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<br /> payments may no lonBer be rcquired.at tho optian of Lender,if mortga�e incurnnce covem�e(in the iimnunt nnd for the pertaid
<br /> stu�! l.en�tc�r fequiresl grovidod by un insurcr nppcovexi by l.endcr u�ain bccomcs i�vaflablc und is ubtaincd. Borruwer shal!pay __
<br /> the premlums rcquired to muintain�imrtguge insur�cc in effcct.ur to pr�vide a Inss mscrvc,until the requirement for mortgagc —
<br /> insuranco ends in nccorduncc wlth any written ngrccment bctwcen Borrowcr and l.endcr or uppticublc law.
<br /> 9.Inspcction. I.ender ar lt�+ugent may make rc�+onablc entrles upan und impcctiona af thc Propcny. Lendcr ghall givc
<br /> Bormwcr noticc ai thc timc of ur priur to an inspcctlon spcclfying rcusunablc causc for thc in,r•pcctian.
<br /> 10. Condemnatton. Tlte praceeds af uny award or claim far damages.dircct ar consequential, in cannectian with nny
<br /> curedc�nnatiun��r uther tuking af uny part of the Property,��r for ecmveyance in lieu of condemnution, ure hereby ussigned urni �
<br /> s6u1!bo puid ta Lendcr. _
<br /> In the event af u totnt taking af the Prap�rty.the praceeds shafl be�pplied ta the sums secured by this Security In�trument. _
<br /> whether or not then due, with any excess paid to Borrawer. !n the event aF a paRial taking uf thc Praperty in which thc fair
<br /> murket value of the Praperty immecliately before the taking is equal to ar greater than the amount af the sums ss.�cured by ihis
<br /> Secudty[nstrument immcdiately before the taking.unless Bonowcr und l.ender athenvise agrcc ln wdtin�,thc rums sccured 6y
<br /> this Sc;curiry Instcument shull be reduced by the amount of the prcxeecis multiplie� by the following fractian: (u) thc totul _
<br /> amount of the sums secured imraediately before the taking,divided by (b)the fuir market value of the Pmperty immediately
<br /> hefare the tukjng. Any balance shall be paid to Horrower. In the event of a pu►tial takirts of the Property in which the fair
<br /> market value of the Properry immediately befare the takin�is less then the arnaunt of the sums secured immecliutely before the
<br /> takiag.untess Horrower and Lender other�xise ugree in writin� or unless applicnble law othenvise provtdes. the procceds shall
<br /> be applted to the sums secured by thls Secudty Instrument whether or noi the sums are then due.
<br /> If the Property is abandoned by Borrower,or if.after notice by Lendcr to Barrower that the condemnor offers to make an
<br /> award or settle a claim for damages. Borrower fails to respund to i.ender w(thin 30 days at�er tho�utc thc rtolic�is gfven. ,
<br /> Lender 1�suthorized to collect and epply thc proceeds,¢t its optton.either to restoratlon or repnir of thc Propeny or to the sums
<br /> aa:mrwi by thl�S�urity Insttumcnc.whether ac,eut ttscu due. �_
<br /> Unless Lender and Borrower otherwisc agre� In wr�ttng. uny applicntion of pracc�eds to principal sha11 not extend or
<br /> postpone the due date af the monthly payments refemed to in paragraphs 1 nnd 2 or change the amount of auch payments.
<br /> 11.Borrower Not Released;�orbearence By Lender Not n Walver. ExtensIon of the time for payment or modif cation
<br /> of amortfzatlon of the sums secured by this Securiry Instrument�ranted by i�nder to any successor!n interest of Bonrower shall
<br /> not operate to release the tiability of the original Borrower or Borrower's successars in interest. Lender shall not be requited to
<br /> oonunence proceedings aga�nst any successor in interest or refuse to extend time for payment ar otherwise modify amortization
<br /> of the sums secur�d by this Socuriry Instrument by reason of any demnnd m�le by tt►e orl�inal Borrower or Borrower's
<br /> successors in interest. Any forbearence by Lender in exercisin�any ri�ht or remedy shall not be a wulver af or preclude the
<br /> exercise of any right or remedy. -
<br /> 12. Saccessors at►d Asslgns Boumd; Jo1nt and Severnl LtablUty;Co-s�gne�s. The covenant� und ugreements of this
<br /> Securlry Instrument shall bind and benefit the suooessors and assfgns of Lender and Borrower. subject to the provisions of
<br /> paragraph 17. Boaower's covenants and agreements shalt be joint and seversl. Any Borrower who co-signs tQ►is Security
<br /> Instrument but does not eaecnte the Note: (a)is��o-si�ning this Serurtry Insuurtuent only to mortgage.grant stnd c,onvey tLcit
<br /> Borrower's interest in the Property under the terms of this Security Instrumenr. (b)is not personally obUgated to pay the sums
<br /> secured by this Securiry Insmiment;and(c)agrees that L.ender ami any other Borrower may agree to extend,modify.forbear or
<br /> malce any axommalations with regard tu the terms of this Securlry Insuument or the Note without that Borrower's consent.
<br /> Y3. Loan Cherges. If the loan secnre3 by this Security Instrument is subject ta a law which sets mnximum loxn charges,
<br /> and that lAVr is fieally interprete�i so that the interest or other loan charges collected or to be collected tn connectton with the
<br /> loan exceed the permitted Iimlts,then: (a)any such loan churge shall be t+educed by the amovnt ne�:essary to reduce the charge
<br /> to the permitted limit;and(b)nnY sums already wllected from Borrower which exoceded pernutted limiu will be refunded to
<br /> Borrower. Lender may choose to make this refund by reducing the prtneipal owed under the Note or by making a dIrect
<br /> payment to Borrowcr. If a refund reduces principal. the roductian wilt be treated as u partial pmpayment without eny
<br /> prepayment charge under thc Note.
<br /> 14.Nottces.Any aotice to Borrower provide�for in thts Securiry Instrument ahalt be given by deliver�ng it or by maiting
<br /> it by firat class mail unless applicable law requires use of another method.The notice ahali be directed to the Property Address
<br /> or eny other address Horrower designates by natice to Lender. Any notice to l.ender shail be given by first c1ASS mail to
<br /> L,ender's address stsited herefn or any other address Lender desigieates by notice to Borrower. Any notice provided for in this
<br /> Securiry Insuument shali be deemed to have been given to Borrower or Lender when given as provided in this purasrnph.
<br /> 1S. Coveming Lawi Severability. Thts Security Instrument shall 6e govemed by fedcral luw and the luw of the -
<br /> JurisdIctton in which the Property is located.in the event that any provision or clnuse of this Security lnstcument or the Note
<br /> conflicts with applicable law. such conflict shall not affect other pravisions of this Secutity Insttument or the Note which ran be
<br /> gtven effect without the canflicting provision.To this end the proviafons of this Securiry Inswment and the Note are declared
<br /> to be soverable.
<br /> 16. Borrower'a Copy.B�rrower shall be given one conformed copy of the Note and of th{s Security[nst�ument.
<br /> Form 9028 9180
<br /> Pego 4 of 8
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