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<br /> '1'(xII.I HttR WI'i'H ull tho li�rpn�vemcntx nnw�n c�rcnRer cecrtcd un thc pru�rty,n�xl c�ll cai�cmcutx.��rt��cc+�!ioid
<br /> tix�urcy now or IicrcuRcr n pi��i uf th�� prcz�xrty. All replacentenlx utt�l ��ddNiaay ++hidl u1M� hc ruvcreJ by thiw Scuurlty
<br /> Instru�ncnl. /�U�if Uw liirc�3uing la refcrrcd to in ihia�curity Instr�nncnt tt:�Iltc"P�opcity."
<br /> f301tRtIWNit CpVI:NANTS Uiut fiorrower ix Inwfully eeiKCd�it�h�cstate hereby cunveyed and ha►�tho ri�ht ta 6mnt and
<br /> cnnvcy ttm Nrc�perty und that the Pruperty i�: uneneumberul,except for encumhrnnces uf recunl. 8armwar wurmntw And wip
<br /> defcnd Qenemlly�lic�ittc p�thc�r�perty�guinst nll claims imd dcmnndx,subJect tu iiny encumbrnnce9 uf record.
<br /> TN[5 SECURlTY INSTRUMENT combines uniform cnvenanta for nutian�l use nnd non-unifom�covenunts with limitod
<br /> vnriutiuns by Jurindictiwi to mn�ctitute a uniform Fccurity Instmmcnt covering reul property.
<br /> UNIFORM COVENANTS.8ortower and Lender covenunt und ngree an fallows: `
<br /> 1. Paymcnt of Principa! und Interest; P,repayment nnd Late Charges. 8anawer shall pmmptly pay when duc the
<br /> prirtcipnl of attd Interest an the debt evidenced by the Note und any prepayment aad lute charges due under the Note.
<br /> 2.F�unds for Taxes and Insurartce.Subject to npplicublc luw or ta a written wt�iver by Lender. Botrawer sQzall pay to
<br /> Lender on the day monthly payments are due n�nder the Note.until the Note is paid In�11.a sum("�u��s")for:(a)y�rly taxes
<br /> and assccaments whlch may uttain priariry aver this Secudty Instrument as a lien on the Prope�y;(h)yearly leasehold payments —
<br /> or gmund rents on the Yropeny. if any;(c)yeuriy hazard or property insurance premiums;(d)yearly fload insuranca premiums.
<br /> tf any;(a)yearly mongage insurance premiums, if any;and(�any sums payable by Borrower ta Lender. ia accordance with
<br /> the provisions of paea�raph 8,in lieu of the payment of mortgage insurance premlums.These items are c�llal"Escrow Items."
<br /> Lertder may. at any timc, callect an�hold Funds in nn amourtt not to eaoeed thc maximum amount a lender for a federally
<br /> related mortgage loan��ay myuire 1'ar Borrower's escrow ttccount under the federal Renl Bstate Settlemant Procedures Act of
<br /> 1974 as amended fram time to time, 12 U.S.C.Section 2601 et seq. ("RESPA").unless another law that applies to the Funds
<br /> xsts e t�scr amnunt. if so. l.er�der may. nt�ny time, collect end hold Funde in an ame�unt nat to exce�I the lesser amount. �
<br /> Lender may estimatc the amoun¢of Funda due on the basis of current data and teasonuble estimates of expendItures of future
<br /> Escrow Items or otherwtse in accordance wIth appllcable law.
<br /> The �uuss +t��ii tn hcld ia a:� ir�stitutioa whoix; d�paslts a�c lrwuuxl by a i'utc�at agency. i�atrwYieutailty. ur rniiiy `-
<br /> (including l,ender,if L�nder is such an institucion>or in any Federal Home I.omn Bank. L.ender shait upply the Funds:o pay thc
<br /> F,scrow Items.L,ender may not charge Bonawer for holding and applying the Funds,annually analyzing the escrow account,or
<br /> , ver�fying tlie Escrow Items.unlrss Len�ler pays Bnnrower interest ott the Funds and applicable law permlts Lender to make such
<br /> a tharge. However, I.ender may �uire Bonower to pay a one-time c�arge for an independent real estate tax reporting service
<br /> used by I.ender in connection wlth this loan, unless applicable-luw provides otherwise. Unlosa an agreement is made or
<br /> applicable law requims interest to be paid,Lendar shali not be required to pay Horrower any intsrest or earnings on the Fwtds.
<br /> Borrower and I.ender rreay agree fa writing.however, that interest shall tse paid on the Funde. Lender shali give to Borrower.
<br /> : wlthout charge. un annunl aaountin�of the Funds.showjng credits anA debita w the Funds and the our�for which each .
<br /> debit to tt�e Fnnd&was made.'t'he Funds are pledged ns additlonal secudty for ail swns secured by this Security Insttuc�eent.
<br /> ' If the Funds'deld by L.ender exceed the�mounts pemutted to be held by applicable law,I.ender shaU account to Borrower
<br /> for the excess Fands in accorduace with tha rcquirements af spplicable law. If the amount of the Fundx held by Lender at any
<br /> time is not sufRcient to pay the Bscrnw Items when due.Lender may so notify Borrower in wrtting, and.in such case Bomnwor
<br /> shall puy to Lcnder the nmount necessary to make up the deficiency. Borrower shall make up the defictettcy fa no more than
<br /> twelve monthty payments,at Lender's sole discretion.
<br /> Upon payment in full of all sums secured by this Securlty Instwnent, Lender shall pr�mpdy �ef�ad to Bonbwer any
<br /> Fands held by Lender.if,under parugraph 21.L.ender shell ucquire or Rell the Property,Lender.prlor to the ecquis�tion or sale
<br /> of tho Property.shall upply any Funds held by I.ender ut the Nrne of acquisit[on or sale us u credit Ag�inst the sume�ecured by
<br /> this Securiry Insuument.
<br /> 3.Appltcation of Payments.Untess applicnbte law provides othenvise.uil puymenta rercived by I.ender w�der pamgruphs
<br /> L and 2 shall be upptied:first,to nny prepayment charges due under tha Noto;second.to tunounta payable under paragru�h 2;
<br /> third,to interest due;founh,ta principal due:und lest.to nny lute cMarges due under the�1ote.
<br /> 4.Charges;l..iens.Borrower shall pay all taxes.assessments,charges, flnes and imposIttons attributabla to the Property
<br /> which muy attain prlority over ahis Securlty Insuvment,nnd leaschold payments or gmund rents. !f any. Hornower shall puy
<br /> these obligattons in the ma�u►er provided in paragraph 2.or if not paid in.that manner.Horrower shall pay them on Nrae directly
<br /> to tlu person owed puyment.Horrower shall pmmptly furnish to L.ender alt notices of umou�ts to be paid under this paragcaph.
<br /> If Bonower makes these payments directly,Botrower shall pmmptly tt�rnish to L.ender receipts evidencing the paymentc.
<br /> Borrower ahall prompdy discharge any lien which has pr�ority over this Securlty Insttument unless Borrower:(a)agrees in
<br /> writing to the payment of the obligatton secured by the lien in a msutner cecceptable w L.ender;(b)contests in good faith the Ifen
<br /> by, or defendg against enforcement of the lien in. legal pinceedtngs which in the Lender's opInion operate w prevent the
<br /> enforcement of the lien: or(c)secures from the holder of the lien an agreement satisfactory to I,ender subordinadng the lien to
<br /> this Secudty Instrument. If Lender determines thet any part of the Property is subject to a Iten which may uttain priority over
<br /> this Security inatrument.Lender may give Borrower a nodce identifying the{len. Borrower shall sntisfy the lien or take one or
<br />. more of tNe actions set forth above within 10 duys of the giving of notice.
<br /> � Form 3028 9f80
<br /> Pe�osms
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