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<br /> TQQETHER WITH all thc improvcmcnts now or hereuttcr erected on the progerty,andall ca.ticmcnts,appurtenan�er.:u►d �,
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<br /> •=���'� �xturc� naw un c�rcuRe� u part nf the praperty. All tepl¢cements und addidons shnll alsa bc covcrcd by this Sccurit�'� —
<br /> �'�r�� '� Instniment. All cit the faregoing is refcrred to in this Security Insttument ns the"Property." __
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<br /> - -- �ORItOWER COVSNANTS thut Hottower is lawfully�eised af the c.stnte hereby conveyed nnd hati the right ta geant andV1
<br /> n=-=h��� convey the Property and that the P�bperty is unencumbenxi, except for encumbmnces of raord. Borrawer wurmnt+c{nd wil��/ �
<br /> -="—� defend generaUy the title to the IPropecty against aH ciaimx+u►d demand.,subject ta any�ncumbrances of mcord. �
<br /> �= THIS SECURITY INSTRUMBNT combines unifami rovtnnn�s far nati�useertd non-uniform c�venunts wfth limitc�
<br />_��� vuriutians by jurisdictian ta ronstitute u unifarm secudty insuumem covedng prup Y
<br /> 11NiFORM COVENANTS. Borta�ver and Lender covenant ond Agne as fullows; a when due th
<br />�'+,:�;`��.� 1, Payment of Princip�l nnd Interest; Pe+epayment and Late ClwrgeA. 8orrow�r sh:�tl promptly p y
<br /> -����:° pnncipat of urtd interest on the debt evtdenced by the Note und any prePayment and tate charge� due under the Nate. `_
<br /> �'�""� 2.Funds for Taaces nnd Ynsurnnce.Subjcxc to uppticnble luw ar ta a wdtten w�iver by I.endcr. Borrower shal!pay to
<br /> �"�'°a��. I,endEr on the dciy monthly payments are due under the Note,until the Note is paid in full, u sum C'Funds")far.(a)yr►��Y ta�es
<br /> ]�°�°?�• urtd usses�men�s whtch m►y utu►in priority over this Security Insuument us a lien on the Prupeny;lb)yeurly lc::uehotd payrnents
<br /> �=�`' a ground cents on the Propeny,if nny:(c)yearly hozurd or pmperty InsuranceII e biy Borro�er t�o Lenderi in aecordancei w�
<br /> �-_` if any:(e)Yearly mortgoge insurunce premiums, if any:and(�uny sums PaY
<br /> �° 9he provisions of paragroph S,i�lteu of the payment of mortgage tnsurnrtce premiwns-Thes��tems art ca11e�"Eu:rovp Items."
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<br /> - -_;�,� tcnder mt►y. Qt enY time�c����t s�nd hold Funds in an umount not to exceed the maximum umount u lender for a fede y `
<br /> _ - related mortgase loan may �zquire for�orrower's escrow account uader the federal Rea1 Estc;te Settlerttent Pracedur�Aa of
<br />'_�,s::�.�;=, 1974 as umended from[inie to tien�,12 U.S.C.Section ?b01 et seq.("RESP�►"). unless another iuw that applfcs to tlze Funsls
<br />_ -�_=� sets a l�ser antount. I es��i of Funds due an the basis�of cu�rem data and reaw ble at�mates of�expenditura�af fu�um
<br /> Lender may estimate th
<br /> --,� 8scrow Items or othecwise in accoMance with applicable law. i��rumentWit or entity
<br /> -�--- The Funds shall bc held in an insdtution whose deposi��are insured bY a federal a�enry. � �e Funds to pay the
<br /> P.���F� (inctuding Lender.if Lender is such an institutIon)or in any Fcxteral Home Loan�ank.I.ender shall upp y
<br /> Sscrnw Items. Lender may not charge Borrower for holding and applying the Funds,annually analyzln�the escrow ac�count,or
<br /> "� verifying tbe Fscrow Items.unless I.cnder pays Borrower interest on the Funds and app1icable luw Permlts L�nder to make such
<br /> - �] a churge. However.L.ender may require Bomower to pny a one-time chnrge for an independent real estate uuc repoRing seNica
<br /> __„ °- � � �y I_r_�cter in connecdon with this loan, unless �pplicabte law provldes othenvise.Unless an agreement is ma�e or
<br /> ��,�,� applicable law requlres interest to be paid.Lender shall not be re�u�red to pay
<br /> Sorn�wci a�y i�cs�t�s��^n the Fuads.
<br /> - � Bornower and Lender may agnee In writing, however.thut intec�t shall be paid an the Funds.Lender shall give to Borrower,
<br /> —_.v v�+ithout charge.on annual m�counting of the Funds. showing ere�iits an�debits to we Fw�ds and the purpose fur which each
<br /> ��' debit to the Funds was made•The Funds ar�e pledSed os uddttional stcurity for all sums securad bY thig S�urity Insuument.
<br /> '�:�;� If the Funds held by Leceder excec�d the amounts permittod to be held by applicab(e law, I.ender shall accaunt to Borrower
<br /> - for the excess Funds in accordance aith the n�luiremenu of applicable law. If the amount oF the Funds held by Lender at any
<br /> �,��, �is noio Lendertthepamount necessary o make up the deficiency. Borrowe�h temake p�the efict ncyc n n�o rnore thsu►
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<br /> � twelve monthly payrteents.at Lender's sole discretion.
<br /> �� Upan payment in full of all sums s�cw�ed bY this Secarity Insttumem.Lender shall P�mpn`or o theda�uisition or sale
<br /> Funds held by Lender.If,under paragraph 21.Lender shall ucquire or seli the Propezty �e�•p �
<br /> of the P�+npertY.sh�li aPP�Y�Y Funds held by Lender at the time of aoquisition or sale os a credit age�nst thc sums secured b3'
<br /> �. this Securiry Instnunent.
<br /> _ 3.Applicailon oi Pay�ents.Unless nppllcxible law prov[des othe�ti�se.�ll paycnents reoeived by Lender under�pata8 h 2:
<br /> 1 and 2 shall be app{ied: first. to any prepayment charges due under the Note;seuond. to amounts PaYable under pa.tngrap
<br /> � �{�,�o interat due:fourth,to principal due;and lust.to any late charg�s due under the Noce.
<br /> - - 4. C6argt�Lleas. Borro�ver shall pay nll tcuces.asszssmenu,charses.firtes and imposidons nmibutable to the Properiy
<br /> - which may attt�i�t priority over this Securitty Instniment. and leasehold payments or g�+nund rents.if uny• BomuWe=�1►�� P�Y
<br /> --':�.��: these oblfgaHons in the manner provided in�aragraPb 2.or if not pat�in that m�nnet.Borrower shall pay them on tirte direcUy .
<br /> ��-' ¢a the person owed payment. l3otmKer shall promptly fumish to ix��er eil nodccs of samuczts to be paid r�*this p;vograph.
<br /> - 1!P�omower mnkes these payments directly.Bornower sh�ll�mmptly farnish to Lender receipu evidencing the payme nu.
<br /> _ _- Borrowet shell pmmptly dfscharge any Iten which i►�priority over this Security Insuume�tt unlcss Borrower:(�)n�rees in �•
<br /> �°a' writing to the payment of the abligatinn secured by the�ien jn a manner acceptable to Lender;(b)conteestts in goad f3ith the lien
<br /> --'a by.or defends against enforcement of the lien in. legat proceedings whlch in the Lender s opinion opemte to�revertt the
<br /> �� enforcemem of the lien;or(c)secures from the hotder of the Iten an agreement satisfaciory to Le�xier subordir�atir�the lien to
<br /> this Security Insttument. If I.ender determines that any part of the Property is suqjax to a lien�vhich.muy attaie paiority over
<br />__ _���� this Security Instn►ment. Lender may g►ve Borrower a notice idenlifying the lien.Borrower shail sntosfy the lien or tnke one or
<br /> - - -����`� more of the actions set forth above�vithin IO days of the giving of nouce.
<br /> -_=-i-��:",�� Form 9028 9190
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