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<br /> ___________.=,�;,_�, 7'OGG'fl�l?R Wi771��U titc improvcmcnts na�v on c�rcaftcr crectcci on tl�o property. and all cascrosnts, appurtcnar�ces,ttnd _
<br /> --- fixtures n�►�v iin c�recd�tcr �i part af thc property. All repl�cenients and ndditions shall also be covcred by this Security _
<br /> �-��F���� Ins�nunent. All of tl�c foichuiii�;is refcrrcd to in Ihis Security Instru�ncnt i�s the"Prapcey."
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<br /> °—--�'�`�'' Bf)RRQW�R COVt?1'JAN T5 that f3orrowcr is lnwfully sciscd of thc cstntc hcrcoy convcyr�l.utJ l�ati tlie iight to gra�it a�,J = -
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<br /> `;����;.""�"'°" -"°�- canvey the Property unJ that the Prope►•ty is unencwnbered, except for encun�bmnee.9 of record. Sorrower wurrants and wiA �-
<br /> ',_`,���f defend�encrally Uic title to tiv:Property agiunst ull claims and demands,subject to any encumbrances of record.
<br /> _��������, THIS S@CURITY INSTI2UMENT cnmbincs uniform coveuants for natienal u�c�nd tton-unifonn wvenants with limited __
<br /> - -• ' variations by jurisdictiun tu cunstitute a uniform security insm�ment covering real properey. _.-�_______._�
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<br /> - �� :: :�� " � UNIFORM COVENANTS.Rorrower and L.ender cuvenunt nnd ngrce as follo�vs:
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<br /> '�`�"�'� ' ' 1. Pay�ucnt af FrhicipAl atid QntcrCSt; Ih•c�ynt�nt ar►d Late Chnr��� �orrower shaH pro�»ptly pay whcn uc t c --- - -----
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<br /> - � �� ' principal of nnd intcrest on the debt cvidcnccd by thc Notc itiiu any prcpaymcnt aad late charges duc undcr�he Note. - _
<br /> ' ' � . '`• • 2. Funds for TaYCS and Insurnnce. Subjeci tn applicable law or to a�vrittcn �ruver by l.cnder, Borrower,hall pay to
<br /> '' ' ' ` � Lcnder on the day nwnthly payments:ur due u�nder thc Note,wriil Ihe Note is paid in fu!1,u sum("Funds'7 for: (�)yearty tnxcs =_
<br /> r '" '� and assessments which may attain priority aver this Security Instrument as u lien on the l�roperty:(b)yearly leasehold payments __
<br /> �. _�._ ,, ::-�,� ' :
<br /> ---•. � :;•�,c or ground rents on thr.Propeny,if any;(cl y�rly hau�rd�ir propeny insurancc premiums;(d)yearly(lo�d insurance premiums, �—.
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<br /> - •• t.. i�any; (e) ye:uly� mortgage insurance premiumy, if 1ny:and(tl any sums payable byBarrower to Lender, in accor ance w�t ___
<br />=�+ , '« .,, the provisions ot paragraph 8, in lieu of thc payment of mortgage insurance premiurns.These items ar�e called"Escrow Itemc.' ____ -
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<br /> ��'= I.e�icicr rr�ay, at any time, collec[ and hold Funds in an amount not to exceed the mareimum amount a lender for a federally �_^`__
<br /> -�- -�� "- - ' rela�ed �uu�tg�b�t�un mry� rqui;c for 3orr�n•er'� escro�v uccc.nnt �mdr.r the f..cleral R�al Estate Settlement Procedtires Act af
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<br /> � - '� 1974:ia amcndcd from tinze to time, 12 U.S.C. Section 2601 �t s�q.("RESPA"),unless unother law that applie�ta the Fur.ds ��__"�-'_°- ___.
<br /> '' �• �, � sets u lesser amount. !f tiu. Lender mny, at any time, collect and hold Funds in an amount not to exceed the lesser amounl. �.,��:<,-
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<br />" L,cnder may estimatc thc amount of Funds due on thc basis of current data and reasanable estimates of expenditures of futun �- .�� �
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<br /> , " <w . � Escrow Items or othenvise in accordance with applicable luw. '�;�,`�T�
<br /> - : '['lir Far!d• ch�tl hn c�ld in un institu[ion whose depo�its are insured hy a (ecleral agency, instrumentality, or entiry ,�'>:;;=,ir___=,_
<br /> � (including Lcnder, if Lendcr i�xuch an institution)or in any Federal Home I..oan Bank. I.cnder shall apply thc l;unds to pay tnc -�,��„�.�,��
<br /> � � Escrow Items. Lender may nut rharge Borrower for holding and applyinb thc FunJa,an:ivally analyr.ing the escro�v account. or �*r..
<br /> ..Pr;r����rhr�«r�u� t►cm�.unlc.s Lcndrr aays Borrower interest on the Funds and appl icable law permits Lender to make such :: �� �_
<br /> a charge. Nowever, L.endcr m:ry rcquire Borrower[o pay a one-time charge for an i ndependent rcal estste tax reporting servece g�.�T.
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<br /> � used hy L.cnder in connecu�m with this loan, unless applicuble law provides otherwise. Unless an agreement is made or �,t� •
<br /> . applirablc law reyuires interest to be paid,Lender shall no[be required to pay Borron•cr any intcrest or rarnings on the Funds. 't�.:.•�
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<br /> ' Borrowcr:�nd Lcnder may agree in writing, however, �hat interest shall be paid on tlx Funds. L.ender shall give to Bonower, ; ,,.
<br /> . without rharge. an annual accuunting of the Fundti, showing credits and debits to the Funds und the purpose for�vhich each �%�#,,;-,�
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<br /> debit to the Funds was made.The Funds are pledged us udditional security for all surns sctureJ by this Security lnstrument. . � �,�
<br /> If the Funds helJ by l.ender exceed the amounts permitteci to be held by upplicable la�v.Lendcr shall uccount to Borrower �'`:.�-:. �;�
<br /> for the exccs, Funds in accordance a�ith the requirements oF applicable law. If tlie amount of the FunJs held hy L.ender at any . ..:�:
<br /> time is not suffirienr to pay th�Escruw itcros when duc. Lcnder may so notify Borrcin•er in writing. and,in such case Borrowcr •.
<br /> shull pay tn Lcnder the amnunt ncccsxary to make up the deTiciency�. Borrowcr sh::xll niakr up the deticiency in no more than ; .�
<br /> twclvc monthly puyments. at Lcndcr',,olc discrction. ` �; �-
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<br /> � " Upon paymcnt in full of'alt ,um. serurcd by thiti Sccurity instrwncnt. l.cn�icr .hall p►umptly rcfund to Borrowcr sny �, i......
<br /> • . _ Funds held by Lcndcr.If, wi�ler paragraph 2I, Lcndrr shall acyuire or seU the Propeny,I.�ndcr,priur to the acquisitinn or sale '� �` ��'%��.�
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<br /> . :� of the Prc�perty,�hall apply any FunJs held hy Lender at the time c�f aryuisition or wlc as .►credit acainrt the sum�,erured by '. � •- •
<br /> this Sc�urity Mstrument. �, r�
<br /> 3.Applic�.tion uf Puyments. Unless a�pliruble law proviJc+utherwixc.all payn�eixs reccived by Lcndcr under paragraphs f �°_��.�
<br /> „ 1 and 2 shall Nc applicJ: tint, to any prcpaymcnt charges Juc unde:r thc Notc: ticrc�nd, to amount>payahle undrr paragraph 2: �
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<br /> third, u�intcrest duc: ti�urth,tu prinripul due:and L•�tit.tu any latc chargcs duc undcr ih�Notc. .,.�:•S �
<br /> 4.Char{;cs: Liens. B��rrower +hall pay cdl taxcs.atisrti�mcnta.chargc+. tincs and iiupositianz attrihutablc tn thc Prap�ny
<br /> which may attain pricmt}• ��vcr this Scrurity In�trwncnt. and Ica.chold paymentti ��rgrounJ r�nt±, if any. Burrua•cr tihcdl pay ,
<br /> th�se uhligatiuns in thc munnrr prcwidid in paragraph 2.��r if'nut paid in tha�manner.E3nrru�ver shall pay them��n timc direcdy
<br /> . , ta the penun�xocJ puymcnt. Durrowrr shcQl preimptly lurni�h tu Len�'er aU n��ticeti of camount� to he paiJ under thi,paragraph. � "i ,
<br /> • If B��rru�vcr mukes theu paymcnt�dircrtl}•. B�irrower+hall pri�mpUy furnitih ro lAncicr rcrcipt�r�•idenring thc payments. i... ,...
<br /> B�irruwcr tihall prompdy Ji.rh.ugc any h�n whirh ha�priuriry uver this Securi t�•In,trumrnt unle��Horruwrr: (a)a�.rce�in �
<br /> ���riting to thc paymcnt��F thc uhii�atiun >.rrurcd by thc licn in a manncr urccptablc cu Lcndrr.(hl�untr�tti in goucl f'aith thc t icn !
<br /> • , � by, or dcfend> again+t cntiircrmcnt of the licn in. Iegal prurecding+ �ti•hich in the L�nder's opinion c�p�rale ro prevent the �
<br /> enforrement uf thc licn:i�r�rl ucure, from thc holdrr ot�thr lien un agrecmcrit tiatisla�tnry tu LrnJrr tiubordin;ning thc licii io i _
<br /> this Scrurity Instrumenl. U l.�nd�r dctrrmincs that:uiy purt ��f thc Property i, >uhjcit tu a licn��hfrh may attain priuritp uvcr �
<br /> this Srruriry Imn•umcnl. LrnJ�r mu� giv� I3urru����r u n��ticc iJcntif}•inp [hc lien. Bnrruxrr+hall �ali�(y lhc lirn i,r tal�r nnc nr
<br /> murc uf thc acUOn�yrt lurth abuvc��•ithin IU Jay�ul thC gi�•ing uf nuliCC. I
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<br />' Form 3028 9190
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