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<br /> paymcntv may n4 longcr be requfred,zt tlic option of l.cnder,if mortgagc insuruncc coveruge(in the�rnuunt atxl for the pericxl
<br /> that L.etxtex rcguires)provide:J by au iu5urc�uppwvcd by l.�:nder aoai�h-enme9 nvt�ilnble nnd is oUtain.�d. Burmwer sttail puy _
<br /> the premiums rcquired tcs nut�ntuln mortgagc insurance in effect,ar ta providc a loss reseevc,uutil the requitemcnt far mortgagc
<br /> insucance ends in acco�tance with uny written ngrecment betwaen Borrower an�.t Lender or applicable law.
<br /> 4.Inspection.Lender ar its�gent mny make reusonnble entrles upon nn�9 inspcctions of the Property. Lcnder shall give
<br /> Boerower notice at the tirne of or prior to an inspection s�ccifyiny reasonnble cause for the inspection.
<br /> 10. Condemnation.The proceecis of any nward or clalm for damages,dinect or cansequential, in connectian with uny
<br /> condenus►tion ar other taking of auy patt at'the Property,or for conveyunce in Ileu of condemnation. nre hereby assignec!and _
<br /> Sh3j��:n�la IU LCClC1C�.
<br /> In th:.eveatt.of a rotsd u��it�of the Properry,thc proceeds shall be npplied to the sums secured by this Sccuriry Insirument.
<br /> whn.th�:r or ttot•then dur•. �5•ith any excevs paid ta Borrower. In tltc event of a partial taking of thc Propc��ty in which tlie fair __
<br /> nv�rfc�value of the Prn;F.,ny immedi�tely before tiie taking is equal to or greater th�n the arnount of tho sums securcd by this
<br /> Security Instrument immediately before the takins, unless Bottower und I.ender otherwise n�ree in writing, tho sums seeu►�ed by
<br /> this Security Instrument shall be redurecl by the amoant of the proceecis multiplied by tho fallo�ving fractiott: (a)the total
<br /> umount of the sums secured immediately before the taking. divided by(b) the fuir n�aeket vuluc of thc Property inunecliateiy .
<br /> before the taking. Any balana;shall be paid to Bonower. in the event of a partial tuking of the Property in which the fair
<br /> market value of the Propcny immediately before the tnking is Iess than the amount of►ha sums secured immediately b;forc the
<br /> takin�,unless Bon•ower and l.ender�thanvise agrc:e in writiug or unlcss applicablc law othcnvisc provides,the proccecls shall �__
<br /> be applied to the sun�s sccured by this Security Instrument wttether or not the sums are then due.
<br /> If thL Property is abandoned by Borrower,or if,s�fter notice by L.ender to Borrower tliut the condemnor offers to make an
<br /> award or settle a claim far da�nuges, Horrower fails to respond to L.ender within 30 days after the date the notece is given, _
<br /> i.endar is uutl�u�i�.i to�ollc�t anc3 app!y the procceds,nt i!s opti�n, eittier to restoration or repair af the Property or to the sums p
<br /> secured by this Securiry Instrument,whether or not then due. ' __
<br />- Unless Lender und Borrower ott�erwise agree in writing, any �pplication of proceeds to principai shall not extend or
<br /> postpone the due dc�te of the monthly payments referred to in paragraphs 1 and 2 or change the amount of such payment�. _
<br /> 11. Borrower Not Releasetl;Forbearance By Len�er ivoc a Wairer.E�tc�i�i:,r�:.f t��:im�f r;�jT"i!t nr mtxlificatinn
<br />= of amortization of the sams secured by this Securiry Instrument grunted by L.ender to any successor in interest of Borrower shall
<br />_ not operate to release the liability of the original Bottower or Borrower's successors in interest. L.ender shall not be►equired to
<br />_ wxnme�ice procecdings against any successor in interest or refuse to extend time for payment or otherwise modify amortization _
<br /> of the sums sccured by this 5ccurity Instrument by re;ison of nny demcind made by the origina! Borrower ar Bonower's
<br />= successors in interest. Any forbearunce by L.cnder in exercising any right or remedy shall nat be a waiver of ar preclude the �
<br />= exercise af any right or remedy.
<br />= 12. Successore and Assigns Bound; Joint und Severol I.iabillty; G►-signers. The covenants and agrcemcnts of this _�
<br />• Securiry Instrument shall bind and benefit the successors and ussigns of Lender and Borrower, subjcct ro the provisions of p��,��_
<br /> �:::
<br />= paragraph 17. Horrawcr's covenants and agreements shall be joint and several. Any Borrower who co-signs this Security ��_
<br /> Instre�ment but does not execute the Note: (a) is co-signing this Security Insto-ument only to mortgage, grant and convcy that e�`�,:.
<br />° Borrower's interest in thc Property under the terms of this Security instrumcnt;(b) is not personally ubligated to pay the sums ��=-
<br /> secured by this Security lnstrument;sxnd(c)agrees that I.ender and any other Borrower may agree tu extend,modify,forUear or '���,.
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<br />_ make any accommodations with regard to the terms of this Security Instrument or the Note without that Borrowcr's consent. �';+
<br /> 13. I.oun Chnrges.If the loan secureci by this Security instrument is subjeci to a law which sets maximum loan char�es,
<br />� and that Isw is finally intcrpreteci so tl�at the interest or other loan charges collecte:d or ro be collected in conncction with the -
<br />- loan exeeed the permitted limits, then: (a)uny such loan chlrge shall be reducecl by the amount necessary to reduce the charge
<br />-� to the permitted limit: and (b);uiy sums already collected from Borrower which excceded permittcd limits wiil be rcfundecl�o
<br /> = Borcower. L.ender may choose to muke this refund by reducing the principal owed under the Note ar by making x direct �,•.
<br />,� paymen t to Borro w e r. i f a r e f u n d r e c i u c e s p r i n c i p a l, t h e r e d u c t i o n w ill be treattd as u panial prepayment v�ithout any
<br /> ' prcpayment char�e under the Notc.
<br />� 14.Not[ces. Any notice to Borrower provided for in this Sccurity Instrument shall be given by deliverins it or by mailing
<br />"� it by flrst class mail unless applicuble Inw requires usc of another mcthod. The notice shall be directecl ro the Propeny Addrcss
<br /> : or any other address Borcower designatcs by �wtice to Lendcr. Any noticc to Lender shall bc givcn by Crst class mail to
<br /> : Lender's adJress statcd hcrcin or any othcr address Lendcr dcsignates hy notice to Borrower. Any noticc provided for in this
<br /> � Sccuriry instrument shall be dcemcd to have been givcn to Barrower or Lender when given as provided in this paragraph.
<br />:� 15.Governing La�r, Severnbility. This Security Instrument shall be govemecl by federal law and the law of the
<br /> �l jurisdiction[n wt►ich the Property is locuted. In the event that any provision or clause uf this Security Instrument or the Note
<br /> � conflicts with applicable law,such conflict shall not affect other provisions uf this Security Instrument or the Note which can be �
<br /> � given effect without the conFlicting provision. Tn this end the prnvisions of this Security Insttument:ind the Note are declared
<br /> � to be severable. ,
<br /> � 1G.6orrower's Copy.Borrower shall be givcn one cunformed copy of thc IVotc and of this Sccurity Instrument.
<br /> a Form 3028 9190
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