due date of the monthly payments referred to in parn�raphs 1 and 2 ar change the amount of such paymenu.
<br /> 11.Borrower Not Released; Forbearanoe By Lender Not a Walver.Bxtension of the tlme for payment or modificat�on
<br /> of amortization of the sums secured by this Secudty Instrument granted by Lender to any successor in interest of Borrower shall
<br /> not opernte to reiease che liabiiity uf d�c W ibtnat Sarrower ur Barroaer's sutressars��iatcr�i. Lc�sds:stss!!s�s be required to ..
<br /> commence procezdings against any successor in interest or refus�to extend time for payment or otherwise modify amortlzadon
<br /> of the sums secured by this Scxurity InstTVment by reason of any demand made by the ar�ginal Borrower or Borrower's
<br /> successors in interest. Any forbenrance by L.ender in exarcising any right or remcdy shall rtot be a waiver of or preclude the
<br /> exercise of any ri�ht or i+emedy.
<br /> 12. Succe�ars and Assigns Bound; Joint and Several Ltability; Caslgnera. The covennnts and ugreements of this
<br /> Security Inswment shall bind and benefit the successors and asslgns of I.ertder end Borrower. subject to the ptovisions of
<br /> parag�aph 17. Borrower's coveaunts and agreements shall be joint and several. Any Borrower who co-signs this Security
<br /> Instrument but does nflt execute the Note: (a)is co-signing this Secarlty Instrument only to mortga�e,grant and convey that
<br /> Borrower's interest in the Property under the terms of this Security Insuument:(b)is not personally abligated to pay che sums
<br /> secured by this Security Insuument;end tc) agrees that Ixnder and any other Borrower may egree ro extend. modify.forbear or
<br /> mnl;e any sccommodations wlth regard to the terms of this Secudty Instn�ment or the Note without that Borrower's consent.
<br /> 13.Loan Chargeg.It'the loan secared by this Secu��lry Instrument is subject to a law whlch seta maximum intm�charges.
<br /> and that law is finally Interpreted so that the intemst or other loan charges collected or to be collected in connecdon wich the
<br /> loan eaceed the pemutted IimIts,then: (a)any such loan charge shall be reduced by the amount necessary to reduce the charge
<br /> to the permitted limit;und(b)any sums alreaciy collectai from Borrower which exceeded permittod limits wIU be refund�d to
<br /> Borrower. Lender may choose to make this refund by reducln� the principal owed under the Note or by maktng a dicect
<br /> payment to Horrower. If a refund reduoes princlpai. the reductlon will be treatcxt us a parttal prepayment without eny
<br /> prepuyrtnent chtuge under the Note. �
<br /> 14.Nottccs.My notice to Borcu�ver provlded for in this Secndry instrument shall be given by delivering it or by malling
<br /> it by first class mail unless npplicuble law requires use of nnother method. The nottce sh�ll be dirc�ctod to the Property Address
<br /> or any other uddress Borrower designates by notice to Lender. Any notice to I.ender shall be�iven by first class mail to
<br /> Lender's nddress stated hereln or any other address L.ender designates by notice to Borrower. Any noticc providee�for in this
<br /> Security Instrument shall be deemed to have been given to Borrower or Lender when given as provided in this parageaph.
<br /> 15.Govere�ing I.aw; Seyerabflity. This Secudty Instcument shall be governed by federal law rand the law of the
<br /> jurisdictIon fn which the Ptopeny is located.In the event thut any provislon or cluuse of this Security Instrument or tha Note
<br /> conflicts wtth applicuble law.such conflict shall not affect other pmvisions of this Security Instrument ur the Note which can be —
<br /> given effect withoat the conflicting provlsion. To thts end the provlsIuns of this Security Instrument and the Note are declered
<br /> : to be severabte.
<br /> 16.Borrower's Copy.Borrower shall be given one conformod copy�if the Note and of this Security Instcument.
<br /> Form 3028 8I90
<br /> veg�4 ot 8
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