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�� ' , . .. � Is2 , r. ., ... " ' � - -' ' —__ __— _ _. ._. ..., _'__ <br /> w �V�y1'�t� y'...•_:a.-i •.�• �-,iL'l`:,� --_ <br /> ��7V. __ —_-_ _— __ __ _ . <br /> _ . �►IA��.....,--_v <br /> __ _ ��.�.�r�-n�r�'1PM�RYl�i!YQ!R2!I.MIL�Ib IY�'a[L�IODfIIlRflT"�.S!`h�L=i_...�..�'��--.��- <br /> --�_����q . �������.������� <br /> —���..�� "-_- .—__---_—___—._— R���'.� <br /> .__- ._______- — __ ___-_-_ <br /> �j - _"—_— <br /> ���.���� � ��.._�. <br /> ..._:.....�.. � , -. . -:�_—.--,--��--..-...r�-_�e_— --_�.�'3'i d�T.`:cY�.p.R�.•�—��__-.-__ _. <br /> .7�.F-":. !�:'-°• . TT: -. -' . .. ."��� . <br /> S ..r��i��--n'���`_°�'"' _ _' '..._ .__..—�oir�.—a"� . - _. %Te ____ii�baY�J°YfA�iws�s�.wi..����.�'_�_�__ .. <br /> _,�.__ --��_._�.�..d...�.. �5'J �,U41�1� �. <br /> TO(3�THP.R W[TH ull thc ImpresvemenGg now or hereatter erecteui un the propcny. and ull cu.semcnts.appurtenanccs,und <br /> fixtures naw or hereuft�r A part of the ptoperty. All replecemen�v nnd nddittans shall also be covered by this Securiry <br /> Instrument.All of the foregaing Is refernd to in this Security Instrument us thz"Property.' <br /> BOR�tOWER COVENANTS thut Borrower Is inwfuity seised of the estate hereby eonveyed and has the dght ta grant und r <br /> convey the Propeny end that tlr.Property ia unencumbered.exc�pt for encambrunces af record. Rorrower wurrnnts nnd will <br /> defend gencrnily the tidc to the Prop�rty against aH claims und demands.subject ro any encumbranc�s of rerord. <br /> THIS SECURITY INSTRUMENT cambines unifarm covenunts fo�natIonal use ru�d non•unifarm covensu►ts wlth limited <br /> vuriatians by Judsdictiun to constitu�e u uniform security instrument caver�ng rcal pmperty. <br /> UN[FORM COVENANTS,Bnmower und Lender covenant und agree ac fallows: <br /> 1. Payme�it oi Principai und�ntcresti �i�U'raent end Late Chargc4. Borrower shnil promptty puy when duc the <br /> principul of snd interest on the debt evidertc:ed by the Note and any prepayment and late chnr�es due under the Note. <br /> 2.Ftinds for Taxes and Insurance. Subject to applicable law ar ta u wdtten waiver by Lender. Borrower shalt pay to <br /> Lcnder on the day monthly paymenu are due under the Note.untll the Notc is�paid in full.a sum f"Funds")for:(u>ycarly taxes <br /> and assesaments which may ut[ain ptl�riry over this Secudty instcument as a Uen on the Property:(b)YearlY leasehold paymenu <br /> or ground rents on the Praperty.if any;(c)yearly hazard or propeRy Insurance premiums:(d)yearly flaod insurance pramiums. <br /> if any:(e)yearly irtortgage insurnnce premiums. if any: and(�any swas paYable by Borrowcr to I.ender.in avootdance wlth <br /> the provisions of paregraph 8. in 1 ieu of the payment of mortgage insucance premlums.Thesc itcros tirre culled"Escrow Items." - <br /> Lendee may. at any time,collect and hoid Funda in an amount not to exceed the ma�cimum amount a tender for a federally <br /> related moetga�e loan may require tor borrower's escr�w account w�de, the fi.deral Rcaf Lstate Sc�ttlement Pmcx�uces Ac-t of ` <br /> 1974 us amended from tfine tc�dme,I2 U.5.C. Seciton 260t et seq. ("�F.SPA")+ unless enother law Yhat apPlies to the Funds <br /> seu a lesser amount.If so.L.ender may, at any time. oollect and hold Funds tn an nmount not to excee�the I�ser amount. _ <br /> L,ender may estimatc the amount of�unds due on the basia of current datn and reasonable estirnates of eapenditures of future - <br /> Fs�.-n�w Items or othenvise in aaordance with applicable law. <br /> The Funds shall be i�eld in an instiwtion whose deposits arc insnred by a federal agency. instrumentality, ur entity <br /> (inctuding Lender, if Lender is suc6 an instituUon)or in any Federai Home Loa��Bank.Lender shali apply the Funds to pay the <br /> Escrow Items. I.ender may not charge Borrower for holding and applyins the Funds.annually analyzing the escrow aconunt.or <br /> verifyin�the 6scrow Items.unless Lender pays Borrower interest on the Funds and applicxible law permits Lender to make such <br /> a charge. Howevcr. Lender may require Botrower to pay a onc-Gmo ctiarge for ats tttdt�ent res!e�afe ta�n=pnrtfng`�'� . ° <br /> used by Lender in connecdon with tl►is loan. unless appitcable law provides otherwise. Unless an agreement is made or <br /> applicable Inw requires interest to be paid.Lender shall uuc be rc�uired to pay Bornawer any interest or esunings•on tho Funds. <br /> Borrower nnd Lender muy a}Sree i n writing,however.thai interest shall be pa[cl on the Funds. Lender shalt give to Horrower. <br /> without charge,an annuel acccwnting of the Funds. showing credtts and debits to the Funds and the purpose for whlch each <br /> debit to the Funds was made. 'The Funds ace pledged as additional secudty for ell swns secured by this Secur�ty Instrument. <br /> If the Funda held by I.ender ezceed the emounts perraitted to be held by appltcable law.L.ender shall account to Borrower <br /> for the excess Funds in uccordance wtth the reyuireraents of appllcable law. If the amount af the Funds held by Lender at any <br /> time is not sufflcient to pay the Escrow Items when dua.l.ender may so qodfy Borrower in wrIting.and.in such case Horrower <br /> shall pay to Lender the amount nczessary to make up the deficiency. Boia'ower shall mske up the deficiency in no more then, <br /> swelve monthly�pnyments,at Lender's sole discretion. <br /> U�ton payment in full of all sums secured by this Secudty Inscrument. Lender shall pmmptly mfund to Aorrower any <br /> Funds held by l.ender. if,uncLer paragraph 21,Lender shail ecquire or sell the Property.Lender.prlor to the acquIsitton or sale <br /> of the Property,shall app(y anY Funds held by Lender at the time of ucquisition or sale as a credit against the sums secured by <br />= this Security Instrument. <br />- 3.A.pplieudnn of Payments.Unless spplir�blc law provldes otherwise.all pa;ments rocetved by L.ender under paragraphs", <br /> t and 2 shall be appiled:first.to any prepayment charges due under the Note:second. to s�mounts payable under paragraph 2; • <br /> third.to interest due;fourth,.to principal due:and last.ta any tate charges due under the Note. • <br /> 4.Charges; Liens.Bormwer shalt pny all taxes.assessments. charges. fines and tmposittons atuibutr�ble to the Propecty <br /> which may uuain priority over tt�I�Security Instrument. and leasehold paymenu or goonnd rents.if eny. Bormwer shall pay <br /> these obligatiors in the caanner provIded in paragraph 2.or if noi paid fn.that manner,Bomower shall pay them oa tlme directly� <br /> to the person owed payment. Borrower ehall promptly furnish to L.ender all notices of amounts to be paid under this paragcaph. <br /> If Borrower makes these payrnents directly,Borrower�htil!promptiy tismish to I.ender c+�ceipts evidencing the psyments. <br /> Boerower shall promptly discliarge any lien�vhich tisis prFortty ov�r this Security Insuument unless Borrow�:(�)agrees in <br /> wrtting ta the payment of the obligation secured by the lien in u manner aooeptable to Lender;(b)contesta!n good foith tiYe lien <br /> by. or defends �sainst enforce►nent of the Iten in, tegel pruceeilings which in the Lender's opin[on operate to prevent the <br /> enforcement of the lien:or(c)secures from thc holder of the Iten nn ugreement satiafactory to Lender subordinuting tha iten to <br />- this Security Instrument.If Lenderdetermines thut any part of the Property fs subject tu a llen whfch muy utWin pr�ority over <br /> thia Security inst�ument.Lender rnay give Borrower a norice Identifyias the lien. �orro�ver shull sntisfy the liem flr teke one or <br /> more of the actions set forth 3bovewithln 10 day�of the giving of noticE. <br />= iwm 3028 8190 <br />-° Peps 2 0}8 <br /> ._ --.- . . .. _. - -- - ... .-- - . . ----- ------ — <br /> fi n isrsti.:,c�-m---�._� <br /> .^`w`!�'�p'�7T^��""°" , . .-_ '.___ __'____" .__.. .. . ., n.--.._�ti..�v,�t,�.+ a.`"7C� ___n-- <br /> ' ' i• ` _ � ., � � , • ��- • - :.,w __..____. <br />. � � '�. -1fttC'6} ��Ir]Y'fa1 . <br /> q „ . ., q - , q. 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