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<br /> pedodg thut Lender requires. 71te insurartce caRier providing the insuronce shall be chos n by rrower Fubject to l.endcrk
<br /> , sppttivat�vhkh°ha!!nttt!�ottrestsonebly+vllhlu'!d• li Rnnnwer fnila us malntain covemge described ubove.I..ender may,ut _.
<br /> Lenderb option,obtuin covemgo to protect Lendsr'��ight� in the Properlty in accordnnce wIth pumgmph 7.
<br />• All inxutance polictes und renewnla ahull be ncceptable ta Lender und shull Include n stundard mortga�,e claate. Lender
<br /> . Khu!1 have tha right to hold tho poltcies nnd renewuls. Ii Lender requires,@atmwer shall promptly give to Lender n11 c�eceip�v
<br /> of paid Qremiums and renewul naUces. In the event of la�.g,8arrower shnll give prompt nodce to the insamnce currler imd
<br /> Leader. Lender may muke proof of iasa if noi made pmmptly by Borrower.
<br /> Unlcss Lcnder r�nd Borrot��er othenyi�e agrec In writing.insurnnce pmceedti shal!be npplied to restorntian or repair of .
<br /> the Pmperty rl�maged, if the n,.wtoradon or t�epalr is ecanomically feasible und L.ender�s r+ecurity is not lessened. If th$
<br /> oestomtion or repair is not economic�lly feasible or l.ender�s secudty wavld be lessened. the insurAnce prncecds shall bG
<br /> applied to the sums secured by this Security lnstnirt�ent. whether or not then due,wtth uny excess paid to Bomnwer. ►f
<br /> Botrower ubandons tha Ptoperty.oc does not answer within 30 days u nodce frnm L.ender that the insuranca carc�ler has
<br /> offe�+ed to seale a c1nlm,then I.ender may collect ths tnsumnce proceeds. Lender may use the proceeds to re�air or restore
<br /> the PropeKy or to pay sums secuted by this Security Insuutnen�whether or not then due. The 3t3�dciy periad wiU begin when
<br /> the nodce Is glven.
<br /> Ualess I.ender an�Borrower otherwise ugme jn wrldng,any appl[catIon of proceeds to princlpal shsill not extend or
<br /> postpone the due date of the monthly paymenu�femed to in parngraphs 1 and 2 or change the amount of the paymtnts. If
<br /> under para�raph 21 the Property is scquired by I.ender. Borrower�s ri�ht to any inswiv�ce policies nnd pmceeds resulting
<br /> from demuse to d�e Propeny pdor to the ucqpisition shall pass to I.ender to the extent of the sums secuned by this Secuttry
<br /> Insaument immeaiately prior to the acquisidon
<br /> 6. Qccupamcy, preservation, Maintenance aad Protectton ot the Property; Borrower's Loan Appltadton;
<br /> L.easeholds. Borrower shaU accupy.estubllsh,nnd use the Property as Bormwer`s prLiclpal�esidcnce wlthu►sixty dsrys atter
<br /> the executian of this 5ecudty Instrument�nd shall condnue to occupy the Property 3s Hoirower�s principal residenae for ut
<br /> least one year aRer the date of ocxupaney, unless l.ender othenwise agress In wcit�ng. which consent shall noi 6e
<br /> unmasonubly wtthhetd.or unless exteawatInR circumstances exlst which are beyond Borro3ver�s control. Bemower shall not _
<br /> desuoy,dumage or impair the Ptope�ty.allow the Pmperty 4f d�tcriarste,or contmit waate an�he t�mpe»y. lsomo�rer shatt
<br /> be in defauls if any forfeihue ucdon ar proceedjng,whettasr civil ar criminal.is begun that in L.ender�good fa[th judgment
<br /> could result in forfeiiure,of the Property �r othenv�se materially impair the lien cceated by this Securlty Instrument or
<br /> Lender�s security interes� Borrower may cure such a default artd netnstate,as provlded in paragraph 18.by causuig the acdon
<br /> or ptoceeding to be dlsmisced wtth a ruGng that,in Lenderk good faida dete�minadon,precludes forfeiture of the Barrower�s
<br /> intenest in the Property or other materia! impairment of the lien created by this Security Insdum�nt or Lender's security
<br /> interes� Bomuwer shall utso be In default if Bomower.durtng the loun appUcation process. gave materially fals�or
<br /> inaccwate information or swtements to Lender(or fniled s+a pmvide l.ender with any material infom�ation)in connection with
<br /> the loan evldenced by the Note, induding. but not limited to, rsqmesentadons conceming Borcawer�s occupaney of the
<br /> �Ty as a�tpal�i�Pnr!�. If 4hi��urity Instcument is on a lessehotd.Bormwer shall camply wilh att the provisiuns
<br /> of the IeASe. [f Bornnwer acqWres fe�tide to the Property,the leaschold and the feo title shall nat merge unles.s L.ender agroes
<br /> to the merger in writing.
<br /> 7. Protection of I.ender'e Rig6ts In the Pwpertq. If Bomower fails to perform the covenants mnd ag�+eeinents
<br /> oont�fned in thls S�urity Instrumen�or there !s a le�al procceding that mey si�niticandy affect I.ender's righu in the _
<br /> Propeity(such as a proceeding in bankruptcy.prnbate.for cortdemnaflon�r fort'eiwre or to enforce laws or regulations),then
<br /> I.ender may dn and pay for whatever is n�ry to protert the value of the I'roperty and Len�er�s rights in the Property.
<br /> L,enderls actim�s mny include paying any sums secured by a lien whicl►has ptloriry over this Secwity lnsttumen�appearing _
<br /> In court.paytng reasonabte attomeys't�es cind enuring on the Property to make�epairs.Although Lender may take acdon
<br /> under this paragaph 7.Lender daes not have to do so.
<br /> My amounts disbursed by l.ender under this paregraph 7 shall become additionul debt of Borsower sacured by this
<br /> Security Instcument Untess Horrower and Lender ag+ee to other tecros of payrpent,these nmounts shaQ bear interest from the
<br /> data of disbu�sement at the Note rate und shall be payable,with intecest.upon nodce fi+am Lender to Botrower rcquesting
<br /> Paymen�
<br /> & 1liortgage Insurance. If Lender requl�d mortgage inswance u.s a condition of makhig the Ioan secured by this
<br /> S,x�edry Instcumens, Boaower shall pay the prem[ums required to maintatn the mortgage insumnce in effect If. for uny
<br /> mason, the mortgage insur�ncc coverage �+equired 6y �.ender lapses or ceases to be In ePfect, Bomower shs►U pay the
<br /> pnKniums m.�ulred to obtain coveroge substantlally equivnlent to the mortgage insuranoe prevIously in ef�ec�at a cost
<br /> substantially equivalent to the rnst to Bomower af the mortgage Insurance greviously in effect,from an alttmaUe matgqg�
<br /> insuier approved by Lender. If substantiaily equivalent mortguge insurnnce coverage is not available.Bomower shnll ps�y w
<br /> !..ender es►ch month a sum c'qual to one-twelfth of the yearly mortgage insurnnce premium beIng paid by Bomower when the
<br /> insurance coverage lapsed or ceased to be in efFec� Lender will uccept,use und retnin these payments as n loss ceseive in Ueu
<br /> •of martguge insurance. Loss reserve puyments may no lor�er be requ[red at the optlon of Lender.tf mortgage insurdnoe
<br /> coverase(in the nmount and for the period that I.ender requ�res)pro�ided by an inauter appmved by Lender siguin becomes
<br /> nvailnble uns�is obtained.Bormwer shall pay the premlums required to maintain mortgage[nsurance in effect,or to provide a
<br /> loss ressrve.undl the�quirement for mortgage insuiance ends in uccordence wltl►eny wcitten�greement between Bomnwer
<br /> and Lettder or applicable Inw.
<br /> 9 Inspection. Le�er or its agent may make rea.sonable entries upon nnd inspections of the Property. I.ende�shal!
<br /> give Borrower notice at the ti�ne of or Qrior to an inspecdon specifying reasanabts cnuse for the iaspection.
<br /> 10. Condemnation. The proceeds of any awru+d or cla�m for damnges,direct or consequentlal.In connectIon with any
<br /> SinBie Wmity-I�nnie MoelFlrtddk Mac UNIFORM INSfRUMF.NT--Unifonn Covmnnt� 9l9D (poge 3 aj6pagt�/
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