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<br /> puymcnts muy nu l�nger bc required,ut thc aptlan af I.endcr,if mnrtgugc lnsurance cuverag�:tin the amount and for the pc:rfod
<br /> that I,ender requires)pnivided by nn insurer apptnved by I.ender agnin becomey availuhic�nd iti abtained. Bnrmwer sholl pay
<br /> the pmmium�reyuircd to maintain�nartgage insumnce In effect.or ta pravide n Inss reserve,until the requirement For martgage
<br /> insur�uicc endti in accordance tivith uny�vritten agrc�ement hetween Qarmwer nnd Lender or applicnhle Inw. �_
<br /> 9. lnspectton. Lender or its ngent may muke reasonable cntries upon and inspccttons af the Property.I.cndcr shall give
<br /> Bo�ower notice ut the time of ar prtor t�en inspection spcxifying masonable rnuse far thc inspection.
<br /> 10. Condemnadon.The proceeGs of any aaArd or claim for damages,direct or consequential. in c�nnectlun wlth any
<br /> condemnution or ather tciking of uny pun of the Property.or for conveynnce in lieu af condemnutian, are hereby assigned and
<br /> sl�all be p�d to Lertder.
<br /> ln the event of a totoi tuking of the Propeny,the proceeds shutl be appticd to�he sums secured by this Security Instrument. _
<br /> whether or not then due,with any excess psiid t.o Barrawer. In the event of a paitial taking of the Property in which the fair
<br /> market value af the Property immedtately before the taking is equa!to or greater than the amount of the sums uxurod by this
<br /> Sxurity Instrurtrent immediately beforc the taking,unless Borrower and Lender athenvisc agree in writing.the sums�ecure�by
<br /> this Security Instructtent shall be reduced by the amount of the proceeds multiplied by the Collowing fraction: (u) the total
<br /> amount of the sums secured immediately beFoce the taking.divided by(b)the fair market value of the Property immed�utely
<br /> befoYe the takfng. Any balunce shall be paid to Borrower. In the event of a partial taking of[he Property in wdtch the fair _
<br /> market value of the Property immediaceiy bsfore the taking is lc�rs tiiw►tlie�uimunt of the sums se�red immcdiatcly bcfare the -
<br /> taki:�g, unlcss Barro�:�er and Lender otherwice aLree in w�iting or unless applicable luw otherwise provIdes,the ptoceeds shell
<br /> be applied to the sums secured by this Srxvrity Instrument whether or not the sums are then due.
<br /> If the Property is abandoned by Borrower,or if.after notice by Lender to @orrower that the condemnor offers tu make an
<br /> award ar settle u cluim for damages. Bamowcr fulls ta respund to Lender within 30 dsiys after the date the notioe is gtvea.
<br /> Lender is authofiz�d to collect su►d apply ihe proceeds.at its option,either to restomtion or repair of the Property or to the sums
<br /> secured by this Security Instniment,whether or not then due.
<br /> Unless l.ender end Borrower othenvise a�ree in w�iting, any appltcation of proceeds to pr�ncipal shall not extend or
<br /> postpone che due date of the monthly payments referced to in puragraphs 1 end 2 or chunge the amount of such payments.
<br /> 11.Borrower Not Released;Forbeurance By Lertder Not a Wniver.Extension of the time for pnyrnent or modification
<br /> of amurtization of the sums secured by this Security�Instrument granted by Lender to any successor ln interest of Bomower shall
<br /> not aperate to reicase che iiobiiity oi'the uri�;;nai Bor.owa;�r 8orr��er's suc�s.�ors fa intcr�:• Lender�45�!stos be rtqsir�d tu •
<br /> commence proceedings against any successor in interest ar refuse to extend time for payment or otherwise modify emortizadon
<br /> of the sums secu�d by this Security Instrument by reason of any demand mads by tha ori�taal Borrower or Borro�ver's
<br /> su�ors in interest. Any forbearance by Lender in exercising any right or remedy shall not be a waiver of or preclude the
<br /> ezerc3se of Any rlght or remedy.
<br /> 12. Suocessors and Asslgns �ound; JoEnt and Several II.�ability; Co-signers. The covenan�c und agreententa of this
<br /> Security Insuument shall bind and benefit the successors nnd assigns of Lender and Borrower. subject to the provtslons of
<br /> paragruph 17. Horrower's covsnants and agreements shall be juin� and sever�l. Any Bornower �vho ca-si��s this Socurity
<br /> Insuucnent but dces not execute the Nate: (a)is co-signing this Serurity Instrument only to mortgage,grnnt and oonvey that
<br /> Borrower's interest in the Praperty under the terms of this Secur�ty insmiment; (b)is not personally obligated w pay the swns
<br /> secured by this Security lnstrument:and(c) agrees that[.ender and any other Borrower mny agroe to extend.�nodify. fa�bear or
<br /> mnke any aocommodutions with regard to the ternu of this Security Instrument or the Note without that Borrower's oonsent.
<br /> ' 13.Lostn Charges.If thc loan secured by this Sacuriry Instrument is suhject to a law which sets maximum loan charges.
<br /> ' aad that law is finally interpreted so that the interest or other losut chargcs coltected or to be coilected in�ounnection with the
<br /> loan excced the parmitted lin�its, then: (a)any such loan charge shall be raluced by th�amoum nc�essary to reduce the churge
<br /> W the permieted limir, nnd(b)siny sums almady adlected from Bnrmwer which cxuxded permitted limlts wiil be refunded to
<br /> porcower.•1..�nder may choose to make this refund by reducing the principal owed under the Note or by makIng a direst
<br /> �ayment to Barrower. If u reFund reduces principal, the reduction wlll be ueated as a partial prepflg'r�nent without uny
<br /> prepayment charge under the Note.
<br /> 14.Notices.Any notice to Borrower provided for in this Serudty(nstrument shall be given by delivering it or by mailing
<br /> it by first slass mail uniPSS applirnble law requires use of another methad.The notice shall be directed to tha�Roperty Address
<br /> or any other addmss Borrower designates by natice to Lender. Any notice to I�ender shall E6e given by tirsc class mail to
<br /> I,ender's address stnte�!heretn or uny other address Lender designates by notice ta Bonnwer. Any notica�provIded Cor in this
<br /> Secudry Instrument shall be deemed to have been given to Borrower or I.ender when given sis provided in¢has paragraph.
<br /> 15.Governing I.aw; Severnbflity. This Secudty Instcument sh�tll be governed by federnl law �and the law of the
<br /> jurisdietion ia which the Pt+operty is located.In thc event that any prnviston or cluuse of this Security Instrument or the Note
<br /> conflicts with applicable law.such wnflkt shall not affect other��ovistons of this Securlty t��strument or the Note which can be
<br /> given effect without the mnflicting provistmn.To this end the provisions of this Security dnstrument and the Note are tleclnred
<br /> to be severablc.
<br /> 16.Borro�rer's Copy.Borrower sh�ll be given one conformed copy of the Note and of this Securiry�nstrument.
<br /> Form 3028 8f90
<br /> PogO 4 01 8
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