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<br /> � peduds thut l.ender rtquires. 7'he insur.u►s:e cnrrler prr►viciing the insur.�utce yhell M chosen by Harn►war swbJrc:t te�l.r,�nekrb
<br /> _ � appmv°�l t•�li�h�►I�el�pnt h!!unren�nit?F91y wI1hl�Cld. If HE�iriiwcr fuily to maintnin cuvr.ragc dcscritxd i►lx�vc,l.cnarr may,+�t
<br /> Lender�pption.obtefn coveraKe to nrutect Lender?�righty in the Propen�+iu accc�rclnncu with p;ua�rnph 7.
<br /> All insuritrtca pnlicies and reuew►els�hull be ucceptable 4o Lender and shall lncludr u r�tendnrd mor�gugc elause. Lenda•
<br /> • shatl havc tho ri�h�to irold the policies:md rencwnlv. If I.cnder requires.Dorro�ver shnll prompdy givK to l.cuder uli rcccipts __
<br /> of paid premiums and renewal notices. (n the event of loss,Borrower shnll �ive prompt nodc�ta U�e insurunce ennier ancl
<br /> —�° Lei�der. Lender ma3r make proof af loss if noe mnJe promptly by Rorrowcr.
<br /> Unlcss Lendr,r and Borrowcr aAtcrwise�gree in writing,insurance proceeds sl�s►11 be�pplicd to restoration or repair uf
<br /> _ - - � the Prn��ty damaged, if the restomtIon a• re�air is economiral{y feasible and T.ender!s security is not lessened. !f the
<br /> restarat on ar repair is not cconomically fcasiblc or Lcnder?s secttrity would tfe lessencd, the insurimci; procecds shsill bc
<br /> ,--� applied tu tb,e suu��acui�ed Uy this Security Instrument, whetheP or not then due, with any excess paid to Darroµ•er. If
<br /> l3vrrower ab.�ndons the Property, ��r docs rtot answer within 30 days a notice from L.ender that the insumncc aarricr has
<br /> offered to settle a claim,then Lender may collect the insurunce proceeds. Lender may use the proceeds to repair or restore
<br /> thc Propeny or to pay sums sccured by this Security Instrument,whether or not then due. '6he 30-day period w311 begin when
<br /> the notice is given.
<br /> __ ::
<br /> Unless Lender and Borrower othenvisc agrce in writing, any application of proceeds to principal shall not extcnd or
<br /> pastpone the due date of the monthly payments ceferre:d to in�arag��aphs 1 and 2 or chango thc amount of the paymenu.
<br /> un�er paragraph 21 ►he Pruperty is acguired by Lender, Borrower's right to�ny insurancc policies and pra:eedc resulting
<br /> � ----- iro�i�au�;ibe tv ti«c�urx:,�ty��ior:o tYa acquisition shall pa�:�to Len�+er to the extent of the sam��ecured by this Security
<br />_. - Instrument immediately prior to the acyuisition. _
<br /> � 6. Occu�ancy, PreservaUnn, Nlaintenancs+ and Prutection oP the 1Praperty; BorroR•er's I.a►un Applics►tlon; --
<br /> I.euseholds. Bo►rower sh:tll occupy,estublish,and i�se the Froperty us Burrower's•principal restdence withen aiaty duys ufter
<br /> ,,-r,� the execution of this Security Instrument and shull continue tu occupy the Aroperty as Borrower s principal residence for at
<br /> 1— Ie�st one yc�r ufter the date of occupancy, untess Lender nthenvise agrees in writirtg. which consent shall not be
<br /> - — unrensvnnbly wi�tuield,w�unless exier�uuting cir.umsianws cxiai whicii ar�b�:yand Borcotvcr�contml. 4?orr�Wer shell nnt .
<br /> destruy,damage or impair the Property,allow the Property to deteriorate,or commit waste on the Property. Ho:�row�s shall —
<br /> be in default if any fbrfeiture action or proceeding,whether civil or criminal,is t�egun that in Lender?s good faith jud�ment
<br /> could result in forfeitur� of the Property or otherwise mlterinlly impair th� lien created by this Security Instrument or
<br /> [.ender Y secitritY inteCCat. Borrow�r mAy cure such a def'ault nnd reinstate,as provided in parngraph 18,by causing the action
<br /> or proceedin$�o be dismissed with n ruling that.in Lender'.s good faith detcrminanon,preeluaes forieiture oi che Borro.vcr i
<br /> interest in the Propetty or other material impairment of the lien crcated by this Security lnstrument or Lender!� sccurity
<br /> interest. Borrower sl�all alsa 6e in dcf�ult if Bonowcr, during thc loan application process, gave materially fnlse or
<br /> inaccurate information or statements to Lender(or failed to provide Lender with any material information)in connection with
<br /> the loan evidenced by the Note, including, but not limited to, repnesentAti�ns conceming Bmrower's occupancy of tt►e
<br /> Property us a princ6pal residen¢e. If this Security lnstrument is on a Ieusehold.Bonower shall comply with ull the provisions
<br /> of the lease. If Bormwer ucquims fcc titic to the Property,the leasehold and the fce titic shall not mcrbe unless Lender agrecs
<br /> tu the merger in writing.
<br /> — 7. Protectton ot Lender's R[�his in tlte Pre�perty. If Boirowcr fails ro perform the coven;uns and agrcement� __
<br /> contnined in this Security Insuument, or there is a Iegal proceeding that may significanUy affect Lender's rights ia the �-:-
<br /> '�� Property(such as n procecdin�in lsankruptcy,prubate,for wndemnation�+r forfriturc or to enforce I�nvs or regulationsl,then :;,�
<br /> Lender may do�nnd pay for whatevcr i�nccessary m protcet thc value of the Property und Lcndcr's• rights in the Property. �--
<br /> -- Lender's ections ma inclade � in in �.uins sccun:d b a lien which has riurit over this Securit Instrument,u arin �-�-
<br /> Y P•Y S� Y• Y p Y Y AI�' �
<br /> in court,paying reasonable attomcys'fees and entcring on the Property to make n:pain.Although Lender may takc xction �°
<br /> _ .•_.-� undcr this paragraph 7,Lendcr docs not havc to do so. �` '��
<br /> � Any amounts disbursed by Lender under this paragraph 7 shall become additional debt of Bornower tiecured by this �. �`
<br /> --- -- Securiry Instrument. Unless Corrnwcr and Lendcr agrce to othcr tcrms of paymcnt,thesc amounts shall be;u intcrext from the - _
<br /> date of disbursement at the Notc r:�te and shall ix;payablc,with interest,upon noticr from Lcnder to Hocmwcr rcyuesting •�W
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<br /> _ � payment. _
<br /> _� 8. I�iort�e Insttranee. If Lender mquired mortgage insurance as :i conditiun of malcing the loan �ecurcd by this _
<br />';��� Securiry Insnurnent.Bonower shall pay the premiums reyuired to maintain thc mortgage insurance in effect. If, for ar►y
<br /> �,, rcason, the mortgage insurance coveroge reyuired by Lender I�pses or cease� 10 be in rffect, Barrower shall pay the
<br /> pmmiums requi[ed to obtain coveragc .ubstantially eyuiv,dent to the mongage in.ur,mrr prcviously in cffcct, at u cost
<br />`'�'� substantially eyuivalent ro th�cost to Borrower of thc mongage in�ur.mre prea►ously in effect, t�rom an :dternate mortgage
<br />:_':-�;,� insurer a�pproved by Lender. If substan!iully eyuivalent mongage imurance�ovcr,i�e i��tot availablr,Boiro�vcr�hall pay ro
<br /> �=r',?�$� Lendcr each month a sum eyual to onc-�weltih of the yearly rnortgage insur.mce prcmium being paid by Borrower�vhen the
<br /> °-;'Q'_ insur.►nce coveragc:lapsed or cra�ed to be in effect. Lender will arrept.use and mtain these payments as a los5 t�escrve en licu
<br />"�'�-�' � of murtgage insur.ince. Losti rescrve payments may no longer bc rcyuircd,at the option ��f Lrnder, if mortgage insur.ince
<br />- - -s coverage(in the amount and for thc period that Leuder myuircs)pruvidcd by an insurcr approvcd by Lendcr again becomes
<br /> W��' available and is obtained.Bonowrr sh:�ll pay the premimns rcyui►zd to miinr.iin munga�ec imurancc in effcrt,or to providc a
<br /> 'j•;;`� ; loss reserve,until the rcyuircment for monf;age insur.ince cnds in accorclance�vith.my��•ritten a�rcement het��•een Borrower
<br /> ��`" und Lender ar applicable►aw.
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<br /> �'• 9. ins�ection. Lender or its agent may mak�rcasonable entries upon and inspections��f die Proprrty. Lendrr+hall
<br /> ��+���-�` give�orro�ver noticc at the titrtc of oT prior to an imp�w.ion�pecifying n:+�anable cause fur the inspection.
<br /> ., _.; 10.. Condemnntfon. 771c prurccds of any awarci or claim for damaees,dinrt or�:omcyurntial, in conncrticm with any
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