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<br /> nayments may no longer bc rcyuired.nt thc aptian oP i,ender,if martgugc insurunco awema��i�nmou� ar the periad
<br /> thnt Lcndcr rcquirca)�rovidat hy an lnsurcr uppruvcd by Lendcr ugain bec��mes i�vnili�ble imd iti�htained. aarrawcr shull pny
<br /> the premiums rcquircd to maintuin titc�»gnge insurunce in cfFcct.or tc�provide u loxw rescrvc;untfl tho reyuirern�nt fi�r martgogc
<br /> insurance cnds In accordanrc with ony w�ittcn ngrccmcnt bctween 8urruwer nnd I.endcr or i�pplicuble Inw.
<br /> 9.Inspeatton l.ender ar Ita ugent muy mukc rra.sonuble entHex up�m wrJ inwp�ctians of the Pmpeny.L.cndcr hhnll give
<br /> Bar�awer rtotice at the time of or prinr t�un inspectlan specifying reusonublc cn+�sc f�r the inspccti�n.
<br /> 10. Condemnut[on. The procecds af uny awurd or cluim fi�r dum��gcs, direct or cunscyucntiul. in canttectfan with any
<br /> wndemnutian or aher taking af nny part af the�'roperty. ur fUr cunveyuu�ti in Ileu uf umdemnution, urc her�by utitiibncd�nJ �
<br /> shall be pa[d w I..cndcr.
<br /> in the event of a tatal taking of the Properiy,the proceeds Fhall be oppliai ta the sums serured by thie Securlty Instrument,
<br /> whether ar nat then due,with nny exoess paid ta Barrowcr. In the event of a portiul tnking of the Property in which thc fair
<br /> market vale�e of the Propetty lmmediately befare the tuktng is equul t�or gceater than the amount of tho suma secured by this
<br /> Secudry Instrument fmmcdiutcly before the taking.unless Borro�ver end Lender otherwire ugree in wrlttng, the sums sccured by
<br /> this Secudty Instrument shuit be reduced by tfie amount of the praceals mutdplieit Gy the failowing frnction: (A) the tota! —
<br /> umount af the sums secure�immediately before the takfng,divided by(b)the tair market value�f the Property tm�nedintely
<br /> before the taking.Any balance shall be paid to Borrower. In the event of n partlnl taking of the Property in whtct� the fair
<br /> market value of'the Property immediately before the tatcin�is less thnn the umount of the sums secured immedintely before the
<br /> taking. uN.ess Borrower and Lender otherwise a�re�c tn writin�or unless applicuble law otherwise provides.the proceeds shalt -
<br /> be appiied to the sums secured by this Srcurity Instrument whether or not d�e sums are then due.
<br /> If the PropeRy is abandoned by Borrower.or!f. ufter notice by L.ender to Borrower that the condemnor offers to make an _
<br /> uward or settte a claim for damages.Borrower fails ta respand to Lender within 30 days nfter the date the notice is given,
<br /> L.ender is authorized to collect and apply the nroceeds.at its option.elther to testorution or repuir of th�Property or to the sums
<br /> secured by th3s Sewrity Instrument.��rhether or not dien due. _
<br /> Unfess Lender and Horrower othenvise agree in wrltin�, any application of proceed� to principal shall not eztend ur
<br /> postpone the due date of the monthly payments referred ta in parasraphs 1 and 2 or chua�e the amount af such payments.
<br /> 1 g.Borrower Not Released;Forbearenoe�y L.ettder Not a Waiver.Extension of the time for payment or modification
<br /> of amortiaation Af the sums secure�t by this Security Instrument granted by I.ender ta nny successor in jnterest of Borrower shall
<br /> not operata to release the liabiliry of the origlnal Horrower ar Borrower's successors in lnterest.i.ender shall not be�equtred to
<br /> commence proccxdings against xny successor in laterest or refuse to extend dme for payment or otherwire modify amortization
<br /> of the sums secumd by thta Security Instrument by misson of any ctemand made by the orisinal Borrower or Borrower's
<br /> successors in interest. Any fofiearance by Lender in exercislns any right or remedy shall not be a wmver of or pmclud�tlia
<br /> exercisa of any right or remedy.
<br /> 12. Snccessors and Assigas Bound; ,otnt an�f Several Ltability; Co-signers. 'I'he covenents nnd agrecments of this
<br /> SeeuriCy Instnirttent ahall bind and benefit the successors And nssigns of L.ender and Borrower, subject to the provisions of
<br /> paragraph 17. Borrower's covenants und agreementx ahall be joint and severei. Any Horrower who rn-signa this Serurity
<br /> Instnunent but does not execute the Note: (a) is co-signing thjs Security Instrument only to mortgage,�rant and convey that
<br /> Bormwer's Inter�t in the I'roperty under the terms of this Secudty Instrument;(b)is not personatiy obligatod to pay thc sums
<br /> secured by thIs Security In�trument;and(c)asrees that Lender and any other Borrower may agree to.aictead,modify.Forbear or
<br /> make any accommodations with regard to the terms of this Security Instrument or rhe Note without that Borrower's consent.
<br /> 13. Loan Charges.If ihe foan secuced by this SecurIry Instrument is subject to a law which sets meximum loun charges.
<br /> and thai law is finally interpreted so that the intenest or o�her loan charges collected or to be mllected in conne�ion widi the
<br /> lostn excxed the pemutted limits.then: (a)eny such loar char�e shall be reduced by the amount necessary to reduce the charge
<br /> to the pem�itted limit: and(b)any sums elready callectad from 8ormwer wiuch exceeded permtttal inmits will be refunded to
<br /> Bon+ower. L.ender may chaose to make this refund by reducing the principal owed under the Note or by making a dtrect
<br /> puymeAt to Bon»wer. lf a refund reduces principal, th� reduct(on will be treated .as a partlul prepnyment without aay
<br /> prepayenent charge under the Note. '
<br /> 14.Notio�v.Any notice to Borrower pro�lded for in this Security Instrument shall be given by delivering it or by mailing
<br /> it by 6rst class rnail unless npplicable law requires use of another method.The notice shall be dir�ected to the�+operty Address
<br /> or any other address Bomower designates by notice to l.ender. Any notice to Lender shell be given by first class maii to
<br /> Lender's address stated herein or any other address Y..ender designates by notice to Borrower. Any rtoHce provided fur in this
<br /> Secudty Instrument shull be deemed to have been given ta Borrower or Lender when given as pmvided in this para�raph.
<br /> iS.Goveraing Law; Severabittty. This Secur3ty Instrument shali bc governed by federnl Inw artd the law of the
<br /> JurisdIction in�vhich the Pmperty is locatad. In the event that uny provislan or cluutse of this Securlty Instrument or the Nate
<br /> contiicts w[th applicable taw,such oonfltct shall not affect other provls[ons af this Security Insuvment or the Note which can be�
<br /> given effect without the contlicting proviston.To this end the provistons of this Security Instrument aml the Note a�re declared
<br /> to be severuble.
<br /> 16.Bo�rrower's Copy.Borrower sh�ll be given one conformed copy of fne Note and of this 5ecurtry Ynsuument.
<br /> Form 3028 9180
<br /> Pe{p 0 ot 8
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