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<br /> T()GETtiFR WITki ell the im��rw:.me»t�r�w or IurraCiet erected on the praparty,AIiC�AIZ (:i1SCfT►i�lti, �purt�nam:e!�,�'s�a --
<br /> fixiures now or hereafter a part of the property• All rcpluerrxnts and udditlons shal��n�u> tx cc�vercci by this �oCUrft)'
<br /> Tn;tru�nent.All of the faregoing is raterned tu in thiq S�.urily Tnstrumeitt ns ihe:"!'ropecty."
<br /> AORRUW�R CUVEN�N'LS thut&Irmwtr is lnwfully :�Iseed of the entxte ltitnsbY rnnvcyai and h�the right ro�rant and
<br /> cuuvcy :iie I'�ui::.sty«i:t!thst t}t: Pm;"�y is �!i�e�tcm»ixrul, exc:ept fo�encumbrarices 4f rc�cnrd. &irsovver.v+��mn�ix ai�!will —
<br /> defend generally the tltle to tha I'rop�rly a8uinsi all clain�.a�tnd denuitxls,subject ta uny encumbrance�,ot nxarci•
<br /> TH(�SECLIItITY 1NSTRUMENT combines unifom�cuvenants for nntioaal use and non-uniforrn coven.w�+�ts with limiaed
<br /> variatians by juriulictian to constitute a uniform r,ecurity instrument coveriiig re:+l pmpercY•
<br /> � IINIFPIRM�t1VF3NANT5.Bonowec und Lei�der cuvenunt aTxl agre�as foltows:
<br /> 1. Payment of 1l'rincipal and Interest; Prepwyment and I.ute i,iiaigry. Iiu�,uwcr shalt prornptly pa�when duo �he
<br /> p�incipal oF and intcrest u�4 the debt cvi�irncal by tY:c Note iuid any prepayment and imte chargos due under the Note.
<br /> 2. �nds for Taxes und Insurance. Subjrxt to appiicable !aw or to a written waiver by l.ender,Bon�ower si�a13 }wy ca
<br /> [.ender on the day monthly payments arc due under ti�e IVote. until the Note is paid in full,a sum("Fucxis")for:(a)yearly taxes
<br /> and assessments whic4�may attain priority ovcr tlds Sacuriry Instrwnent us a licn on the Propr,rt;�;(b)yearly leasehoicl pRyments
<br /> ar ground rents on thC Property,if any;(c)'`yearly h�u..ard or property insurance premiums;(d)yearly fLood insruar�ct�pcemiums,
<br /> if any; (e)yearly mortgage insuranc�pretniums, if any;anc�(� any sums payable by Borrerwer ta l.ender, in accordana wlth
<br /> the provisions of paragr.►ph 8.in lieu of the payment of martgnge insurnnce premiums.'fhese items are calla! "Escrow Items.'
<br /> Lcrider may, at miy tin�e, coUcct und twld Funds in 1n r�sn�our�t ncit to excced tho maximum:imount a lender far a fedcrully
<br />' related mortgagc loan rrtuy requirc fot Borruwcr's escrov� accounG unver the feder��l Real Estute 8ettlement Procedures Act of
<br /> Iy7g as stmended fror:tin:�t�ti:+�e. 12 U,C,f.Sectinn 2601 et seq. C'RESPA''),ualess another law thnt t�ppl�es t.a the Funds
<br /> acts a lcsscr amoun�. ii�v, :..C��d�r .��uy. �t°n; !':mn, rnllec�ansl hi�ld Funds in aa amountn�r to escecd the lavscr amcunt. _
<br /> Lendcr ma,y estimate the umount of Funds due on the busis of cuaent data and reasonable estimates of expcnditures oi n�rure
<br /> Fscrow[tems or otherwise in nccordance witl�applicable 1r�w.
<br /> T7ic Fnnds shall be held in an instttutian whase deposits ar� insured by a fedcrai ngency, instrumentulity, ot entit}r
<br />� (includine L.ender,if L.ender is such an institution)or in any Federal Home Lonn Bank.Lender shall apply fh�Funds ta pay the
<br /> $scrow Items. Lender may not charge Borrowcr for holding and applying thc runda,a,uiu:�l{y un�lyzing the es.ree��ecco�n*,o* .
<br /> verifying the Escrow Items,unless l..ender pays Bun�,wer inte��st on thc Funds and epp�icable.law perrnits l.ender ta make such _
<br /> a charge. However,Len�er may require Eorrower to pay u ane-time churge for an independent real estate tax reporting service
<br /> used by t.ender in connectivu vvit� ihi; �aar, ur.;ess sp�l::s�lP laW pmvidcc otherwise. IJnless an agreement is made or
<br /> applicable law requires interest to be paid,Lender shall not be requircd to pay Bonower any interest or eamings on the Funds.
<br /> Bonowcr and Lender may agree in writing, howsver. that intcrest shall be paid�n the Funds. L.ender shall give to Borro�ver,
<br /> without chiurse, an annu�l accaunting s�f the Funds, showi.ng credits and debits to the Funds and the purpose for which xacTj
<br /> debit tu the�'unds was made.The Funds are pledged as additional security for all sums secured by this Secutity Instrument.
<br /> If the Funds held by[.ender excced the amounts permitted to he hcld by applicabiv la�v,Lender shali accaunt to 18orcower
<br /> for the excess Funds in nrcordance with the requirements of applicabl�luw. If the amount of the Funds held by [.ende►•at uny
<br /> time is not sufficient to pay the Escrow Items when due,Lender may so notify Borrower in writing,and. in such case Bonower
<br /> shall pay to Lender the amount necessary to make up the de6cicncy. Borcower shall make up the deficiency in no more than
<br /> ; twclvc morithly payments,at I.ender's sole discrction•.
<br />-_� U�on payment in full of all sums secureci by this Securiry [nssrument, [..ender shall promptly refund to Borcower nny
<br /> Funds hcld by Lc:nder.If,undcr paragrnph 21,Lender shall acquire or scll the Property,Lcndcc,prior tu ehe acquisition or sale
<br />= of the Property, shall apply any �unds hcld by L.ender at the time of acquisition or salc as a crcdit against the sums secured by
<br />- this Security Instrument. '
<br />- 3.Application of Pnynients.Unlzss applicable law provides othcnvise,ull paymcnts rcc.eived b j�Lender undcr paragraphs _
<br /> 1 mid 2 shall bt applied: 6rst,to any prepayment charges due under the Note; sccond,to amounts payable vnder paragraph 2;
<br />= third. to intcrest due: fourth,to principal due:and last,to any late charges duc w�dcr the Notc. _.
<br />= 4.Cl�arges; Li�ns. Borrower shall pay all taxes,assessments, chnrges, fiacs and impositions atiributa6le to the Property _
<br />= which may attain priority over this Securiry Instrumcnt. and leaschold payments or ground rents, if any.Borrower shall pay _
<br /> - these obligations in the manncr pro�•iclad in parugraph 2, or if not paid in.that manner,Borrower shal t p�iy tliem on timc directly _
<br /> - to the person o�ved payment.Borro�ver sliall promptly fumish to Lendcr ull notices of amounts to be paid under this paragraph.
<br />= If Horrower makes these payments directly, 8onower shall promptly furnish to Lender receipts evidencin�the payments. ,
<br />� Borcotiver shall promptly discharge any lien which has pri�ority over this Security Instrument uniess Burrower:(n)agr�es in ,
<br /> _ writing ro the payment of the obligation securecl by the lien in a manner acceptable to Lender: (bl contests in good faith the lien [
<br />.� by, or defends against enforcement of the licn in, legal proce�iings which in the Lender's opinion operate to prevent the
<br /> - enforcement of tlie lien;or (c)secures from the holder of the lien an agreement sati.r•factory to Ler.der sut►ordinuting the lien to
<br /> - this Se�:urity Instrument. If Lender detennines that flny part of the Property is subject ro a lien�vhich may attain priority over
<br /> � this Sccurity Instrument, I.endcr may�ivc Borrower a notice identifying rhe lien. Bormwcr si�all satisfy the lier� or take one or
<br />:; morc of the actions set forth abovc�vithin l0 days of the giving of noticc.
<br /> = Form 3028 9190
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<br /> — Pepo I of G
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