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<br /> ---= TaCLTIIGIi SVITH ail thc im�rroveaitcntg nn+v ox hercafttv erecte4i nn Qie pr��Exriy,nn:!nll�;r,en:::nt�„.:p}i:II�?ItMlti�t'\�;���.;
<br /> - fixtures now or licrcafter n part ��f thc properby. Ali rcplecememR uixi t�ldidons s��all ulsu Isc �ovicecd by thi:s S���urity
<br /> instnun�nt.All of H�c faregoing is rafcrrcd to in thfs Securisy li►strun�nt ns iho'�'mperty," _
<br /> l30RROWL�R COVBiVANT5 U�at Borruwer is lawl'ully :setse4 of thc�stutc hcreby coti�veycd and l�a;the rirht t��grdnt o►x!
<br /> convey the Property and that the ProPerty is uocncumbered,except for errc+�mbranses of recard. &►rrowor warrAntx er�cf wili _
<br /> - - ' -- - dcfrnd�rncr.�lly�iie�iti�w tLe g�oj�euy ugai���t�J!clai���:a:td dcm:nd::.subjeet tm m�y ence�tnb�':!nccs nf rcr,c�r<I. 4
<br /> THIS SECURfTY INS'fRUMENT coml�i►zcs unifurm coven�nts for nmionul usc and�x►n•uniform cuvcnantw with limital
<br /> �.__�� variations by jurisdictian tv constitutc a uniform securiry instrunx:nt co�{cring rcal pruperty.
<br />— = UNIFORM COVF.NANTS.Borrowcr mxi Lcixier covenant and ogree ns follows:
<br /> -- l, f'Ayment i�f E'rfncl{�1 ond Giter�t; Preps�yment und Lwte Chs�rrges. Bo:row�r sbafl prompdy pny when duc the
<br /> principal of and interest on tlie debt evidenc�d by the Note wid any prepayment and late cl�arges due under the Nc►te.
<br /> • 2. FUI11L4�Ot'TRXE9 Aii(I IflSilCAI1C@. Subj,:ct to applic�ble lA�v ot to a written waiver by Lender.Barrower shall {�ay to ___
<br /> L.ender on the day monthly payments are due undcr the Note.until the Note is�aid in full, A sum("Funds")for;,(a)yearly t�uces
<br /> and assessments which may attain priority over this Securit� Instncmcnt as a lien on thc Property: (b)ye�rly Icasc.hois�paymenls
<br /> = or ground rents on the Property.if any;(c)yca�•ly hazard ot pwperty insurtuue premiums; (d)ye�rly tlaod insurnnce pccmiums,
<br /> --,;.� if any;(e)yearly mortgage insurance premiums, if any; and(fl nny sums paynble by Borrower to[,c.ndcr, in accordance�vith
<br /> the�rovisions of paragraph 8, in lieu of the payment of mortga�e insuranca premiums.Theso itemv are called"Escrow Items.'' -
<br /> Lender may, at nny time, collect and hold Funds in an amount not to exceed the maximum amount u l�:nder fnr a federally
<br /> -' related mortgagc loan may require for Borruwer's escrow account under ttte fcdcral Re:il E�tnie Setticrosnt,t'rnredures Act of �---
<br /> ��i 1974 as amended from time to time. 12 U.S.C. Section 26QI cr sen. ("RESPA"�,unless another law that upplies to the Funds
<br />=:,�:r~�.�•,m,�;� sets a lesscr amoun[. If so, l.ertdcr muy, nt any timc, collei:t and hold Funds in un amount not to exce_d thc lesser amount. _
<br /> ----`-? Lender may estimatc the:unuunt af Funds due on thc basis of currcnt data und reasaiabEe estimatc.s nf�r.penditures of future �_
<br />_=�=��*'� Escrow ltems or athenvise in nccordance with applicable law.
<br /> -��°'� Thc Funds shall be hcld in an institution whase deposits are insured by a fedcral agency, instrnmcntality. or entity
<br />. -....i'�=F��i�i
<br /> =_�,4°�,�a (irtcluding L,ender. if Lender is such an institution)or in any Federal Hoine Laan Bank. l.ender shall appty Uie Funds to pay thc
<br />•'�r;r;�°�� .:;- �scrow Items.L,ender may noc charge Hor�uwe�for hold'.rg and sppl�ing the F�nds,nnn�wl ly nnalyzing the escmw account,or _
<br />—L.., vcrifying the Escrow Items.unless I.ender pays Borrower interest on the Funds and applicable law pe�mits L.cnder to make such
<br />::��;;�j�, i a charge. However,L.ender may require Horrower to pay a une-time charge for un independent real cstate tax reporting servicc
<br />-•"'�'•��"» '`� used by Lcndcr in connection with this loan, unless aFplicable law provideti othenvise. Unless an agrcement is madc or
<br /> -��' r'+�"' applicable law requires interest to bc paid,L.endcr snalt not be requirec3�o pay Bu�i�we,u��y��t:.r�si ar esrn=nSs a•"•S.h.e F�'.�`•
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<br />;;: �,,.•�h,,:_;;.. ,� Bono���er and I.ender may u�ree in �vriting, hoK�ever, that interest shall be paid on the Funds. L.ender shall give to Borrower,
<br />,`�;,:A_',;;;�.<< .= without ehargc, an annual aca�un[ing of the Funds, shawing credits and debits to the Funds and thc purpose for which each _
<br /> " %�`'`s'' debit ro the Funds was made.The Funds are pledged as addiponal securiry for ull sums secured by this Security instrument.
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<br />�'��.��`�� � If the Funds held by Lender exceed the amounts permitted to be held by npplir�ble law,Lender shull nccount to Bonower -
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<br />_ ==A�S'� ;� for the excess Funds in uccordance with the requirements of applicable law. If the amount of the Funds held by Lender at any �
<br />��,��k:`z.�..��i time is nut sufficient to pny the Escrow Items when duc. Lender may so notify Burrower in writing,and,in such case Borrower
<br /> +�*•-,�'
<br />- - :�=0 4 shall pay to L.cnder the amount necessary to makc up the deficiency. Borrower sh�ll ma};e up the deficiency in no mare than
<br />-L•_a'�.�. � ; i twelve monthly payments, at L.ender's sole discretion. �
<br />„- ; " ' Upon payment in full of nll sums secured by this Security Instrument. Lender shaU prumpdy refund to Bonower any �`��
<br /> � ��` `.�� Funds held by I.ender. If, under paragr�ph 21. I.�:nder shall acquirc or scll the Property,L.endcr, prior ro thc acquisition or sale ¢�.`•
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<br /> :�;,.,t,.Q,r� � , of the Prop;;rty,shall apply a�iy F�nds held by Lender at the time of acquisition or sale as a creciit ugainst the sums secured by
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<br /> , - :::r,�,���. i' this Securiry Instrument. ` �
<br /> -;�;�:,•, �:. 3.Appllcntfun uf Payments. Unless applicablc luw pravides o[henvise,all payments rcccived by l.cndcr under paragraphs ��,;e,
<br /> - ••'•*:.�' 1 snd 2 shall be applied: first, to any prepayment churge,due under the Note: second.to amounts payabfe under p:�ragraph 2: ��
<br /> .,, � third,to interest due; founh,to principsl due;and last,to any late charges due under the Nate. �"` "
<br /> 4. Charges; Llens. Borcower shall pay all tnxes. :issessmc►rts,chargcs, fines and irnpositions attributablc to thc Yroperty
<br /> ,��a �� whicl�may attnin priority aver this Securiry Instrument, and leasehold puyments or ground rents, if any. Borrower shall pay
<br />-y'... �_,, . tliese obligutions in the manner providcd in parsgraph 2,or if not paid in that manncr. Borrowcr shall pay them on time dircctly
<br />-_;_ ;',';;�._, .�t ta tiie pcnon owed puyment.Borrower shall promptly furnish to Lcnder all notices of amounts to bc paid undcr this pa�agraph.
<br /> _^r�""_� ' � If Horrower makes these puyments directly. Borrower shall promptly fiimish w Lender receipts evidencing the payments.
<br /> . ••,.�� - Borrowcr shall prompdy dischurge any licn which lias priority ovcr this Sccurity lnstrumcnt unlcss Horrowcr. (ul agrccs in
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<br /> _ �vritino to the payment of the obligation secured by the lien in u manner uceeptable to L.ender:(b)contests in good faith the lien
<br /> � �F by, a• defends against enforcement of the licn in, Ie�al proceedin�s which in the Lender's opinion �>perate to prevent the .
<br /> _ . .� . enforcement of the lien:c�r Ic) secures from the holder of the lien an agreement satisfactory to L,ender subordinating thc IICIl IO
<br /> • �._.�..;�.,; this Security Instrumcnt. [f Lender dctermincs that any part of tlte Property is subject to a lien which may attain priority ovcr
<br /> • � • •4�� this Sccurity Instrument. LcnJcr may givc Borrower a noticc idcntifying the lien. Borrower shal� satisfy thc licn or takc one or
<br /> V�,,,�... . more of�hc actions sct forth abuvc within 10 dcrys of thc giving of noticc.
<br /> -- �"�' Forrt�3028 9/90
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