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. . ..,�?a),r. rr+..+.irv � , ,. .. R.aewM�w��Il y"y'��y" - . .. ' , y,1y'.r4�IH'yy�ly�MZ`,_"�j�e�'.'_ .. • �� _ .. .;.. . � ��=s.��i,'t�'P17RUYGrYI�-i�c.sl...._W,_',..�,..... _�_. �r .-j_ –_ -- _— --`--- � st¢�v� v�1i'��7i;7-. _v. �' � ..t.` L:xIl�S..^..'.r�r.'_--_'— ` .__.. �� ..� v.... - .:'7t' =47v`— _-- __ _ ..S— .,TC'..'._"__'_"__.=r.��_�._""—'_____'_____.___. . ..._ .__._ _ . _ "__.__ . .__.... . __ . _ _. ._.. ._.____ . •--- —._,.�,. .� • _• - - ►'9 5��U�„S5 •TOtIfiTH6it Lvi�fH ail thc improvements novi or hereaftcr erected on tha property,and nit easements,af►purtcnances.and . fixtures rtow or Ii�reuRer u part of the property. Alt repincementa and additi�ng sllnll ulsa bo covered by this Security Instrumcnt.All oP th�1'oreIIoing is referred tn in thiA 5ecurlty Instrument ua the"Property." . BaiiRGWfiii Ct3JEC�iAidTS iiutt Fvitod+cr ii.inwfutiy r+e{nix�o�ti e�,siato i�C�Ny conv�y:.�ar�3 h�„ti�c�3ght t�gra,lt a��d rnnvey tho Aro�rty and 11mt the P�operty ia unencurobered.except Por encumbrnnces of record. Barrower wmr�nt�nnd wil! defend gonernlly tlte title to tlio Propeny agni�t atl claims and demnndfl.subJect to nny encumbmnces oi recard. THIS 3ECURI'PY INSTRUMBNT combin� unifnrm covennnta for nntionnl use urtd non-uniform covenanta with limited variations by juriisdiction ta constitute n uniform secudry instrument caver�ng real property. UNIFORM COVF?NANTS.Hc�rmw�r nnd Lender c�vennnt and n�ree nq fellowq: 1. Poyment ot Princtpal and interest; Prepayment nnd Lete Chacgev. Botvower shall pramptly puy when due the principul nf and interest an the debt evldenced by tho Nate and any prepayment nrtd I�te charges due under tne Note. 2. Fttnd�[or TAxes and Insurance. SubJect to Applicable Inw ar ta a w�itten weiver by L.ertder. Borrower shali pay to L.e�xler an thc day monthty puyments are due under the Note.until the Note is paid in full.A sum("Funds")for:(a)yearly taxes nnd as,�essmenta whirh muy ultain prlorfty avcr this Security Instnunent as a lien on the Property;(b)yearly leasehald payments ar qround renta an the Property.lf any:(c)yeudy hazord or prope►ty insurunce premiums;(d)yearly fl�d insucanoe premiums. if any;(e)yearly martgage insurnnce premlums,iP any;und(�any sums payable by Borrower to I.ender.in accordnnce with the provlsions of pnragmph S. jn lieu of the payment af mortgnge insurnnce premiuins. Thess items are called "Escrow Items." l.ender may. a� any time. collect se�d hold Funds in an amount not to eaceed the ma�cimum nmount a lender for a federally related mo»gage loan may require for Borrower's escrow acrnunt under the federat Real Sstate SettEement Pe+ocedures Act of 1974 as amended from time ta time. 12 U.S.C.Sectfon 2601 et seq. ("RESPA"),unless another law tl►at applia to the Funds sets A lesser amaunt. If so. Lendsr muy. at any time, collect and hold Funds in an amount not to eaceed the lesscr atnaunt. Lender enuy estirt�te d�e amount of Funds duc on the basis of current data and reasonable esUn�ates oP expenditures of futum Escrow Items or otherwise in accordance with appf icable law. lfie Funds sAnll be Neld in an inslitation whose depnsitF are insured by A federa[ agency, insteumentelity, or entity (including Lender.if L.ender is such un institution) or in any Feder$1 Home Loan Bank. L.eqder shall apply the Funds to pay the : L'.SSrow(tems.Lender may�ot charge Horrower for holding and npplyfng the Funds.annually analyZing the escrow aocoant,or ver�fying the x5crow Items.unlesa LRnder pays Borrower interest on th�Funds and applicable law permits Lender to make such a charg�. Howeves.I.ender may require Homower to pay a one-time churge for an Independent real estate tnx rep�ritng servia used by Lendtr in rnnnertion with this loan, unless appl�cable law provIdes otherwise. Unless an agntment is made or applicnble Inw requires lnterest to be paid,i.ender shell not be requircd to pay Borrower eny interest or earnings on the Funds. Borrower and Lender may agree in writing, however,that interest shull be pald on the Funda. Lender shall give to Borrower. without charge, an unoual accoanUng of the Funds,showing credits and debits to the Funds and the purpose for which each del�i�t�che R��n�l�wes mas�.The Fusxls�gleQgec!ss sddlt�uss�!�curity for a!1�ums�uura!!sy ilils�u=ity instr�r�itt., [f the Funda held by L,Ettder eacceed�he amounts permitted to be hdd by appitcable law.L.ender shall axaunt to Borrower for ths eucess Funds in acwrdence with the cequir�ementa of applicable law.If the amoant of the Funds held by Lender at any time is not su�ctent to pay the Escrow Items when due. I.ender may so notify Borrowu in writing,AnrJ,in sueh case Bormwer shall pay to Lender the amount necessary to ma4e up the deficiency. Borrower ahall make up th$deRe�enry in na cnoro than tweive monthly payments.at i.snder's sole discrction. : Upon payment in full-of all sums secured by this Secur�ty Instrument. I.ender shup promptly refund to Borrbwer any Funds held by l.ender.If.under pnragraph 21.I:ertder shall acquire or sell the Property.i.ender.pdor to ihe acquisltion or sale of the Property,shal!npply eny Funds held by I.ender at the time of acquisition or sale os a credit egaf�ut the sums secured by ., this Security Instn�ment. 3.Appl[eatton of P�yments.Unless applicabPe Iaw providas otherwise.all payments received by Lender under paragrnphs t and 2 shall 6e npplied: fttst,to eny prcpayment charges due under the Note;seoond. to umourtts payable under paragraph 2; thi�d.to interest due;fourth.to p�incipal due;a��d last,to nny late churges due under the Note. 4.Charges; tiens. Borrower shall pay all taues,assessments.cbarges.fenes and imposittons attributable to the Property which may attsin prinrity over t6is Secur3ry Instrument. nnd leasehold pnyments ar ground rents. if any. Borrower�hall pay these obligattons in the manner provided in paragraph 2.or if not paid in.that manner.Borrower shal!pay them on tirm�•direcUy to the petson owa!payment.Borrower shall pmmpily furnish to I.ender all notices of amounts to be pafd auder this paragraph. If Borrower makes these payments directly.Barrower sha➢!promptly fumish to L.ender reeeipts evidencing the payments. Horrower shall promptly discharge any lien whf�h hns priority ovet thta Security Instrument untess$orrower.(a)agtees in writing to the payment of the oblfgation secured by tlio Iten ita a menner dooe�tabie to I.ender;(b)contests ir�good Esith the lien hy, o�defenct4 a�aFnst enfotament of tke Itca ln, ►eg�l pr�ituga wid�3� in the Lender s opinton operatP to preven! the enforcement of the lien;or(c)secu�frorn the holder of the Nen an agreement satisfurtory_to I.ender subor+dinuting ttte Iten to this Security Instrnmer.t. Yf Lender determine,9 that any purt of the Property i�subject to a lien which may attain printity over this Secu�Ity Instrument.Lender may give BorroweY n notice identifying the 1ien. Bomower shall satisfy the lien or take one or more of the nctions set forth ubove within 10 days o!the giving of natice. ' Fortn 3026 8180 Papc$of 6