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<br /> - - __- rofl�T4�3Y:1,`Jtzfa au dus�avcaa�c aar,or kc�tiec�on rhe pre�rriy.aad e_�snM.c��rcr►�r^�;� _ _
<br /> _ --_---_.___� finturr�now ar baraft��ptt ot the pcopaty.All trplvocmxits and addit6ons atWl d�o be covaed by tl�SaCUritY Iwa�nnmu. �
<br /> All of tho faegoJng is mfe7red w in tt�Security Inatrumeni a�tbcs"Propa�ty."
<br />---� HORKOW�t COVBNAN'TS th�t Aormwa Lf lewfully ed�e+d of tbe esate datby convayed and tnt tbe tIght to g�at aod
<br /> coevey tha P�upa�y and thu tbe Pmpe:ty fs nnaicumbeie0,axccpt fa eac�mbs�moea of rocatl.Bormwa wananu and rvW
<br /> dEfaid get�aiily tbe dtb w d�ee 1'ropary e�ainat all claims aad dananda,subject to any encnmbeanaes of s�eoord
<br /> - —�-�--� TI�IIS SECURITY INS7ltilN�Nf oomb3�aaifarm wvcnants fa aa�al use and aan-unifac�n oova�arim with Umited __-
<br /> vaduinns by jurladic8ao to c�wta a uaifonn eecurlly insunua�t covexing re�l pm�xsty.
<br /> [JNIPDRM COV�1A1V1'S.Bamwu and Y.enda oovensat and ag�ee as follows: �
<br /> 1.P�yatest ot Priuctp�tl and Inten:sti PtePa9me$t and l.�te CLargrs. Bamwu sdati ptamP�9 p�Y whea due the
<br /> — priacipal of ond lata�st on the doDt s.wideaced by the Noto and anY P�PaY�t and late chmrges due uader t6e Nute.
<br /> Z.[+�sdi for Taus and I�auanaa Subject tn applicable Ww ar to a wriva�waiver by L,ei�der.Ba�rowet e,daU pay to
<br /> Y�ader on the day anonthlY Pa]+me+►ts ere due undrr tha Not0.uutil dea Nota is paid in full.a sum("Pw�ds")for:(a)Yeffi!Y taxes
<br /> - -- = and a�smeats wbtch may at�aia ps�iOtiry over this Seau�iy Ins�t as a liea on the Pmparty;N)Y�Y��1�9� .
<br /> � ar�oand raus on the Prupa�y.!f enY:(c)Yearly dauu�d or property insinanae p�nium�(d)Yatriy tbod inauance�aemiums,ff
<br />�.-_-..�,�rj enY;�e�Y�Y��BeBc Insueanoe puemiwns,if an�r aa@ C�I�9�PaYabla by Bor[ower W L�r,ia aoco�dence wltt�the
<br /> °...:"'•"..,..°"..�'.- pmv�sions of pa�sgtaph 8. in tieu of the paya�eat of mvr�gage las�uaax pnmiums.'lt�ese iums are c�11ed "�s�row T.tems." - -
<br /> Y_��� Leuaei may�at any�me.collett and bold Fuads in an amount noi W eaoeed the maairaum amount a kada for a faiert�r�etetod
<br /> mnctgage loan may reqnire for Hon+nwer's escmw aocouat undes the fedrlal Real Bsmte Seulematt Prooeduns Act wf�974 as
<br /> .. _--- -= amet�ded frem daae to time.l2 U.S�.Secdop 2601 et scq. ('RESPA"j.unless mtother iaw tbat epplles W tho Fuada seta a lessar•,
<br />�,,�;i�-�� amount If sa.L�er may.at any dme,co7lact and boW Fw�ds!n mi amount aot to e�coced tha kssa amowat,i.ender may�� .�,
<br /> ""`�=-'---- esdmate the emount of Funda due on the ba4is of cumeat data aad reasonable�ma�of e�cpeadiwnw of fumre Ss�w Itema cn�
<br /> _-..9-�t;�:��
<br />_--�,.�s� , o�iwise in eccordaace witd appltcabla law.
<br />��"•y.�_� 'Il�e Fnnds shell be held in an insututian ahose deposIts are insured by a federel ageacy.inatreuntataUtY.or eu1i1Y(imc4idh�
<br /> ���•��,`-'' „` Lwdei�if I.enda is such�i�ituiian)or in au Foatecai Haad Lvntt Bbnk Lrurkx ss�niI i ifio ��is�,�,sy t2ta E��
<br /> -,�fi���o�-- r �r
<br /> ������' }'�•f�� Ytems.Lender may aat charge Borrower for holding and epplyiug the Funds.annuelly saalyzing the acmw exount,or verify}ng
<br />'.�'•���`Y�.,'f�`'- the Esaow Itema.nnless I.e�der pays Boirowet intec�t on d�e Fnnds and appllcable!aw pemits I.eader to caa{ce suc3i,a ebaiga. ��,;:,
<br />� ',,�•�z��`:. �.. �. However, Lender may require Bomewer to pay a on�time cherge for an independent real estate�repoldag servlce used by a
<br />'.-^`'',`;'�;�` Lender ia connecdon with t4is loan.unless appllc�able law provides o�herwise.UNess an agreerneat js made or appltcable law •
<br /> +c•':�: •� � + ; requires interc�tt to be paid.I.endrt shall aot be requi�+ed to pay Bomnwet any intecest or eamings an the Funds.BO�Owet eAd t
<br />_.�, t'-`:;,;y'� te
<br />=:_s�• ,�^, Leader may a�,moe ia anidag;however,tLat tnterest shall be paid on the Funda Leader sl�all g[ve to Bormwer�without cdarge,an E.
<br />- ,��::,.�-.,, ...
<br />:_�`..,.r... �-.., annuat aocouating of the Funds.showIng cmdits ercd debits w the Funds and We pwposo for whIch aech debit w ihe Funds was ��.
<br /> ,r:-w.;µ��. made.'lbe Funds are piedged ag asWidonal security for all sums sociued by tt�is Secauity InstrumeaG E --
<br /> �;�:�^.°*;��� If the Fnnds held by L�der e�cee�the amounts peamiwed ro ba held by applfc�able law.Lender shall aocount to Bomower for �.—°`
<br />- ,� -�;S; the eaccess Funds in exordance wtth tbe reyuirements of appllcable law.If the amount of the Funds 6eld by I.euder at suy tlme is �.t,.
<br /> ''�°ti*�°:. .�'��;:�� not s�ctent w pay the Bscmw ttems when due,I.erider may so nodfy Bomnwer in writing,and�in such case Borrower shall Day =�.
<br />_�-�:1�•�;.�:;�4: w Leader the amount n to make u the deficieri Serrower shall raake the deficien in no more thnu twelve
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