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<br /> paymcnt�may no lanIIer be requircd.at the opttan of I.ender,if murtgAge insurnnce cavemge(in the umount und for the pertad
<br /> thut I.endee rcquires'1 pravidcd by nn inyurer approvcd by Lender agaie hecomcs nvAilable cued is abmin�d.Borruwer shull Nay
<br /> the pmmiums requircd ta maintain murtgage insurance in effect,ar to provide A loss rescrve,until the nquir�ment for mortgAge
<br /> insurunce enda in uccorclunce wtth nny wriqen agree�nent between Borrower and Lertder or applicuble luw.
<br /> 9. InSPectlon.l.endcr or ita agent muy make reusonnbic entries upon and inspectiuns of thc Property. Lender ahuq give
<br /> Borrawer notice at the time uf or prlar to an inspertion specifying reusonuble cuuse for the inspection.
<br /> 10. COii�tfiliWllO➢1. '[Y�a praceeds of aay nwuM ar cinim f�r dHmaBe�, direct ar consequentiul,in cannectiar� with any
<br /> condemnatton ar ather tnking of uny puR af the Property.or for cam�yance in tieu af condemnation,ure hereby assigned ttnd
<br /> Fhall be paid to Lender.
<br /> In the event of u toutl u;icing of the PropeRy.the pro'cceda shall be appliad to the sucns secured by thia Secudty Insuument,
<br /> whether or not tl►en due, wlth any excess ps�d to Borrower. In the event of�panial takjng of thc Praperty in which the fair
<br /> market vulue of the Property immediataly before the taking is equai to or greater than the s+mount of ihe sums secured by this
<br /> SecurIty Inshvment immediately befor�the tak�ng.unless Borrower and i�ender otherwise a�re�in wrltins,the sums secured by
<br /> this SeGUrity Insuument shall be raluc�ed by the amaunt of the procceds mulHplied by the followDn� ftaction: (a) the total
<br /> amount af the sums serured immediately before the teking.divIded by(b)the fatr market va�ue of the Property immediately
<br /> before the wking. Any balance sball br�paid to Borrovver. In the event of a partial takir�g of the Propa�ty in which the fair
<br /> market value of thc Pmpe�ty imntcdiutely t�efore the taking is less than the amaunt of the sums secured ImmedIately before the
<br /> taktng, unless Borrower and L.ender otherwise ugree tn wdttng or unless applicable law otherwise pm�ides. the proceeds shall
<br /> be applied to the sums secured by this Securiry Instrument whether or not the sums are then due.
<br /> If the Froperty is abanQoned by Borrower.or if,eftcr nodoe by Lender tv Burrower that thc raademrtoT offers to ma�ce en -
<br /> award or settle a claim for damages, Borrower fails ta i+espand to L.ender within 30 days after the date the notice Is given,
<br /> LstKler is auQw�iu:J tu:altect an�s�,ly ti�e praceeds,at i�nption,eitt.es ia r�torution or repair of the�Pcoprrty or to the snmc -
<br /> secured by thia Secur�ty Instrument,whether or nat thea due.
<br /> Unless i.ertder and Borrower otherwisa agres in writing, any application of praceeds to prtnclpal shall not eatcnd or
<br /> postpone the due date of the monthly paymenss referred to in pamgraphs 1 end 2 or change the amount of such p�ymentx.
<br /> 11.Ban+uwer Not Releasedi Forbearance By l.ender Not a Watver.Extension of the time for payment or modiftcation
<br /> uf amorti7ation uf the sums secured by this Security Instrument granted by Lender to any succQSSOr in interest of Borrower shall
<br /> not operate to release the liability of the originai Borrower or Botrower's succasors in Interest. Lender shall not be re�uired to
<br /> commence pmceedings against any successot in lnterest or refuse to extend time for payment or otttenvise modify annortizatIon
<br /> of the sums secured by dns Securlry Instrument by reason of any demand made by ti�e orjginal Borrower or Bormwer's
<br /> sueeessora in interest.Any foifieacance by I,ender in eaercising aay rigt�t oc �cmedy shalt sot be s'�slyct'Qf Qr gr�lt�P che
<br /> eaerctse of seny right or c+emedy.
<br /> 12.Successars and AssigrB Bound;Joint and Several Llabfltty;Co-stgners.The covenanto and agreemeAts af this
<br /> Security Instrument shalt bind and benefit the successors and nssigns of Lender and Borrower. subject to the ptovlsfvns of
<br /> paragraph l7. Borrower's covenante and agreements shall be joint and several. Aay Borrower who co-sIgns this Security
<br /> Insttument but dces not executf; the Note: (a) is co-slgning this Secu�ty Insmiment only W mortgage. grant and oonvey that
<br /> Borrower's iaterest fn the Property undcr tlie terms of this Security Instivment;(b)is not petsonnliy obligated to pay the sums
<br /> secured by this Security Insuument:and(c)egc+ees that Lender and any other Bormwer may agree to extend. modtfy.forbe++r or
<br /> malce any uccommodatlons with regard to che terms of this Security Insavment or the Note without that Borrower's conECnt.
<br /> 13.Loam Charges.If the loan secured by Wis Security Instrurrpent is subject to a law which sesa meximum loan charges.
<br /> und that law is finelly interpreted so that the inter+est or other loan charges coUected or to be collected in connect[on wlth the
<br /> loan exceed the pemiltted limits.then: (a)any such foan charge shall be reduced by the amount ncxessary to recluoe the charge
<br /> to the permitted Ilmih,and(b)any swns already coltectod from Borroaer whtch oxoeeded permltted limits will be refunded to
<br /> Bormwer. Lender may choose to make this refund by re�ucing the principal owed undar the Note or!+y raiaking a direct
<br /> payment to Sorrower. If a refund reduces principal. the reducdon wfll be treated as a partial PrePayment without any
<br /> prepayment charge under the Nrrie.
<br /> ' 14.Nottces.Any notice to Borrower provided for in this Securlty Insmxment shall be given by dellver�ng it or by maiUnB
<br /> it by rrst class meil unless applicable law myutres�ue of aiwther method.The notice shall be dit�ected to the Property Address
<br /> ur any other address Borrower designates by notice to I.ender. Any nntice to Lender shall be gtven by tii�at class mail to
<br /> Lender's address stated hci�ein or any other address Lender designates by notfce to Borrower. Any notice providad for in this
<br /> Secutity Insuument shall be dcerned to have been given to Bon+ower or Lender when given as pruvided in this pasagrapb.
<br /> IS.Govern[ng Law; Sevembliity. This Security Inswment ahall be governad by federal Iaw and the !nw of the
<br /> jurisdict[on in which the Property is located. Hn the event that any pmvtsion or cfause o�this Securicy Insuucnent or t3te Note
<br /> conflicts with applicable law,such conflict shall nat affect other provistons of this Security Inshvme�nt or the Note which oan be
<br /> given effect without the contli�King provisIon. To this end the provisions of t6is Secudty Inst�ument and the Note are declared
<br /> to be s�verable.
<br /> lb.Borrower's Copy.Borrower shall be given one rnnformed copy of the Note and of this Security Instrument.
<br /> Fom+aoas s�so
<br /> Puge 4 016
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