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<br /> � 'I'�GETF1k?R Wi'['kl nU tht imprc,vements now or ixcreafter cr�cteA on tho property,and ull cuscnxnt .�
<br /> —" fixtuus now or hereafter a part c�f the propeny. All repiacements aeid acidi�is�ns shall nlso he eovercYl by tiiiR Ceciidty
<br /> i Instrument.All of the fvrcgoing is refernd to in this Sxudty Instrt�ment css the"Propeny."
<br /> ` " 43�RRf31'!GH��VIIPJAP7T�that Eorrut•rtr is I�s�,f�dly �cised�f�he cstutc hc:reBy convtycd uncl has tl:c right to grua�t u�KJ --
<br /> � G�nvey tha Pmperty uncl U�at tho Proptrty ie unenc:umbered, except for encumbrances of record. &�rrawre,r wa�rantw and wi dl
<br /> �I defend genernlly th.,tittc to the Property agninsi all claiius on�dcmands,subJect to uny cncumbranccs of rec;ord.
<br /> T'HtS SECUR[TY INSTRUMEN'f cmnbines uniform cavenants for nationul usc nnd non-uniform covcnants with lim(t�,d
<br /> � variations by jurisdiUipn ta constitute a unifurm sccurity instruinent covcring rcal pe��xrty.
<br /> UNIFORM C�V�NAIVTS.Borrawer and Lcn�fer covenant und agree ns follc►�vs:
<br /> -_ °• 1. Fay�ent of I'ri�tcipal a�ed I►:Leresh Pre�yment and Late ChArRes. Bonower sh�ll prampsly pay when ciuc the �
<br /> pri��cipal of and'enterest on tl�c dcbt evidenr,ed by dic Notc nnd any prepaynv:nt nnd late charge;duc under the Nate.
<br /> 2.Funals fur Taxcs and Insura�Me. Subjcct to applicablc law or to u writtcn waiver by I.ender, Borrawer shall pay co
<br /> I..ender on thc day monthly payments are due under thc Note. until thc Nate is paid in full.a sum("Funds")for: (a}yc;arly tuxes
<br /> nnd asscssments which m:►y attain priority aver this Security Instrumen►as a lien ore the Property;(b)yeurly Ieascl►old paymenis
<br /> ur ground rents on thc t'roperty,if nny;(c)ycarly bazard ar propc�ty Insurance premiums;(d)ycarly tloud insurance prcmimr:;,
<br /> if sny: (e)ycarly mortgage insurance premiums. if any; and (� uny su►ns payable by Bonower to Lender, in accarclance wlth
<br /> _ the provisions of para�raph�S. in lieu of the payment uf�uor:gage insuraacc premiums.The�items erc cnlled"Esc:row Itcros_" __�
<br /> I.ender may. at any time, wllecc and hold Funds in An amount not to exceed the maximum amount A Iender for a federaily
<br /> -_-"? relate� mortg,age loan may require for 6orruwei s escrow aax►uui uiiJci tl�e f�deral Rca! Estate Settlement Procedu`ec AU eif _
<br /> —_= 1974 as umendcd from time to time, 12 U.S.C. Section 2601 et sey.("RESPA">. unless another taw that appl'ecs to the Funds
<br /> '� sets a Icsser umount. If so, L.ender may, at any time, collect and hold Funds in an amount not r.o excced the Iesser amount,
<br />'''��� Lcnder mny estimate the amount of Funds duc on thc basis of current data and reasonable estimates of cxpzndiwres of future
<br />-���=!�� Escrow items or otherwise in accorda�ice with applic;ible law_
<br /> �`�-:�a Thc Funds shaU b;, hcfd in an institution �vhuse deposits are insured by a federal agency, instrumentality, ar entity � _
<br /> — (including[.ender,if Lend�r is such an institutiun)or in any Federal Home I..oan Bank.I.ender shall spply the Funds to pay the
<br /> —�.. Escrow Items. Lender may not charge Borrower for holding and applying the Funds, annually analyzi:�g the escro�v nccount, or
<br />?!�� verifying the Escrow Items,unless Lender pays Bonowcr intcrest on the Funds and applicable law permits I.cnder to make such
<br /> °-��q� a chnrge. However,i.ender may reyuire 8uuuwc�ao pay:.�;.�-.i::�c.".ssa=f^s gn'•ndPP?n�len[reat estnte Guc repurting service
<br />-'"=='��l used by Lender in connection with this loan, unless applicable I814 provides otherwise. Unless an agrcement is made ar _
<br />,�3�� upplicable law requires interest to be paid. Lendcr shall not bc required eo pay gonower any inte:est or earnings an the Funds.
<br /><,-..��-„�, Borrower and L.ender may agr� in writing, however, that intere5t shall be paia on the Funds. undcr shall give to Bo�TOw�r,
<br /> � without chnrge, an amival accounting af the Funds,showi�g credits and debits tn the Funds and thc: purpose for which eacli
<br /> `'��� debit ta the Funds�vas made.The Funds are pledgeci as udditionnl security for all sums secured by this Security Instrument.
<br /> — If the Funds held by Lender excced the amounts permitted to be held by applicable law, Lender shall account to Borrower ��^_
<br />"`��'�� for the excess Funds in accordance with the requirements of applicable law. If the amount of the Funds held by i.ender nt ony ___
<br /> -�:�:d
<br /> _ _ time is not sufficient to pay the Escrow Items when due.Lender may so notify Borrower in writin�,and, in such csse Borrower �:
<br /> shflll pay to Lender the amount necessury to make up the deGciency. Borrower shall muke up the deficiency in no rriore tltan R:�,_
<br /> _ � �"�=
<br />,�«`� twelve monthly paym:nts,at l�.endcr's sole discrction. g��' :
<br /> --'� Upon pAymcnt in fnll of all sums sccured by this Security Instrument, L.endcr shall ptomptly refund to Borrowcr any �?;-:^`
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<br /> —� •� Funds held by Lender.If,under paragraph 21, Lender shall acquire or sell the Property, Lender, priar to the acquisition or sale �:�_.:
<br />^'�``� of the Property, shall apply any Funds held by Lender at the tim�of acquisition ar sale as a credit against the sums sccured by �
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<br /> ��.� this Security Instrument. d
<br /> ;`.. 3.Apptication of Pnyments.Unless applicable law provides otherwise,all payments received by L..ender under paragraphs �-�".
<br /> --;_� 1 and 2 shnll be applicd: first, to any prepayment charges due under the Note; sccond, to amount�payable under paragraph 2: �
<br /> _ _ third.to intcrest due; founh,to principal due;and last, to aaiy latc chargcs due under the Note. �=.'�-
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<br />�-'V� 4.Charges; Llens. Borrower shall pay all tzxes, assessments,charges, fincs and impositions attributable to the Property t.':.
<br /> which may attuin priority uver this Security Instrument,and Icasehold payments or ground rents, if any. Bonower shall pay
<br />'�:;, thes� obligations in the m�nner provided in paragraph 2,or if not paid in that manner,Borrower shall pay theni o��timc directly ,f
<br /> to the person owed payment. Borrower shull promatly furnish to Lemler all notices of amounts to bc paid under this pai�graph. ;
<br />"'?��' If Borrower makes these payments directly,Boi�wer shall promptly furnish w T..ender receipts evidencing the payments. ,'
<br />�'''� � Burrowcr shall promptly disch�rge any licn which has privrity aver this Security Instrument unless Aorrower: (a)agrccs in
<br />`-'�•�=�:�. wricing to the payment of thc obligution secured by the lien in a manner acceptlble to Lender:(b)contests in good faith the s ien
<br />"'!� `y by, or defends aguinst enforcemcnt of thc lien in, lcgul proceedings which in the I.ender's opinion operatc to prcvent the
<br />,�`�� �� enforcement of the lien; or(c)secures from the holder of the lien an n�recment sntisfactory to Lender subordinating the lien ro
<br /> _ this Security Instrument. If Lender determines that any paet of the Pro�eny is subject to a lien which may attain priority over �
<br /> :.��:� this Security Instrument. Ixndcr m�iy�ivc Borrower u notice identifying the lien.Bormwcr shall satisfy the lien or takc one or
<br />��!�a�. more of the actions set forth abave within 1Q days of the givin�of notice.
<br /> Y „�'' Form 3028 9/90
<br />.. ,i' P�po 2 of 6
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