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<br /> vT �._ - �ul�su.n?inlly cqurvaicut mprt�s�,e»surnnsc covcragc is noz avnila�lc,�aero�,cr shall pay to l.cy°i�`dcr c:ci� �non13�� �um c:iu�� ¢u � -
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<br /> . . nrtr:'•ttvclf�li nf thr,yc.ar ly uins�l��,^,2 l�ic���'�'ii+•r'�r�:rn i u��i bc i nr�1:1 1 6�h�1 E�1 0 17'o�'1 c t\b l t C i l l L C I I i:U P i l i l C�,C i l��t w��;�,l a��r.c d o r tn:�c.�.l tn �-;-_
<br />. • t�:.iu cffcs:t.Lcr�d�e rviU:•_.�;;it.tr:�t:s:�►t��:ii��{t�:::;�:�yi�l.�u��a�, a lo::s ��c�.Live in li�n of ntntil.'u!;e h;�.����.�t:c.t. ����;� �€::�v�;
<br /> y�_�:q'F� payments niny no longcr he reyuircd;c��ci�e��ixlon�,r�.cu�'CP,1�tltOtt6i�,6'C I�i'1tIP10CC C(IVCf':]bC(111 IItL'i�lnuisifl tticu iui iiiti ii.ii�7i� I=r-_
<br /> -__- that I.c�xler reyuires)providcd by un iusurcr xp�ro�cJ Uy I.ander zignin bec»mr.s i�vailable u+id iti obFaineeL Rnrr�nv,,e slt;�ll��ay
<br /> �� tl�e prcmiums rcquit�ect to maintnin nxntgage insurar�cc ln cfd'cet,or to providc a loss vcs�rvc,until►li�reyuircn�i�u fi►r meitiguge
<br />---==�� insurance ends in accordance with any wriucn agrcement betwren Borrower nnd[.cnder Ar upplir.;it�le Inw.
<br /> — 9.Dnspect�t►n.L�r,cicrur its ogcnt ma�mukc rtiasonnblc cntrics u�►an and inspcctions of'thc Pro�rty. l.cndcr shull givn - -
<br /> Dorrnwer�x�dce at the time of or prior to an�nspcction specifying r�,�sonable cnuse fnr the inspectiai.
<br /> - _-�_� �0. �;a,;,-���4ta;�, T(�r pne:�rcvls oP nny awn�d or clnim for dnmafics. dircct nr cunscqucntiUl. in ca+mation w61h uny `_—
<br /> ¢ondemnation or other taking uf any part of thc Preperty,ar for cunvcyance in licu af cundc►nnatlon,uro hcrcby ussignrQ n�xl
<br /> shall bc paid to Lendcr.
<br /> In the event of�total wking of tha Property,the pr�eds sl�all be applicd ta the sums securcJ by il�is Security Instrument,
<br /> �.�..ir� whether or not then due. with uny excess paid to Borrower. In the event nf a partial taking of tlie Propeny in which tlie F:iir
<br /> -- market value of the Property immeciiutely tx�farc the kiking is equal to or gmatcr than thc omount of the sums sccurcd by this __ -
<br /> �-'°"'•-"'� Security Instrumcnt immc:diatcly befbre thc t��kjnq,unless Barrowcr aad L.endcr�thenvisc ngrce in�vriti��g,the iums sccural by -WU_
<br />-l�`�'� this Sccurity Inst�ument sliall be reduceci hy ttie amuunt of thc procecds multiplied by the following fnction: (a)the tot�! --
<br /> �-:----
<br /> -_==� ;unount of the sums securcd immecliately before the taking. divided by(b) thc f.►ir markct value of the Property immeciiauely - _
<br />� _ -a'° beforc the taking. Any balance sliall be paid to i��reower. In thc event of u partial tal;i�g af the Propeny m which the fair �,
<br /> �'•'���.� market value of the Propeny immediatcly before thc taking Is less than thc amount of the sums secured immcdiately before thc ^ _
<br /> �;,,;, taking,unless Liorrower and l.end�r othenvise agrce in writing or untess applicablc la�v athcrwise provides,thc peacceds shal! ,�_
<br /> -=-= bc applied to the sums sccured by this Security Instrument whether or not tl�e sums are thcn duc. _ _
<br />------= If the Pmpeety is abandoned by Burrower.or if,after notice by Lender to Borrower that the condcntnor offers to makc an
<br /> award or setde n clrum for damages, Bunowe� fuils ta respond to Lender within 30 days after the date the nntice is given, r�:_
<br /> =:=�� Lender is auttiurizecl to collect and apply thc praxeds,at its option,eithcr to restoration or repair of the Property or to the sums =-__
<br />"'=�•��"�� setured by this 5ecurity Instrument.whcther or not then due.
<br /> �'
<br /> ;��,:--d 'Jnl:,ss '..:n�cr:,r.�3 �nowes athcr+vi�e �grce in writin�, anv applicati�n of proceeds to principal shall not cx�end or _�
<br /> .•�..f _�.� postpone the due date of the monthly payments referred to in paragraphs I and 2 or change die amount of such payments. �•-�_--�
<br />_--- �1.Bor�►wer Na fdeieased; ForDexrunce By Lender I+iot u Wsive..Gztension of thc time for payment or m�oclificatinn �'�='
<br />�;;;,;%a"� of amoRi7ation of the sums secured by this Security Instniment granted by Lender to any suceessor in interest of Bonower sl�all
<br /> -�`-=•�'=-?__- not operats to release ti�e liability of the original Honoa•er or Borro�ver's successors in interest. Lcndcr shall not be required to �',�T`
<br />�-f��!=�r�;<<;� wmmeRce praceedings against any successor in interest or refuse to eatend time for payrteent or othenvise modify amortization �._
<br />..n{t;y-- - -' uj li1c: 6Uiiu S�Uti.� Vy' G`1/5 .ciku�ty Ir„tiu�i.Citl b�' iC�son af^a�y� demsn� IIl`.!!�? h}' t�P AT!a!(!%!� RnTIYI\VCi n� BOTrO�YE'�S �-��
<br />°-;�. successors in interest. Any forbearunce by Lendcr in exercising any right ar rcme�cly shall not be n waiver of or preclude the �=�=.
<br />-',,_,2 „ excrcise of any right or remedy. �`
<br />`";�_.•• 12. Succ�sors ar►d Assigns Bovnd; Joint flnd Several Qaability; Co-slgners. The covcnants and agrcements of this _�
<br /> +• �;� '` Security Instrument shall bind and benefit the successors and assigns uf I.ender and Borrower, subject ro the pmvisiuns of �'r_::
<br /> � �( • I HP inint CPVP ��.J"
<br /> =�.;r�>.;:�,i�' para�apn i7. Bu��uwci's c..,Yz��rts a�3 abr�men.s sh^! ..,. ,....., ss�.! ....._I��. !�!ly �*fnwr� w�,� rn.ci�nc �his Security �,
<br />°^�.-�%1l,`�:`16, Instrument but dces nor. execute the Note: (a) is co-signing this Securiry Instrument enl; to mongage, grant and convey that
<br />-'''`^,�'µ' BorroHer's interest in the Property under the terms of this Security[nstrument;(b) is not personally obligated to pay the smms �'��
<br /> �=-_.
<br /> •�-.r�ra securett by this Securit�Instrument;and(c)agrecs that Lender and any other Sarrower may agree to extend,rcindify,forbear or �-._
<br /> � �� make any aocommodauons with regard to the terms of this Security Instrument or the Note w�thout that Borrower's consent. t�,--
<br /> -�"�`'��' � 13. Loan Charges.If the loan secured by this Security Instniment is subject to u law whicli seu maximum loun charges, _
<br /> •�'�'�``��� and that law is fnally intenpreted su that tha interest or other loan charges collected or to be collected in connection wi t h die
<br /> °"-r'��s loan exceerl the permitted limits,then: (a)any such loan charge sh�ll be reduced by the amount necessary to reduce the charge
<br />`=�:?�� to the permitted limit;and (b)any sums already collected from Borrower which exceeded permitted limits will be refunded to ��
<br />-�_��f�_'�� Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct _
<br />-'-�-.��;a:,� payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any
<br /> ����.�_ .
<br /> :=.� prepayment charge under the Note. '-;
<br /> "�'� 14.Notices.Any natice to Borrower provided for in this Security Insnuneent shall be given by delivering it or by mailing
<br /> 4������,�.� it by first class mail unless applicable law rcquires use of another method. The notice shall be directed to the Property Address
<br /> T• ��'��-7 or any otl�cr address Borrower designates by notice to L.cnder. Any noticc to L.endcr shall be given by first class mail to
<br />` -�`�-�� Lender's address stated ber�ein or any other address Lender designates by notice to Bonower. Any notice providcil for in this :
<br />_=� � Security Inswment shall be deemed to have been given to Bonower or Lender when given as provided in this paragraph. • -
<br />-=�'�� Y5.Governing Law; Severabllity. This Securiry Inswm�:nt shall be govcrned by federal law and thc law of thc
<br />_= jurisdiction nn whict�the Property is lor.x[ed. In the event that any provision or clause of this Security Instrument ur the Note
<br />' ="',�ct�q ccmflicts with applicable law,such conf�ict shall not uffut other pro��isions of this Security lnstrument or the Note which can be
<br /> _ given effect without the conflicting provisic.n. To t7�is end the provisions of this Security Instrument and the Nate are declux•od
<br /> �s,io� ta be severable. -
<br /> _�7 Y:: 16.liorrow'er's Copy.Borrower shall bC given one conformed capy of the Noie and of this Security Instrument.
<br />:,i;,;�:��. ' 17.Transfcr uf the i'roperly or a�B�eneficial lnterest in Bornnwer. (f all or any part of the Property or any inrerest in it
<br />�:r�2���r.►�° , is sold or transfern�d(or if a bene�ci� anterest in Borrower is sold or transferred and Borrower is not a natural person) without
<br />____�:��,,
<br />-::,�:1ti• Lender's prior written conscnt, Lender may, at its option, require immediate payment in iull of all sums secured by this
<br /> -,�:`��'� Sccuriry InsUUment.Hovlcver,this option shall not be exerciseci by L.cnder if excrcise is pmhibitcd by fedcr.�l law as of thc datc
<br />��`�'':'-; ' of this Security Instrument.
<br /> � - �- If Lender exercises this option.Lender shall give Borrower reotice of accelerntion.The notice shall provide a period of not
<br />- • `` +� less than 3fl days from the date the noti�r is Qelivercd or mailed within ;vhich Bonowcr must pay ull sums securcd by this
<br /> "'•}.:•i` Securiry Instrumcnt.If Borrower fails to pay these sums prior to li�e expirstion of this period, L.ender may invokc any ti emedics
<br /> ,� ;'4 permitted by this 3cxurity Instrument wit hont furt hcr notice or deman d on Borrowcr.
<br /> � 18. f3orrower's Right to Rcfnstntc. If Borcowcr mects cenain contlitions. Borrowcr shull havc thc right to have
<br />"'"'' "'"�� �� enforccment of this Sccurity Instrument discor�tinucd at any time prior to the carlicr of: (a) S days(or such othcr periud as
<br /> ��'�= �_�' . applicabl� law may sperify for reinstatemeny before sale of the Property pursuant to any power of salc containc-� in this
<br /> '� „ Secarity Insttument:or(b)entry of a judgrtzent enfarcing this Sccurity Instniment. Thase conditious are Rhat Bcrro�ver: (a)pays
<br /> N Lender all sums which thcn�vould be due under this Security Instrument und the Note as iF no acc�lera[ion Bad occurred: (b)
<br /> •"`�'� ���#, cures any default of any other covenants or agrecments: (c) pays all expanses incurrod in enforcing this 3ecurity Instnunent.
<br /> � including,but not limited to,reasonable attorneys' fe�,s: and(d) takes such action as Lender may reasonably require to:usure
<br /> =-��� tl�at tl�e lien of this Security Insttumer.t. Lender's rights in the Property:uid Borroaer's obligalion to pay the sums secureci by •
<br /> �;<<--�- ` this Seeuriry Instrument shail eonnnue uneRUngea. upon reinscatemem ay norro�ver, cnis �ecun[y instrumeni anu ii�c - --
<br /> :y�,•..•. abligatEons secu►�ed hercby stiall remain tully effective as if no acceler�.tion had uccumed. However, this right to reinstale shall
<br /> �ti "�'"' � not apply in Ihe a�sc of acccicration undcr paragraph 17.
<br />" .... Y t....i..
<br /> :�%-.• ; •-, �r 19. Sale of Note; Cbange of i.oa� Scrvicer. 'Chc Notc or a partial interest iie thc Notc (togcthcr �vit t �s ccunty
<br /> _.�� =` ��. Instrumenq rnay bc sold onc or morc timcs without prior notirc to Borro�v�r. A s�lc may result in a changc in the cntiry(known
<br /> '? •� �'� " as thc"Loan Scrviccr")that collcxis manthly payments duc undcr thc Notc and this 5ccurity lnstrumcnt. Thcm al�o may bc unc `
<br /> = ����' or morc changcs of thc Lv:ui Scrvicer unrelat�eci to a salc of thc Nutc. If thcrc is a ch:�ngc of thc Lvau Sr.n�iccr. Bnrro�ti•er will bc �
<br /> _ . ' ' givcn w�iucn nalicc of thc changc in ar.roiYiancc with par��;rapli 14 abovc snd applicablc law.Thc noticc u�ill titatc thc name and �
<br /> address of t8c ncw Lc�an 5crviccr anJ thc adilre�s to wl�icl�paymcnts should bc m,tdc. Thc noticc �vill also contain an,y ather �
<br /> � infor�nation rcquircd by applicablc law.
<br /> ' _`t ' Y0. Ilazardaus�ubstaiyccs. �ono�vcr shall not rausc a�r pcm�it �hc pn:u�uti. u�c. di�pu�al. �t�.ra�;a ur r�leatic oF any i
<br /> �Fk'c:aa;i;; � affcctin thc �
<br />��. �, Hazanlous 5ub�t;�nces on ur in tl�c f'mperty. Borrm�•cr tihall nm do. nut aUaw anyonc rlsc to Jn, anythi�i�, �
<br />;;,:•r��*.:� Propertv that is in violation of any �nvimnmc�ttal [.,a�v. The prcccding t�ti•u .cutenres�hall nut apply tu tlic prc�cncc,use, itr
<br /> ' , stur.�gc on thc PropcR�� i�f small ywmtitics uf H;u.aniuus Sub�tattccti that arc gcncr.dly rrcognir.cd to hr:ippmpriatc tu nnmial i
<br /> "'� rcsi�lcntial uscs and to mamtctiancc n(thc Prupeny.
<br /> r•,lo a�:+� Fotm 3020 91�J0 (
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