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`., . . , :: - -.-.._, x.. . - ��`.. . __. _ . _-. . . •. .. \. -. ..._ -.:.�..�__�..�.�.._��-r___ ._.- ApAL,N 001-SOS1901i � _—__ , `',. . �,,UJ1JS'X'A�L.E �A�"� �tI�EI�t �,��,,,��.��.'.� _ THI5 A�TUS'�AAI.S RA'[�RIAIItt is made lhia 9xH dAy of �1N8 • , �9�5 ,�nd b inc�xpor�ad lnw�nd�11 be darnAd to�nad�nd a�pplana�t eAe lVkrt�e�'s9eed of'an��i ar Securiiy T1�tµ:a"�,.:.N; Inun►mnt")af 1ho�u�o d�t�e g�ven by�he wida�tip�(�ha"Botro�")eo eectae 8urrowa'�AdjutO�blo RMa Nde(the "j�tl1E"){Q . HOMR FSOBRAL $11VINfl8 ie I+nAN A980CIATItJ2F OH dRAt7I) I9Ldl3iD (thc"Le,ndcr")of the sArne d:t�e arsd caveriz�g the propa�ty deaa�[bed ln the Srcnrity Instrwnent Rnd loca�a!at: $Z� KLTSST8R9 �AYC� -- - pRJ1N1) ISLAND, NRARAS�(A 68801 • (Prope►ty Addtte�] THiS NOTE CONTAINS PROYISIONS ALLOW[I�T�'i FOR CHANCFS IN MY IN7`ER&ST ItA'C�APII1 MY �q��{�,y p�j,YtVffYVT. INCREASFS IN `1'HE IN'fERF.IST �►ATE WILL RLSI]I.T IN tIIGHLR PAYMF.1�fS. �;��°A��3N'L'�i£E�l'a`�4F5'!'��A'!'F;N►�,�.aFSULT IN LOWEIt FRXI4IENTS. A�n�ll'o'luNAY.CaJGi�t+t�i'i'S. L-� -wxllift,n ca �5c cav�r,:�� sn3 a�.�:*a r!� in �t►e Socudty In.�umrnt, ___..- Boiror�e.*�nd L�ad�fi!*ther covenent and i��;a:as follawa: .- A.AVTisREST RATF AND MONTHLX pAYMENT CHANGE� ia�iJu� jr�u�+��;;. fa, � 'sniti..l 3nte�:t r►� �f 7.750 96. The Noto Provides for changes in the — interest rate and tha:moathly paymer�ts,as follows: 4.INTEREST RATE AND MANT�ILY PAYMiENT CHANGES (A)C�nge D�t�s __ 'Il�e interest rata I will pay may changa on tbe first day of �Y , 2 0 0 0 .end on that day :; ev � month[hercufter.lEach date on which my in¢erest rau:could chango is called ct"Change Date." - �'3. iztn =— _ �J�'(B)The Index � - Begi�►ning with the C�rst Chengc Date,my interest rate will bc based on an Jndea.TT�c"Indear�S: Q _ — �j fi"•_. ��Y„_ — �:.. - _ 'ihe most rcc�nt Index Fgure uvailable os of the dats: xx 45 days ❑ � ��'� = bafore txb Cbange Date is called the"Cu*rcnt 7ndex:' If the Index is no lottger available,the Noto�tolder will choose s naw index that is based upon comparable informa�on. �� ' 'Il�e Note Holtler w�ll givo me natice of this cha9ce. �r�-`.' � �,-�c. � y - (C)C�kut�tion o!Ctwnges = _� Before each Chango Date.the Note Holder will calculate my new interest rate by adding `, ;;� TWO AND TAR]EE QUARTRRS perccntagc point(s) ( z.75Q 96) co the Cnment Index. �� ' �'_ Tha Note Haldcr will thtn round the rc;sulc of this mddidon to thc �Ncarest [�Next Highest [�Ncat Lowcst -'i oxA ExoxTx ( .iss �Yo). ; Sub,�ect to the limits statcd in Section 4(D)below.this ronnc�ed emount will bc my ncw interest mte until tha next C��ange _ �. , = '[hc Note Holder will then detciminc�he a►mount of the monthly payme�t that would hc sufticicnt to repay tho unpaid � = princi,pal fhat I am axpocted W owo at the Change Date in full on the maturity date at my new interest mta in substandally ' equai�►ayments.The result of this calculadon will be the new emuunt of my monthiy paymcn� = (D)�.[mits on Inurest Rnte ChanBes = �asc cJuck approprfare boxes;�'no box ts ch�cked,there will be no maaimu»s 1f»ut on changes.) (1)Thae will be no maximiun limiit nn interest rute chnnges. � in�na_:..�...r.�t..�.�......t...�en�uo nf dw Firaf(�honca T1�tP uJIII t1Af FYe vM�f1�l t}tan 9.75 0 �o L"�Jl�'J aucutwaw�auw.wn.�,yu+.w...�..y...«�.�...�.-�-o--� ..---'--� --' -_—. — -� Of1CSS,�.t�I1 5.750 %. e �J(3)My interest rate will never ba increasexl or decrcasec!on any singlts Change Date by moro tlinn ��ro a$ltcsrTr percentsrgo �,oint(s) ( a.o00 �'o) trom the � rate of inteccst I hava bccn paying for tfio prcxeding pc�ir�d. � :-� Q(4)My intc�rest mte wW never be grcater than �2.75 o R6,which is ealled tho"Maxtmum Rate.° ` TIiE °MINxMUM RATE" WILL I3EV�R BE LBSB TFiAN 5.7501r. � MULT19TA7�ADJUS�4ABLE RA7E R1DER-Sinpte Family e�o4 � • P�p�t of Q 1�•�DOA,(y�0�) VMP MORT�A�E FO(iAAB•1800�6�t•7291 Intllal�: ��9 •� I. � _ __