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<br /> �_=-vy�b�`:3 S. E{a�.ae� or Property lnsueancr.Tio�r7ro�VCr sliall kce}� the improvemcnts naw existing �n c�rc,�Rcr crcctcii en the -
<br /> �^ ' Property irisured i�gainst loss by firc, haz.arJs i��cluded viithin the term "extendcd rovcrage" �nd uny nthcr ha•rards. including
<br /> ='�'�'"����s '�.' floods or tlunding, for�v{y's:h l.ender requires insurnnce. Tlzis insurance shall be nmintuined in the nmounts and for the periucis _-_ _
<br /> ---�-��-�-Y�- that[.ender �rc�uire;.The insurane�carrier prmiding dic iu5ur:uxc �hid1 b�cliosen by Hurro�vr,r ,uhject to I.ender's appro�ul
<br /> --- -- = wiiich shnll not bc unrcasouably withhcld. lf Borrowcr fails to m,�intuin covcragc describcd abov�, [.cndcr ntuy, at Lcnder's �
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<br /> -- __ -s�e�� aption,oblain covariigc t«protcct Lendcr's ribhts in thc Properiy in accordancc with paragraph 7• _
<br /> - - Ali insurancc policics nnci rcnewals shall be ucceptable to [.cnder nnd shnll includc � standard mortgagc clause. I.cnder
<br /> ,,�?�`r�, shall have tl�c right ro hold the policies nnd renewals. If Lcndcr requircs,Borrowcr shall pramptly givc to Lcndcr all reccipts of ___
<br /> ,'�,�• paid prcmiums nnd renewal notices. In thc cvent of loss,Borrower shal! give prompt notice to thc insurance cariYCr and I.cnder. - �
<br /> 910��
<br />_:.��a..��.�.-,;�� . Lender may muke proaf of loss if not made promptly by Borrower. �=
<br /> `��°'u'�=?.�k . UnlesS Lr,nde�and Horrower other�vise ag�cn in writing,insurance praceeds shall be applicd to restarntion or repair of the —J
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<br />:'��3��;.�: Propeny damagcd, if thc restoration or repair is economically fcasible and l.ender's sccurity is not Iesscncd. If tlic restoration ur --
<br />_.;,�f::;�?��, repair is not ecanornically fcasiblc or I.cnder's sccurity woutd be Icssened, the insurance proceccls shall bc applicd to the sums ��
<br /> -"'"'����.;; ' secured by this Securiry Instrument. �vhether or not thcn due, with any excess paid ta Borrowec. If Borrower abandons the �_._^_
<br /> :;;;r;�•.;., Property, or does nat answer within 30 dnys a notice from L�nder that the insurance carrier hati offered to settle a daim, thcn �.o;.;,,-
<br /> - `. c��•.:
<br /> ..�„ �,._.; � I..cnder may collect the insurancc procceds. Lcndcr muy use the proceeds to repair or restorc the Praperty or to pay sums ��;i�
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<br /> �-I�.�,�.r;�r,���� secured�y this Socurity instrument,whether or not titen due.The 30-day period�vill begin when the notice is given.
<br /> ttnle.as Lender and Borcower otherwisc a�rce in �vriting, any application of prc�cceds to principal shall not extend or �;�^_;
<br /> � �_.,;.�iz.,,,,,, _, postponc thc duc datc oi the monthly puymer.ts reterre�: �u in paragrapi�, 1 uuu 2 or chan�e the amount of the paymen[s. Ii' {.
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<br /> _ �,•YY-. .•-,�:• ' under parageuph 21 thc Properiy is aeyu�recl by i-ender. Borrowcr s ri�hi tu any iusurance policies�nd nruceeds resulting from `�z
<br /> �� � • dama�e to the PropeRy pc'ior to the acquisitiun shall pass to Lender to the excent of the sums secureci by this Secunty lnstrument e��.:,
<br /> "�}i':tr•�` � .'s' ,`.
<br />_-: . ,��: immediatety prior to the acquisition. �. ,
<br />:_=�_;._.�;� .<.,�4y��ancy,Prescrvatfou. Mutntenance and Protection of the Property;Borrower's Loan Applicat[on;[.Pasehoids. �
<br /> ' . ' Borrower shall oeeupy,eswblish,and use the Propeny as Borruwer s prin�ipai ie,idr�tcc�'ith�in sixty�days after tlie exc�cution of �; _v
<br /> ����,' �' `, this Security Instniment and shall continue to occupy the Property as Fiorrower's principal residence for at least one year after ,y��
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<br />`'"''' ' ' the date of occupancy,unless Lendcr othcrwisc agrces in writing, which consrnt shall not bc unreasonably withheld, or unlcss ",•
<br /> " ?�'-- $Y�wr�3t}�v �•ircumstances exist which are beyond Borrmvcr's control. Borcower shall not destroy, dumage or impair the ,;:..
<br /> ` �'�� Property, allow the Propeny to deteriorate, or commit waste on the Propeny. 6orrrnver�i�aii uc ��� �c.`aa12 ::an; forf`'2i1n' „�'_ :^
<br /> , ,r: � action or procceding. whether civil ur criminal, is begun thac in Lender's gooci laith judgment could result in forfeiture of the ��_
<br /> ��� ' Pro ert or otherwise materially impair the lien created by this Security Instrument or l.ender's security interest. Borrower may ���.�
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<br />.;s�t :• .;_��:: �' cure such a default and reinstate,as provided in paragraph lR, by causing the acti�n or proceuiing tu be dismissec!with a ruling �,'Y_,-
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<br /> � ,..,,* '• . '�. ., that, in Lender's good faith dcterminution, prccludes forfeiture of the Borrower's intcrest in thc Propeny or other material _ �
<br /> :-��:: " � � impairment of the lien created by this Sccurity Instrument or Lcndcr's securiry interest. Borrower sh�ll aiso bc in default if
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<br /> =='�T�' •� Borro�ver,during the loan application process,gave materiaUy false or inaccurate information or statements to[.ender(or Failed
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<br /> �_r'r '� ��4i1�� 'k to provide Lender with any material information) in connettion with the I��an evidenced by the Note,including.but nat limiceci ��,
<br /> �:�..,;.,H�..�.� to,representations concerning Borrower's occupancy af the Propeny us a principal residence. If this Securiry Instrument is on a _
<br />__ . leasehold, Borrower shall comply with all the provisions of thc Icase. If Borrower acquires fee tiNe to the Property, the
<br /> _ -=;u,:.`,�.,�_,.�.` ;F leasehold and the fce title shaU not merge unless Lender agrces to the mergcr in writing.
<br /> =��'�°+�,��;i•'- •= 7.Protectfon af Lender's Rights in the Property.If Borra�vcr fails to perform thc rovcnants and agreements contained ia
<br /> "_"'�lfiji;;'�•�'`� this Securiry Instrument, or there is a Iegal proceeding that muy signit`icantly affect L.ender's rights in the Property (such as a
<br /> -��`'�' �"-� � proccccting in bankruptcy,probate, for condemnation or forfeiture or to enforce laws or regulations), then Lender may do and
<br /> ..-_ ,y'.., .,.,., .
<br />",�,;�; � �,���, pay for �vhatever is necessary tu protect the value of the Property and Lender's rights in tl�e Property. Lender's actions may
<br />, = •:� '• include payins any sums secumd by a lien which has priority ovcr this 5ecurity Instrumcnt, appc:iring in court, paying
<br /> - masonable attorneys' fees nnd cntering on the Property to make repairs. Although Lender may take action under this paragraph
<br /> � 7,d..ender does not have to do so.
<br /> -� u Any amounu disbursefJ by Lxnder under this paragra�h 7 shall bccome additionul debt ��f Borrower secured by this
<br /> -,~,� ~`-�„�. �h Security [nstrument. Unless Borrower and LenJer agrc�tu otFicr tcrms of paymenc, thcse amounts shall brar intcrest from the
<br /> � date of disbursement at the Note rate ancl shall bc payable. «�ith interest, upon notice from Lender to Borrower requesting
<br /> � .. :S> paymcnt.
<br /> �• ;; S. Mo�tgage Insurance.If L.ender required mortgage insumncc as a condition of making the loan securui by this Security
<br /> • �� r (nstrument, Borrowcr sh�ll pay the prcmiums rcquired to maintuin the mortga�c insurunce in cffect. If, for any re:ison, the
<br /> ��:•.. • � !;, mongage insurancc coverage rcquim.d by Lender lapses or ce:;ses to bc in effect. Borrower shaU pay the premiums required to
<br /> ': �� �t ,;,?'• obtain coverage substantinlly equivalent to the mortgage insurance previously in effect, at a cost subst;uniully eyuivalent to the
<br /> . cc�st to �orrower af the mortgage insurunce proviously in et'fect, from an alternatc mortgage insurcr approved by [.cnder. If
<br /> '�
<br /> • ��, . substantially equivalcnt mortgage ir.surancc coveragc it not available. Borro�vcr shull pay to I,endcr c:tch month a sum cyual to
<br /> { ` one-twelfth of Qie yearly mort�age insurance premiutn being paid by 8orrrnver�vhen the insurunce a>verage lapsed or ceased to
<br /> , • be in effect. I.ender will accept, use and retain these payments as u loss reserve in lieu of mortgage insurance. l.oss resecve
<br /> - � Form 3028 9/90
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