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<br />_ - �-_� '1'f4CiT:7"!'!�R 'Wl`!'l1 ull�tic iinJ,r<�veuic�its uuw or 9�ereat�cr uccted on th� pro���y. .u�d:dl ea5ernutis,.i�,piirttrv�nc•es,uix! -___
<br /> - fixtr�re5 �t��w ur hercuCter A ��art of tNe }�roperiy. Alt r�placemeniy ancl acidiilons,shall Alui be Coveral by �hia Saurily
<br /> Niistrume�it. Afl oi'tf�e fi►regoing is referred :o in this Security lnstcuR�:.:.:as th:: "Pmper�y."
<br /> 8U}�RUWER CqV�NANT5 thnt Bonowor is lawfully selsecl oT the csl�t�heraby conveyccl and I�as tt�e ri�l�t e�9 gnuu wx!
<br /> = eonv�y the Pmporly and Qtqt Ihe P7a(xrty is emenc�mhered, except fur encumbra�tces of ra:ord. (3ormwor wamn��and witl
<br /> - _ - defe�xl gc�xrwily ihe titie ta the�rapeny against nli ctuims a�Ki der�w�xly,su�j�:�li)iiaiy C[iClSliltflA:ICC:i of n_con.9,
<br /> THIS SIiCURITY 1NSTCtUMBNT combines unifurni covenauts for natiorw!use arxl nan-uniform covGnants with limitai
<br /> � vuriations by juriulictian to constitute a uniform sccurity instrument eovcring reul prs�petty.
<br /> - _��-_�
<br /> UNIf�ORM COV�NAN7'S.Bo;rawcr and Ixndzr cav�nant and agrcc as foIlows;
<br /> l. PayrtRe+�t ot Princlpwl And interest; n�epayment ana i.Ate �nAr�t,.w,isorrowcr siiaii p�uy�i��.ty ���,Y wYtI�II {tUV t �
<br /> ---
<br /> princ3pal�F and imcrest an the debt evidencal by tl�e Note nnd any prepayment and 9atc cl�arges duc under thc Nota �
<br /> - - - -
<br /> Z. �5inds for'1'nxes And InsurAnce. Sut�je�'t t�np(�liiable !aw��e ta a writtcri waivcr by l�tndzr. Borrower c � �,ay to __ _
<br /> - I..ender on the day monthly payments are due undcr thc Notc,until thc Notc is puid'en full,a smn("Furxls")far:(u�yearly taxes
<br /> - and assess►nenss which m;ay attnin priority c�ver this Cecurity Instrument�s a lien on the Prop�rty: (b)ye,arly lea�ehold payments
<br /> or groun�J rrnts on tl�e Property,if any;(c)yearly h:►�ard or propc:rty insurancr. p�n�iums;�d)y�arly tlood insurance premiums. i
<br /> if any;(e)yearly murtbage insurancc premiuins, if any:and (fl a��y sums payable 6y Borrower to[.cndcr, in accordance with
<br /> the provisions of paragraph 8,in lieu of the payment of martgage insurnnce premiuma.l hese items are called"BsGrow Items."
<br /> _ __, I.znder may,at any time, callect and hold Funds in an amount not to exceeci the maximum amount a lender for a feder�lly
<br /> related mortg�ge[oan may require for Bonower's escraw nccount under the federal Real Esinte Settlement Procedures kct oi --
<br /> _—� �g�d� a�ru±�laJ frnm time tn time. 12 U.S.C.5ectinn 7.fi01 er reu. f"RESPA").unless Anothcc law that npplies to d�e Fu�xis
<br /> m��, �ets s lesser�!r.o��!t. If co, I.ender may, a�any time, collect and I�old Funds in nn nmoant not tu exce�ul ti�e lesser amount. s-�-
<br /> Lender may estimate tlhe amount of Funds due an the bnsis of current data nnd reasunabYe rstir�jaces of cx�:enditur�of fu:ur� °-
<br /> --= Fscrow Itcros or othenvisc in nccordance with t�pplicablc law.
<br /> Thc FuRds shall bc hc(d in an institution whose depusits arc insured by a federal agensy, instmmentality, or entity
<br /> - (including Lender. if i.ender is such an institution)or in any Federal Horne I.oan Bank.Lender shall up�ly the Funds tn pay the
<br /> --- Fscrow Items. Lender may not charge Borrower fnr halding and appiying ene Funds,annually analyzing if�o�crow uc:,ouni,a.- -
<br /> = verifying the Escrow Items, unless Lcnder pays Borrower interest on the Funds and applicuble law perniits Lender to makc snch
<br /> �°- a charge. Howevex�,Lender may require Borrawcr to pay a one-time chnrge for an independcnt real est��tte tax rcporting service
<br /> �;� used by I.ender in connection with this loa►�, unless applic;able lu�v pro�ddes othenvise. Untess an agrce►nent is made or _
<br />_..___--_.:,:� applicable law requires interest tu be paid, [,ender shall not be required to pay Borrower any interesi or eamings nu ii�c Fuiid�.
<br /> �-" Bormwer and Lender may agr�in writing,however, that interest shall be paid on the Funds. Lender shall give to Barrower,
<br /> �•_� without charge,ar�nnnual acwunting of the Funds, showinfi credits und debits to the Funds and the purpose for which cach
<br /> �:wi debit to the Funds was made.'Ifhe Funds are pledged as additional security for all su�ns sccured by this Security Instrument. _
<br /> ,_;���� If the Funds held by Lender excacd thr.umounts permitted to be held by applicable law, Lender shull account to Borrower _
<br /> _---_--r,.� for the excess Funds in acr.ordance with the requi�ements of�pplicable law.if the amount of the Funds held by Lender at any —
<br /> --'v' time is not sufficient ta ray the Bscrow Items when due,Lender may so notify Borrower in writing,and, in such rase Bonower
<br /> _____� shall pay to Lender the amount necessnry to make up the deficiency. Bono�ver shall make up the deficicncy in uo more than -
<br /> --=-_�:� t�velve mnnthly pa;ments,at Lender's sole discretion. __._
<br />_ ' "'� Upon payment in full of nll sums sceured by this Security Instrument, I.endcr shall promptly rcfund to Borrower any -_-.
<br /> ----=-��'r Funds held by I.endcr. If,under paragraph 21, Lender shull acquire or sel l the Propercy. Lendcr.prior to the acquisition or sale =_.
<br /> ^�4��_�:� of the Property,shall apply any Funds held by I,ender at the time of acquisition or sale us a credit against the sums secured by �„_
<br /> _---��. �
<br /> this Security Instrument. ��'��
<br />------ 3. Appltcation of Poyments.Unless applicable law pravides othenvise,all payments received by l.ender undcr paragraphs �°'��
<br /> ��_���� 1 and 2 shall be applied: first, tn�ny prepayment charges due under the Note; second, to amounts puyable under paragraph 2: F�-�`
<br /> �_�:�;x:`'� -
<br /> :,.:�����,�*� third,to interest due:fourth,to principal due: a��d last.to any late charges due under the Note. �;�,,;,�;
<br />"�¢�`�� 4. Charges; Llens. Borrower shall pay all taxes, assessmcnts. �harges. �nes and impositions attributublc to the Property '�'�
<br /> .�� �.:;_�.
<br />-`��,� which may attain prioriry over this Securiry Instrument, and Ieasehold payments or ground rents, if nny. Borrower sh;ill pay `�. t�
<br /> °�� these obligations in the mvnncr providcd in paragrapli 2,or if not paid in that manner.Borrower shull pay them on time directly -
<br /> _ _o.,-.
<br /> _= ;;�_.
<br /> -�±���'�cq��:s.- ro thc person o+ved payment. Borrower shall promptly furnisb to Lcndcr ull noticcs of amuunts to be paid under this parugraph.
<br />-�Y�'"-,`�t�!!"1•� '
<br /> .-,.y,,;ls,�g�: ,, if Borrowcr makes these payments direcdy,Bonnwer shall promptly furnish to I.cnder reccipts evidencing the pnyments.
<br /> '•T-'+f'• �'" Honnwer shall rom tl dischar e an lien which has riorit over this Securit Instrumcnt unless Borrower: (a)agrees in
<br />- �,,• ��{;;� ? P P Y S Y P Y Y
<br /> ,��a;=' � writin to the a mcnt of the obli ahon secured b thc licn in a manner acce table to Lcndcr; (b)contests in good faith the lien „
<br /> ~� N.,:.. � , g pY 6' Y P .
<br /> ;;��li��; =x by, or defends iigainst enforcemcnt of the licn in. Icgal proc�ulings which in thc Lender's opinion operate to prevent the
<br />="`" �• �� enforcement of the lien;or(c)secures from thc holder of the lien an agreement satisfactory to C.cnder subordinating the lien to
<br /> `-:-�,r,,::::
<br />`-;�k.Ix.�'',.'�"+ .'�;. ' this Securiry Instrument. If L.ender determines that any part e�f the Property is subject to a lien which may attuin priority over .,
<br /> ��-'.���:1,`" '.; . . this Sccurity Instrument. Lendcr may givc 8orrower a nutice idcntifying thc lien. Borrower tihall satisfy thc licn or takc one or
<br /> � i more uf thc actions set forth abovc within 10 days of thc};ivin�of noticc.
<br /> ,z::.��N.�<` ,�::
<br />;;�,,�.�,;.�;• ,� Form 3028 9/90
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