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<br /> puymcnts moy no langcr bc required,ut thc optian uf Lendcr.if martgaBe lnsurance covernge(in the amount und for th�period
<br /> that I.cndcr rcquires) pn�vided by wi insurcr approvcd by I.cnder aguin bccunira uvuilubt�and ic.abtained. Dorro�vcr shall psy __:
<br /> the pre�r�iums eequired to ma6ntain martgnge insurunce in efFcct,or to pravlde u loss rc�ser�e,until the requirement for mortgage
<br /> inaumnce ends in uccardauice with nny wdtten ug�eament bctwecn Barrowcr tutd Lender or applIcuble law.
<br /> 9. Inspection.L.ender ac itg u�ent may make rcasanable entdes upon nnd inspectians of the Propcny. [.ereder shall give
<br /> Borrower natice at the time nf ar prlor w an inspecti�n specifying reasonable cause for the inspectton.
<br /> 10. Condemnatton.The pmceeds af uny uwnrd or cluim for damages, dircct or consequential, in connection wlth any
<br /> condemnation or other tuking of uny part af the Praperly.ar for aonveynnce in lieu uf cundemnatiun,ure hcreby asslfined and �
<br /> shull6e paid to Lender.
<br /> In the event of u totAl taking of the Property,the proceeda shuU be upplied ta the sums secured by th�s 5ecurlty Instrument.
<br /> whether or not then due. with any excess paid to Borrower. In the event of a partlal tuking af the Property in which the fair
<br /> market value of the Propeny immediutely before thc taking is equFd to or gmater than the umount of the snms sec�red by tbis
<br /> Securiry Instrument icnmediately before t�te taking.ualess Borrower and Lender atherwise a�ree In writing,the sums secure�l by
<br /> this Securiry Instrument shall be reduced by the umount of the pmceals muitiplieci by tI�B followins fruction: (a)the totnl –
<br /> amaunt of the sums secured immedlutely before the taking, dlvided by(b) the fuir market v�lue of the Property immodiately
<br /> before tha taking. Any balunce shall be puid to Borrower. In the event nf n paitial taking of the Property in which the fair
<br /> mnrket value of tha Property lmmediately before the taking is l�ss than the amaunt of the sums se�ured immediately before the
<br /> tnkln�.unless Burrower :uid ixnder otherwise agree in writing or unlcss applicable law otherwise provides. the proceeds shall
<br /> be upplied to the sums secured by this Security Instrument whether or not the sums ure then due.
<br /> If the PropeRy i�s abandoned hy Barrower,or if,after notice by Lender to Borrower that the condemnor offera to make an
<br /> award or settle a claim for dema�es. Sorrower f�ils to respond to L.ender within 30 days after thc date the notice is given,
<br /> Ixnder Is authodzed to collect and apply the proceeds,ei its optton,either tn restoration or repair of the Property or to the sums c.
<br /> secucrd by this Security Instrument.whether or nat ther.due.
<br /> Unless I.ender and Borrower othenvise a�ree in wrlting, any application of proceeds to principal shall not extend or
<br /> pustpone the due date of the monthly payments referred to in paragrephs 1 and 2 or changc the amount of such payments.
<br /> 11. Borcower Not Reieased; Forbearance By Lcnder Not a Waiver.Extenaion af the ttme for puyment or modification
<br /> of amortization of the sums secured by this Securlty Instrument granted by Lender to any successor in interest of Borrower shall
<br /> not operate to release the Itsbility of the orisinnl Borrower or Borrower's successars in interest. [.ender shall not be requlred to
<br /> commence pnoceedin�s agat��st any successor in inrerest or refuse to extend ti�tte for payment qr otherwise maiify amprtization
<br /> of the sums secured by this Securiry Instrument by reason of any demand made by the ori�tnal Bormwer or Borrower's
<br /> �ux.ec�►rc in interest_ Any forbcarnnce by Ixnder in exercjsing any right or reme�y shall nat be a waiver of or preclude the
<br /> exercise of any dght or remady.
<br /> IZ. Successo�s and Assigns &a�nd; Joint and Severa! Llability; Co-slgnera. Tfte covenants and agi+eements of this
<br /> Security Instrument shall bind and benetit the successors artd ussigns of L.ender and Baaower, subJect to the provisions of
<br /> paragraph 17. Borrower's covenants and asreements shall be joint und severat. Any Borrower who co-signs this Secucity
<br /> Insuument but dozs not execute the Note: (a) is co-signin� this Secutity Instn�ment only to mortgage. grant and convey that
<br /> Bormwer's interest in the Property under the terms of this Securiry Inshument;(b)is not personslly ablignted to pay the sums
<br /> secured by this Security Instrument;and(c)ugrees that L.ender and any other Borrower may Agiee to a�:end. modify.forbear or
<br /> make any acconvnodations with re�ard to the terms of thIs Security[nstrument or the Note without thut Borrower's consent.
<br /> 13. Loan C6arges.If the loan secured by this Security Instrument is subject to a law which sets ma�eimum loan charges.
<br /> and that law is�nally interpreted so thut the interest or other lonn ctaarges collected or to be coqected in conrtection with dte
<br /> loan exceed the petmitted limits,then: (a)any such loan charge shall 6e reduced by the amount n�ry to reduce the charge
<br /> to the permitted limtt;und(b)any suma already collected fr+om Bomower which exc�ded peamitted limits will be refunded to
<br /> Borrower. Lender may choose to make this rePond by reducing the principal owed under tAe Nute ar by making a direct
<br /> payment to Borrower. If u refund reduces principal. the reciuction will be treated as a partta! prepayment wlthout any
<br /> prepay�nent charge under the Note.
<br /> I4.Notices.Any nodce to Borrower providai for in this Security Instrument shall be�iven by delivering it or by mailing
<br /> it by first ciass rnail untess applicable law requires use of another method. The notice shalt be directed eo the Property Address
<br /> or any athar addresb Hurrower designates by noticc to Lender. Any �otice to Lender shail be given by first claas �ttail to
<br /> Lender's address stated herein or any other address Lender designates by nottce to Borrower. My notice providod for in this
<br /> Security inatrument�imif ix drxu►ed to have been givcn to Borrowcr or Lcader�vhen given ss providecf in chis paragraph.
<br /> 1S.Governiag Law; Severability. This Securlty Instrument shall be govemed by federal law and the !uw of tlte
<br /> jurisdiction in which the Properry is located. In the event that any provislon or clause of this Secudty Instniment or the Note
<br /> eonflicts w[th appllcable law.such wntlict shall nat affect other provisions of this Security Instrument or the Note which cun be
<br /> given effixt without the confllcting provis[on.To this end the provisions of this Secudty Instrument and the Note are declared
<br /> to be severable.
<br /> 16.Borrower's Copy.Borrower shall be given one confortncd copy of the NutC wi�of this Sccurity Instrument.
<br /> Form 9�28 9190
<br /> Papo 4 ot 8
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