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<br /> T�4i51'NksR W�'i'H ali Uu fmpr��v��nents now or hereafier crocerct on tha p�uperty.����tnxr`ciappu�,+�
<br /> firturc�► naw nr herc�lter e pXrt af th� pro(�ny. AU rcplwxrr�ent� Wncl addltic�n� qhill ulbc► tx caNer�xl h,y UtiiR Sexurity
<br /> invtraG.,�..)�'w.h�.r.e'.�t.��r r..'lhat�=ruinr`li�l��tl.illy I+�tru(mee������9��Y corvc)�ocl�u►xf i�as th�right to�rwnt�►ri�t . ,. —
<br /> hr��y !t•M1 l� !I� 1� F � i r� w ew
<br /> ainvey the Pn�peny �rul tiuu ihe Pn�peny ix unencumberal, ex¢ept fi�r rncumbrmcex s�f recoircci. �rmw�r warnuea rrKi wlll
<br /> Jefnxl generaliy the ti�lc to�he Pr�eny against all clafma und demand�,subjat ia�a�zy encumbra�tc:es of rocord.
<br /> 'CHIS SBCURI7'Y iNST[�[lNiG'NT comb3nts unii'onn covtnents for nationa�use uixl fivn-unifnmi covenantw weth iimlt�xi
<br /> vuriatiun9 by Jurisdicdon to r.on.stitute a unifbrm sec:urlry lnstrument cavering nu�p►�xreY•
<br /> [�N(�oRM CUVENANTS. 8ocrawer and I.encler covenant u�xl agre�as follow5:
<br /> !. i'�ayrtc�nt o.•Pr9ncip�l �ns� Interest; PreP�Yment and 3..�te �hargts. li�rrower shali prom{�tly pey when due the
<br /> Hrincipal of and intenst on tlie debt evide�iced by the Ncte und nny prepayment und lAte cl�arges due under the Noto. —
<br /> 2,�nds [oe Taxes And Insur�nce. Subject ta applicublc law or to n writtcn waivcr by l.cndcr,Bon•ower sh�li pay to
<br /> Lender on tlie day monthly payments are due under the Nate,until the Notc is paid in full,a sum("Funds"�for: (a)yearly taxes
<br /> and assessments wliith may uttain priority over this Security Instrument us tt lien m►the Praper¢y; (b)yearly Icaschold puyments
<br /> or gruund rents an tl�c Properiy.ef any;(c)yearly hazard or property�n�urance premiu�ns;(d)yearly Elood insuranca prtm�ums.
<br /> !f any; (e) yearly mortgaRe insurancc pre�niums, if any: cuid (� any sums payablo by Borrower ta l..eixter, in accordancc with
<br /> the provisians af paragr�ph 8. in lieu of the payment of morty�;u iusurance prcmiums. These items are ca!le�1"F�cr�w itPm�."
<br /> lxnder may,at any time, collec;t and hold Funds in an smou�t not to exeeed the maximum amoun4 n fender f�r a fecierally
<br /> retateu mortgage loau muy �e�fuf�a fof��orrowcr's cs�.raw account u::3er tlee fede►•a!Reaf Estet� �er•Icmenc Procedures Act of �___
<br /> 1974 as amendwl fmm timc to time, 12 U.S.C.Section 2601 et seq. ("RESPA"), unless anothcr law that upplies to the Funcls _
<br />' scts a lcsscr;unount. If so, L.ender may, nt uny time, collect and hold Funds in an amount not to exceed the lesser amaunt.
<br /> L.ender may cstlmate the hmount of Funds due on the basis of current data and reasonuble estimatcs of cxpenditures of future
<br />' Escrow items or otherwise in uccord:u�ce tvith applicable taw.
<br />' The Fun�s shnU hr. helrf in an institution wl�ose deposits 3re insun;d by a fcdcrai ngency, instrumcntaliry. or entity `
<br /> (including Lcndcr,if Lender is such an institution)or in any Fcdeinl Elome Lcian f3ank. Lcnder shall apply the Funds to pny the
<br /> Escraw Items. Lender may not charge I3onower for holding and applying th�Fund�,nnnually unalyzing the escrow account, or
<br /> verifying the Escrow Items,untess Lender pays Horroa�er interest on the Fe�nds and applicublc law permits L.ender to make such
<br /> a enurge. i-towever, Lender may require�iorrowcr tu�;ay a�ne-si���c�:arbe for aa i^t�£�!«'Sl�Pat ren!�srarr tax rP.nn1't111P SCIYICC
<br /> used by Lender in connection with this loan, unless applicable law provides otherwise. Unless an agreement is made or
<br /> upplicable Iaw rcquires intcrest to be paid, Lender shail not bc rcyuired to pay Borrower any intcrest or earnin�s on the Funds.
<br /> Borrower and Lende�r may agrcc in writing,however, that Interest shall be puid on the Funds. L.ender sliall sive to Borrower,
<br /> without charge,an annuat accounting of ihc Funds, showing eredits and debits to the Funds nnd the purposc for which each
<br /> debit to the Funds was made. The Funds are pledgod us additional seeurity for all sums secured by this Security Instruroent.
<br /> If the Funds held by Lender exc.eed the amounYs permitted to be held by applicable law.Lender shall accaunt to Borrowe* ;,�..
<br /> for the excess Funds in accordance with the¢equinements of applicable Inw. If the amoun[of the Funds hcld by Lender at any
<br /> time is not sufficient to pay the Escrow Items�vhen due.Lender may so nntify 1Borrower in writing,and,in such cuse Bonawer
<br /> sl�all pay to L.ender the amount necessary to mlke up the deficiency. Borrower shall make up the deficiency in no more than
<br /> hvelve monthly payments,at L,cndcr's so{e di�crction.
<br /> Upon payment in full of cill sums secured by this Security Instrument, L.ender shall promptly refund ta Borrower any
<br /> Funds hcld by Lendcr. If,undcr paragraph 21. Lender shull acquirc or scll the Propeny,Lcnder, prior to the acquisition er salc R�;.
<br /> of the Prpperty,shall apply any Funds held by Lender at the time of acquisition or sale as a credit a�ainst the sums secured by ti�
<br /> this Sewrity Instrument. �___
<br /> 3.A�plicatia�of Payments.Unless upplicable law providcs other�vise,ull payments rcceived by Lcnder under paragraphs =
<br /> 1 and 2 shall be npplied: first,to any prepuyment char�es due under the Nute; second, to amounts payable under paragrnph 2; e�__
<br /> third, to interest du�;fouah, to principul due; und lust. to any late charges duc under the Note. ��_=
<br /> ��
<br /> 4.Chacges; L{ens. $orrower shnll pay all taxes, assessments, charges, fines and impositions attributable to the Property Q_-
<br /> which m�y nttain priority over this Securiry Instrumcnt, and Ieaschold paymcnts or ground rents, if uny. Borrower shall pay ;f,-r,
<br /> these obligations in the manncr providcd in psragraph 2,or if not paid in.that manncr, Horrowcr shall pay them on time directly
<br /> to the person owcd payment. Borrower shall pxomptly furnish tu Lcndcr u!I notires of antounts to bc paid under this paragraph. ,�
<br /> If Horrowcr makes these payments direcdy,Borrower shall promptly Curnish to l.ender receipts evide�icing the payments. �`
<br /> Hurrower shall promptly discharge uny lien which has priority over this Security Instrument unless Borrower: (a)1gre�:+in .r;
<br /> writirng to tlic payment of the obligation se.�cured by the licn in a tt�anner acccptable to L.cndcr; (b)contests in good faith the lien ••
<br /> by, nr defends against enforcement of the licn in. Iegal proceedin�s which in the Lender's opinion operate to prevent the
<br /> enforeement of the lien; or(c)secures from the holder of the lien an a�reement satisfuctory ro Lr,nder sub�rdinatinb tt►e lien to
<br /> this Security Instrumcnt. If Lciider dctermines that any part of th�e Propeny is subjcct to a licn which may attain ariority over
<br /> this Security Instrument, Lender may give Borrower n notice identifying thc lien. Borrower shall satisfy the lien or take one or •
<br /> more of thc r�c:tions sct fnrth abovc�vithin 10 days of thc giving of notice. .
<br /> form 302if 9190
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