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<br /> � .� T0t38THBR WITH ell the Impmven�ento nnw or hereaiter ercated on the p�t^y
<br /> ' of t e ro � � 1�����
<br /> a p p u r t e n e n c e s,c n d i t x t u r e s n o w o r h e r e a f�a p a r t h p p e r t y.A 1 1 r e p l n c e m e n t a e r t d a d t d I l a n e e h e l l e l e o b o c o v e re d
<br /> bp thie S e c u r lty I n auumen�A l l o i t he forego ing ie ro f e m.d xo ia t h i s S e cu dty Inatcum e r f t as t he"Property."
<br /> BORROWBR COVENANT3 that Aonower Ie lawfully saised of the estste hereby convoye�srtd hss the ti�ht w
<br /> gr�t and wnvey the Property and that the Proporty ie uneaaumberad,exGept ior enaumbtencrs of rocord. Borrower
<br /> warrants and w�11 defend generelly the tttle to the Property�gainetell cleims end daettattds�eubject to any�mtoumbreu►ces
<br /> oi rccord,
<br /> THI5 SBCURITY IN�TRUMBNT cornbinea uaiform wvaneate Por nadonol use and non-unitorm covenente wtth
<br /> llnited variRtlons by jurlsdletton w consdtuw a untform cecurity inatrumont covcring rcai proparty. �
<br /> UNIFIORM CO�BNANTS.Bormwer and Londer covenent and agcne as follow�
<br /> 1.Paye�aent oi Pclnelpal and Interast;Prepayment aad l,�te Ch�:�es.Aorrower ehell promptiy pay when due
<br /> the priacIpat of and Interest on the debt evidaaced by the Note end any prepaqment and late ohmrges due under the Note.
<br /> 2. Fundo tor TaIIes�ad Iaeur�ace. Subject to applicable 1aw or to a wdttaa waiver by I.ander,Borrower ehsll
<br /> �a�to Lender on the dny monthly paymenoe are due uadar the Note�untll the Note is patd in iull,a sum("Funde")for.
<br /> yoarly taxey sad ass�ssmente ahioh may atteta priortty over th�s Seaurity Instrument as A liaa an the Property;(b�
<br /> yearly leasehold payRnente or ground rauta oa the Property.it an;y (o)yearly haurd or property insuranoe prem�urr�s;
<br /> (d)yearly flood tasuranoo premiume,ti eay;(e)qcarly mortgege inr�uraaoe premiume�if aay;end(i)nny sume psyable
<br /> by Borroaer w Lender�in eccordeace with the provieions oi parsgraph 8,�a Iteu of thA paymeat oi mortgage insurence
<br /> pramtume.Theae Items are cetiod"Escrow Iteme."Leader may,ct any ttmo�collcat and hold Funds ia en amouat r►ot
<br /> to exceod the meximum amouat a leader tor a ledeF�lly Pelai�d mortgaga loan �ay require ior Borrower'e esamw
<br /> accouat under the tederal Real B�tnte Settlement Procedures Act oi 1974 es ameadud from tt�ne to tiale� 12 U.S.C.
<br /> Secdoa?b01 et seq.("RSSPA").unless another law that applles to the Funds sets a le�ser aaiount.If so.Laadar may�
<br /> at eny time.colleat and hold Funds in an amouat aot w excced tho lesser aatoun�I.andar may estimnte the amouat of
<br /> Funda due on the basie of current data end reasoaable astimaka ot espeaditures of future Bsarow Iterns or otherwise ia
<br /> nccordence wlth applicable laa.
<br /> The Fuade shell ba haId in an iaetitutton whose depoaits eres iasurr,�l by a fexivrei agency�instrumentaiity.or eatity
<br /> (i�toludIag L.ender�it Leader ie suoh aa inatitution)or In aay Federnl Home I.oan Bank.J�tdar ehell apply the Fuads to
<br /> pak the 8scrow Itema.Leader may aot cherge Borrowor for holdiag aad anplylag the Funda,anaually eaelyziag the
<br /> escrow nce;ouat�or verIfying the Esccow Items,unleas Laad�er paqs Bort+ower iaterest on the Fnads and applicable lsw
<br /> �;ts I.ender to make such a chnrge. However. I,euder rnay�requtre B�orrower to pay a one-time charge for an
<br /> a� dependeat real estato tea repr�rtiag s�srvicx usod by I.eader in conaeadoa with tl�is loan,tuiless appliccble law provides
<br /> otherwieo.Unlese aa agroemaat is made or applicable!nw requires intas�est to be pnid.Lender shall not be requIrad to
<br /> pny Borrowar any intereat or earnings ott tho Funds.Borrower and Leader mey agree ia writtng,however,that iatarest
<br /> ahall be paid on the Fuads.Leader ehall give to Bsrrower.without cherga.aa anausl eccounti�A�gof the Fuads,showjng
<br /> ered�te aad deblte to the t�uttcis and the purpose for whiah each dabit w the Funds was made.'i�e Funds are pIodged as
<br /> additIonal socudty fo�r all aums sxured by tl�ie Socurltq Instrument. .
<br /> Ii the Fuads hald by I.ender excaed the amouats p�mitted t�be held by apglicable law.Leader shall acoount to
<br /> Borrower for ttee e:c�se Fuads ia eccordaace with tha requinmontm oi appltcable law.Ii th�e eunount of the Fnnds held
<br /> by I.vuder at any time Ie aot eufitcieat w pay the 8ecrow It�ems when due.Leader msy so aotify Borrower ia wrItiag,
<br /> nad,in auah cxse Borrowor ehall pay w Lender the amount nccessacy w meke up the deficioaay.Borrowar ahell meice
<br /> up the deiiciency ia ao mrore than twelve maathiy pnymente.at I.euder's sole dIearetton.
<br /> Upoa payment ia full of ell sums staured by this SeaurIty Iaswmertt,Leader ehsll promptlq refuad to Horrower
<br /> eay Fuade hald bq Lender. It. uader paragraph 21, Laader ehaU acquire or sell the Property� Leadet, ptIor to the
<br /> acquieittoa or sale of the Prop�ty.ehnll npply ea�Fnnds hald by Lender at the time oi acqviaition or eate ae a credit
<br /> against the su:as eocurad bq this Security Inatrumeat,
<br /> 3. AppYicatton of Paqrueats.Unless applicablo law provides otheraise.a11 paymenta received by Lendar uadmr
<br /> paragraPh�1 ead 2 shatl be epplied:ftr�t�to eay prepaqnieat eharges due uader the Note:oxond�to amounts payable
<br /> uader paragraph 2;third�w tnterest duo;tow�th,to prfnctpal duo;end last.to eny late charges due uader the Noto.
<br /> 4. Char�es; Lie,ns. Borrowar shell gay all taxes.esssesa�eats.chargea, itaes und imposltteas attributable w the
<br /> Property which msy attalA prIurtty over thie Seaudtq Iaetrument.and leasehold pnyments or grouad reute.ii any.
<br /> Borrower ehalt pay these obligations�a thA me:taer provIeled in paragraph 2.or if aot paid in that menaer.Borrower
<br /> ahs11 pay tham oa time directly to the pereon owed psqmaat.Borr�uwer shall promptly furntsh to Leader all aottcea of
<br /> nmouata to be paid under thls ParagraPh.If Borrower mekes these paymeats diractly�Bon+ower ehall prosnptly fiu�nie�h
<br /> W I.eadar receipte evtdancing the paymants.
<br /> Borrower ehatl promptlq disaherge aay Itea whieh hes prlority over thie 3ecunSty Instrumont uniesa Borrower:(s�)
<br /> agroes la wdttng w the�uyment oi ihe obl�gatton�oaured by the 1{en ia a manaer aoceptable to Leador;(b)ooatests ia
<br /> good isith the 1iaA by,or defenda against enforcemeat of the Iten in�legal procadings which ta the Iastdar's opinioa
<br /> operate to prevent the eaiorcxmeat of tha lien;or(c)socures fro�the holder of the lien an agceement eatisiactory w
<br /> I.eader aubordlaattng the lien to thte Security Inetruaten�Ii Leader determiaes that nny part oi the Property is eubject
<br /> to a lien which mey attsla prtority ovar this Securlty Instrument� Laader may give Bornawer a aotice ideatiiying the
<br /> lten.Bornower shell satisty tha lien or take one or more of tAe ectiona set forth above withta 10 daqe of the giviag oi
<br /> notico. .
<br /> �-BRMEIcoz�zxo� v.�.z e�e Firm 30Z�
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