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<br /> —�a - S�ETtiE4t Wl'L'H aU the in�provCnu�tt�naw ar haron6tu erecte�oi�the hx��rc��y,and nli easen�ent,, np�s�i�tcz�.mce�,c►iui
<br /> iixtures no�i o� hereaftcr n purc of tha pmperty. All rcplacenxnts ancl �ufdr�ionv shull :s1s� Ife cc�verc�l by th4s Sccurity
<br /> Instrwixnt. All of ihc foreguing is reFcrrcd to in this Sccurity InsdrunKnt av thc"C�raperty."
<br /> BOR�OWIER COVENANTS�hut Borrowar is IuwfLlly sc�sui of th�estatc iKreby convcyal uixl haa tho ri�ht tu gcant wx1
<br /> -, convey �I�e Property iand that tl�G Pra�tly is unencumbcred. cxcept far encu�nbranccs of��ecoMl. Burr�wer wnrmntw aixi wiN
<br /> _ __ _ _
<br />� defeird genetally the title ta the Properry�gainst all rluims und deii�aiuts,subJect to nny encumbmnces of rec:uiti. -
<br /> TFIIS SECURITY INS'TRUM�N3'combin�.ti unifonn covenants fnr national use a�x!non-uniform cavenant9 with limitod
<br /> "`� variutions by jurisdiction tu cunstituie a uniform security instrument cavarins real propeny.
<br /> UNIFORM�OVENANTS.Bcwrrawer aid Lcnder covenant and ngrcc as follows:
<br /> ° l. Peyme�d of �'rinctpal ancf Inte�est; Prepaymcnt end Late Charges. Barrowcr shall promptly pay whcn due the _
<br /> ----
<br /> --_ , � principal of and interest on the dcbt evidencecl by the Note and nny prepayment und late charge.g due under the oto.
<br /> - 2. F'unds for Taxes Aud Incurance. Subjcct to applicable luw or to a written waiver by Lender. Burre��ver sli�ll pav to ---
<br /> - Lender un th�day monthly payntents arc duc undcr thc Note.until the Notc is paid in full,a sum("Funds") for: (n)yearly taxes --
<br /> and asscssments whicm m�y attain p►iority ov�r this Se.curity Instrunzent as a lien on the Property;(b)ye;z+rly Ie:ts�hold payments
<br /> or ground rents on the Propeny, if uny;(c)yc.�rly ha•rard or property insurance premiums:(d)yearly flood insurunce premiums,
<br /> if any; (e) yearly martgnge insurance premiums, if any;and (� any sums payablc by Borrawer to Lcnder.in accordance with
<br /> the pravisions of p�uagraph B. in lieu of the payment of mortgage insurnnca premiums.These items are callal"Escrow Itcros."
<br /> = I,e�:der may, at any time. collect and hold Fands in an umount not to exceed the maximum amount a lender[or a federally _
<br /> — related ntortgage loan ntay require for Borrower's escrow account undcr the federaf Re��l Estate Settlement Proceduics Act of
<br />- ..�,,.,.,�� 147�4 as sr.tende�from�ime r�time. 12 U.S.C.Secr.ion 2601 et seq. ("RESPA"), unless�uiother law that applies to the Funds �
<br /> '��! sets a Icsser amount. It sa, L.ender may. at any time, callect and hold Fands in an amount not tu exu�+i tiic l�.sser�.'n�ant.
<br /> � Lender may estimare the amount of Funds due on the buis of cument data and reasunable estimatcs of cxpenditures of F.�tur�e �_-
<br /> _ '�;,':� Fscrow Ctems ar otherwise in ac�ordance with applicable law.
<br /> -�" The iFunds shall be held in an institution whose deposits are insured by a federal agcncy, instrumenWity, or entity
<br /> �`�0-°-`"� (includine l.ender,if L.�nder is such an institutionl or in any Federal Home I..oan Bank.Lender shall apply the Funds to pay the __
<br /> —��'�� Escrow Items. I..ender may nat chae�e tiorrower tor holding and applying the Funds,annually sinalyzing the escrow account.or
<br /> - __':� verifying the Escruw Items,unless Lender pays Borrower interest on the Funds und applicable law permits Lender to make such
<br /> °° ` a ct�arge. Howevcr, I.ender may require Horrower to pay a one-time charge for an independent real estate tax reporting service
<br />--' '��`�'�'`� u;�,� ts� Ix.^.d�r in ��nn�cri�n with �his loan, unless applicable law provides othenvise. Unless an a�reemcnt is made or
<br /> ''°�u�"�'�°=�� o licable law re uires interest to be paid,Lcnder shall not be required to pay Borrower any intcrest or earnin�s on the Funds.
<br /> . �_�;=,�±-'„ pP 9 �
<br /> �'�,;. Barrawe�and Lender m:►y ugrce in writing, however, that interest shall be paid on the Funds. Lendcr shall givc to Bonower,
<br />�-�"���:,.. without churge, un annual uccounting of the Funds, showing credits and debics to the Funds nnd the pur�x�se for which each
<br /> �;;�.;;��''' debit to the Funds was made. 7he Funds are pledged as additional security for:ill sums secured by this Securiay Instrument.
<br />-__= F'' If the Funds held by Lender exceed the amaunts permitteci to be held by applicable la�v,i..ender shall account to Borrower _
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<br /> --r�;��,;. far the excess Funds in nccordance with the requirements of npplicable law. if the amount of the Funds held by Lender at any ��_
<br />__� time is not sufficicnt to pay the Escrow Items when due,[.ender may so notify Borcower in writing,and,in such case Borrower
<br /> -=--"3�_, shall pay to I.ender thc amount ncccssary to muke up the dcficiency. Burrower shall make up the deficiency in no more than i.:�,_
<br /> °'�'"'��_�t� twelve monthly payments,at Lendcr's sole discretion.
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<br /> _-- Upon payment in full of all sums secured by this Security Instrument, Lender sh�ill prompdy refund to Bonower any :;;•�.
<br /> =l'��� .s Funds held by Lendcr.If,under paragraph 21,Lcndcr shall acquire or seU the Property. Lender,prior to the acquisition or sale t';°:=
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<br /> �z;�r,-r.x•^�- of the Propeny, shall apply any Funds held by L.ender nt the time o(acquisiricm or sale as a credit against[he sums secured by [��
<br />==��.�� this Security Instrument. �' �
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<br />____-__— 3.Applicsttion ot Pnymenxs. Unless applicable law provides otherwise, all payments reccived by l.ercder under paragraphs ,-
<br />�=s=`= 1 and 2 shall be applicd: first, to any prepayment charges duc under thc Note; sccand, to Amounts payablc undcr paragraph 2; -_r,:_
<br /> �� ,� third,to intzrest duc; fourth, to principal due;and last,to any late charges duc under thc Notc. _
<br /> .�: 4.Charges;Lfens. Borrower shall pay nll taxes, assessments,charges, tincs und impositions attributablc to thc Fruperty ,�
<br /> -���t which may uttain priority over this Security Instrument, and Ic:asehold payments or ground rents, if nny. Horrower shall puy
<br /> "-A-Y�• � thcse obligations in the manner rovided in ara ra h 2,or if nut iid in that m�umer.Borrower shall � thcm on time direcd
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<br />---Y''�,;,,'�� to the person owcd payment. Barcower shall promptly fumish to L.cnder all notices of amounts to bc paid under this puragraph.
<br /> "+���`� " If Borrower makes these payments direcdy. Horrowcr shall promptly furnish to Lender receipts evidencing the payments.
<br /> =_�'�'� ' ' 6orrowcr shall pmrnptly dischnrge any licn which hus priority over this Sccurity instrument unless Borrower: (a)agrees in
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<br />-=`�L-•�;::� ? •.: writing to the payment of the obligation secured by the lien in a manner ucceptuble to L.ander; (b)contests in gaod faith the licn
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<br />=�:'����� -.. by, or dcfends against enforcemcnt of the lien in, legal proccedings which in thc Lender's opinion operate to prevent t e
<br /> :i;:;.;,�.;-: • enforeement of the lien: or(c) ticcures from the holder nf the lien an agreement satisfactory ta Lender subordinating the lien to
<br /> �•�•:-��•; this Security Instrument. If Lender determincs that uny part of the Property is subject ro a licn �vhich��iay attain priority over
<br /> •: t`'` ��� tftis Sccurity Instrument, Lendcr may give Borrowcr u notice identifying the licn. Ri�rrower shall satisfy thc licn or takc one or
<br />�`:';::x�' more of thc actions sct forth ubovc�vithin 10 Jays of thc giving of n�iticc.
<br /> �.ir:��y ;�`.�r Form 3028 9/90
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