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<br /> ������ TOQETHER WITH nll thc inzpr��vcments�mw or �ierenfier erect�l a�an thc qrtitrerty,nnd ull c;.�scme�us,n�:purtennnccs, :�:�d �`:
<br /> ;, fixtures now on c�reaf'tcr n part af thc property. All rcpinccmcnts und aQditions shnll tdsn hc cuvcred Gy tids Sccurity
<br /> ° In�trument. All�iithe forcgning is rcferred w in this Se�:�ritv ln,trument as the"Pro�crty." _
<br /> -- BURROWEa COVaNANTS thnt Uorrowcr is Inwfully sciscel af thc ctitntc hercby cmwcycJ und has ihc right to gmnt und
<br /> �� convcy tlic Prog�rty and thnt the Pmperry i, unencurotihered,except fur encumbrnnces of rccurd. Aorrower�vurrunis and will _.
<br /> _� defend gcnerally the tltic to tlie Property ngciinst�dl clnirns nnd demands,subjcct to any cncmnbranccs of rccord.
<br /> �_ -
<br /> - 'PIIIS SECURITY INSTRUML�N'P combincs ui�if�tm covcnants fur nationat usc 1nd non-uniform cnvc�tants with Ii�niteJ
<br /> - =_ variations byjurisdiction to constitutc u unifonn,ccurity instrument cuvcring rcal praperty.
<br /> - UNIFORM CUVENANTS. Oorrowcr and[.�ndcr covenant and iigrcc ns follaws:
<br /> -= 1. Payaunt of PrincipAl And Intcrest; PrepaymenY und I.atc Ci�nrges. Borrowcr sh�ll promptfy puy whcn duc thc
<br /> -_� principal ofr and interest on the dcht cvidenced by the Note und any prepayment nnd latc churgea due u�xler thc Note. �_
<br /> � 2. Fbnds far Tuxes and Insuronce. Subject to applicable law or to a written w.�iver by Lender, Borrawer shall pay to
<br /> "`" L.ender on the day monthly payments arc duc undcr the Note,until thc Notc is paid in full,a sum("Funds")fo�:(a)ycarly tuxes
<br /> --'° and assessr��cnts which may attain priority ovcr this Security Inse�ument as a lien on the Propeny;(b)yearly leaschuld p�yments
<br /> = or ground rents on thc Peopeny, if nny;(c)ycarly hazard or property insurance prcnxiums;(d)yea�ly fload insur�ncc prcmiums,
<br /> -- if any; (e} yearly mortgage insurance premiums, if nny;and(tZ any sums payablc by Borrower to I.ender,in accordancc with
<br /> __ the provisio»s of paragraph�3,e�lieu of the payment of mortga�e insurancc premiums. These items are callcd "Escrow Items."
<br /> - = Lender may,ut any tinie, cullect und hold �unds in an amount not to exceed t@° maximu�n an�oimt a Iender for u federally ,
<br />-=- related mortgage loan may require for Borrower's escrow account under thc federnl Rc;AI C:stace Settlement Procedur�s Act af
<br />�,'1-�--•� 19%4 as arnended from time to time. 12 U.S.C. Section 2601 et seq. ("RESPA"), unEcss anothcr law that appfics ro the Funds `
<br />'�- - sets::lesser wnount. [f so, Lender may, at any time, collect and hold Funds in an umount nut to exceed the lesser amount.
<br /> _:� Lender may estimaee the amount of Funds due on the basis of current Jutu and reasonablc cstimates of expenditures of future _.
<br /> =�7 Escrow Items or othenvise in accordance with applicable law.
<br /> --�� Tt�e Funds shall bc held in an institution whose d�posits arc insumd by u federal agcncy, instrumentality, or entiry
<br /> �_..:� (including I.en�ier,if 1.endcr is such an institution)or in any Fedetal Home I.oan Bunk. Li:nder shall apply the Funds to pay the _
<br /> _'" Escraw Itcros. Lender may not chargc Borcower for holding and applying the Funds,annually analyting the escrow aceount,or
<br /> verifying the Escroiv Items, unless Lendcr pays Aorrower intcrest un the Funds and applicable law permits Lcndcr to make such
<br />-��;,� n charge. However, Lender may require Borrower to pay a one-time charge for un independent real estaee tax rcporting service
<br />__•.�,• u,c,i i,y I,c;,�i�� u� cann:.:.tian z:•;,� this l:,�n, sr.!ess »Y�li=a�le law �rovi�lrc ntherwise. Unless 3n aeteement is macle or
<br /> =-`-' applicable lu�v reqaives interest to be paid, Lendcr shall not bc required to pay Borrowcr any intcrest or eamings on thc Funds.
<br />���' Bonower and L.�nder may agree in writing,however, that intcrest shall bc paid on the Funds,L,ender shall givc to Borruwcr.
<br /> �� without charge. an annual accounting of the Funds, showin�crodits and debits to the Funds and[he purposc for which each
<br />-',�t���.' debit to the Funds was made.The Funds are pindged as additional securiry for all sums secured by this Security'Instrument.
<br />_ '' tf the Funds held by Lender exceul the amounts permitted to bc held by applicuble law. Lender shttll accaunt to Borrower
<br />���'�� for the excess Funds in accordunce with the requirements of upplicable law. If the amoun[of the Funds held by Ixnder at miy
<br /> -�' time is not sufficient to pay tl�e Escrow Items when due,I.ender may so rotify Bonower in writing,and, in such rasc Horrower
<br /> --�� shall pay to Lendcr the amount necessary to make up the deficicncy. Borrower shall makc uQ the deGcicncy in no more than _.
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<br /> _-.� twelve monthly payments,at Lender's sole discretion.
<br />_ �:a°� Upon payment in fup of all sums secured by this Securiry [nstrument. L.ender shxll promptly refund to Borcrnver any
<br />—— Funds held by Lender. if,under paragraph 21, Lcnder shall acquire or scll the Propeny,Lender, prior to the acquisition or sale
<br /> —=- of the Property,shall apply any Funds held by Lender at the time of acquisition or sale as a credit against the sums secured by �
<br /> --�•'�� this Security instmment.
<br /> -° � 3.Applicatton of Poyments.Unless applicable law providcs otherwise,all payments received by Lendcr undcr paragraphs
<br /> ' I und 2 shall be applied: ficst,to any prepayment churges due under the Note: second,to amounts payuble under paragruph 2; _
<br /> ,�; third,to interest due;faurth,to principal due;and last,to any latc chargcs due under the Note. -
<br />�°� 4. Charges;Liens.Borrowcr shall pay all taxes,�.tisessments, charges, fincs and impositions attributable to the Propeny ;�
<br />��,.� which may attain priorety over this Securiry lnstrument, und Ieaschold puyments or ground rents, if uny.Borrower shall pay �_
<br />---�' thesc obligations in the manncr pmvided in paragraph 2,or if not pxid in that manncr, Borrowcr shail pay them on timc dircctly _
<br /> �,�:�
<br />_.��-: to the person owcd payment. Borrower shall promptly furnish to Lcnder all notices of amounts to be paid undcr thi�paragraph.
<br /> �'�" [f Banowee msikes these payments directly.Borrower shull promptly furnish to L.ender reccipts ev idencing►!�e paymer►ts.
<br /> � Borro�ver shall promptly discharge;uiy lien whic'�hus priority ovcr this Security Instru►nent unless Borrowcr: (a)agrees in
<br /> `,���I
<br />-:�'�: writinb to the payment of thc obligution s�:cureci by thc lien in a manner acceptable to Lender; (b) contests in good taich the lien
<br />;`;� , by, or detends a�ainst enforcement of the lien in, Iegal procecdings which in the L.ender's �pinion aperate to prevent the
<br /> �"�'z enforce�nent of the lien;or(c)secures from the holder of thc lien 1n ngreement satisfsctory to Lender subordinnting the lich to
<br />.`��.� this Security Instrurrient. If Lendcr detcrmines thnt any pnrt of th�Property is subject ta a licn which may attuin priurity over
<br /> � this 5ccurity Instrument,Lender may givc Borrower a notice idcntif'ying the licn. Borrowcr sh;dl satisfy thc licn or take one or
<br /> =-�-� more of the actions set forth abovc�vithin 10 days of thc�;iving of noticc.
<br />.��.
<br /> � Form 3028 9/f10
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