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<br /> - '•Y•�.ir r The Punds nhull bv held in un in�tituti�n wha�e dcpc�sitx are insurecl by n fcde�l�ugc�ncy,Inr.trumentutity. ur cnttry
<br /> , (inrluding[.cndar,iP I.endcr iw �surh ain imtituU�nU��r in uny f'cdcrul Humc I�n►n Eiimk. I.endcr�+hnl l nppty thc Fwid.r t��pay thc -
<br />= �-- Pscr�►w Item�. 1 rn�b�r m,►y nnt chnrge tie��ru�ver fur huldinR ut�d upplyin�,S the 1'unds,nnnuulty�mnlyiln�� the c�rn�w uccount,nr _
<br /> . :t vcrlfying tl�c Lur�nv Itc�nr,unlesy[.cndcr�UyN Burrowcr int�rc,t nn thc Irundn mTd uppiicnhic li►w�crmu�i�:��Jc� in�uu�r.u�h _
<br /> � ii�:hargc. 1lawavcr, l.cn�lcr mi�y rcyutrc l�nrn�wcr a�pny a unc-Nmc chur�c for un indcpcndcnt tcid c�tutc�ux rc�n�nin�t�civlru _
<br />��;�'�!>,�:�:�� uKC�I hy l.cndcr in cuniuctlnn wltt� thic+ lucm. unlc+s +ippllcnhlu luw ptavidcy othcrwltic, Unlcry nn ngrccu�ent i�, m,nlc ur
<br /> npplicublc li►w rcquirca intcrost ti►hc puid,I.cndcr xhnil nut hc rcyuirca tu puy H��rr�►wcr uny intcrr�t or carning�07 thc Funds. _
<br /> A� °� .� 8orn�wcr un�l l.cnder muy ngrcu in writin�� huwcveG thnt i�ttcrc�t�hnll tu: puid ut�thc Nunds. I.cnJcr ahufl givc to Hi�rrowcr. —
<br /> '�`�'� withaut churgc, un nnnunl a�rc�unting�►f thc Funds. ahowin�crcdits amd debitw t��thc �umlx und thc purpc�sc fi�r which c�►ch 4
<br /> :::•-r..:�°-•� debit to the i�undA wurs�nude.The Fundx ure led ai u�iidJitiunul�cucltv fi��ull sums serurc�l hy thl+Security Instruaient. �:�,
<br /> �._:�;�,!F�x, N � • cr shull ercount w Burr��wcr -
<br /> If the Funda held by l.cndcr excceJ th�:umountw permittat ta bo hald by upplicable laiw. l.i.nd
<br /> ��, for the excess Funds in ziccocdunce with thc rcquirementa af uppikublc luw. If the umnunt af tho Fundti hcld by l.ender ut uny =
<br />�,�� time iK not sufficicnt to puy the�scraw Items when due.L.encicr may�+o notify Barrawer in writing.ond.in such cuse Ba•rowcr �,
<br /> � shall ps�y to i.ender tho s�maunt necessary to make up the deficiency. Borrower shall moke up the de�cicncy in no more than =
<br />—��T" -� twelve monthly pnyments,at l.ender'�sale discrctian. -
<br />—' .�,;.:.�, Upan payment in full af aU sums �secured by this Securlty Instrument, Lender .rhall pramptly refund ta Aarrowcr any
<br /> .,:���;;�,, Funds hetd by I.ender.I f,w�der paragraph 21. Lender shal!acquire or sell the Property,I.ender, rior to the ucquitiltian or anle _
<br /> _.�...� ,, t a ainst the sums secured by
<br /> r:,::..�.,.z F : of the Property,shaU apply any Funds held by L,ender at the dme of ucquisitlon ar sale as a cred 8
<br />.:�a�,,;�!�, : this Securfry Instnunent.
<br />,�+��-#_-• 3.Appficatton af Paym ents.Unless appHcable tuw provides otherwise.all payments roceival by I..ender under paragraphs
<br />..:�',,.,�t� 1 and 2 shap ba appUed•first. to any prepayment charges due under the Note;second,to amounts payable under paragraph 2;
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<br />.,_ �yA third,to intec�est due:fourth,to principal due:and last,to any late charges due under the Note.
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<br /> 4.Charges;Liens.Horrower shall pay alt ta�ces, assessments.charges.tines and impos3ttons attrlbutable to the Property
<br /> .;;c,.•n which may attain prjodty over thjs Secudty Insuument,artd leasehold payments or ground rents.if any. Borrower sh pay
<br />-=::"•?'y+� these obligations in tha rnaiu�er provided in paragraph 2.or if not praid in tUat ulanner.�iorrowcr shall pay them on tlme directly
<br />-=`"�`{"`'=' tc s.'�c�r'oa ae:ed payment,BurroeYer sh�!!promptly�umiah to Lender all no:ices of amounu to tse paid under this Paragraph• _
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<br /> �;^;'�� If Borrawer makes these payments directly.Bonower shall prom�tly furnish to Lender receipts evldencing the payments• r
<br /> '>�.�''���`- " • Borrower shall promptly discharge any lien which has prionry over this Security Instnrment unless Borrower:(a)agrees i�
<br />�',��., writing to the payment af the abligation secured by the lien in a marmer acceptable to I.ender;(b)contests in good faith the lien `-
<br />;;:��'�,,'�,�rf" ' by. or defends against enforcPment of the lien in. le�al proceedings which In the L.ender's opinion operate to prevent the _
<br /> =_:,a,;,;,�„� enTorcement of the lien: or(c)secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to
<br />�t;x,F�;i;S tbis Security Instrument.If I.�nd�r determirns that any part of the Property is subject to a lien which may attain priarlry over
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