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<br /> con�{cznna�itm or athcr taki�ig uf any part of ihc['rop�erty,ur far canvGyan�n In ile�a�iFcanAcmnatia�,u�r.f�:rcby assig►�eci anrl —
<br /> shall he paid to L,enckr. �
<br /> � In llic evctit uf i� t�tul tnking of �he PropGr¢y,lfFO �)Ii]CCCtI9 SFtflII �1C 72n�ItCO IQ IIN: fi111119 St�CU(Cl�Ify lI1IS SCl:Utlly
<br /> � Tnsirunxnt,whether or not thcn clue,with any exeess pui�f tu nui�.►w�r. In i:�c.vc+�t t�f�a�:a�`t's,:!ta2tin�flf Eh:P'm _�!y in
<br /> which the fair ma�cet val�e of thc Propeey lmmtQi�iely before the twking la equ�l ta as grc�ter thui ihe emounv�f t��ums
<br /> � securrd by this Securlty inst�ument immedia�ely before the tuking,unlcss BUrrower a�xi l.cnckr aherwlu:wgnx in writing.
<br /> Ihe sums secured by thls Securiry Insirument shuil be r�educrd by thc ainount uf the�Sroceedy enulti�riied by thc following
<br /> fraction: (a)the total amoum�f�h�Eums u,cured immediately before th�iatcing,divided Iry(b)thc fair mnrket valuo of tha
<br /> prope�ty irnmzdiatcly beforc the tnk(ng. Aay batance shall be paid to Borrowee. ln rhe evcnt of n paCiul taking of the
<br />, __ Properiy in which the fnir market value of thc Property immedintely befarc thc tnking is less than th�nmount of the suane
<br /> secured immediatcly beforo thc tnking, unless Harrawer nnd Lendcr ot�erwiu agmr in w�iti��g oi unless Applirablc law
<br /> otherwisc providCS,thc procceds shall be a�pliad tu the sums securcd by this Security Ir�suument whether or not the sums a�
<br /> then duc.
<br /> If the Property is nbandoned by Borrower,ur if,nftcr nntico by Lender to Horrower that d�e condzmnor offers to meke
<br /> .ut uwurd or setdr,a claim far damages,Borrower Cails to respcmd to Lcnder within 30 days after the date the notice is given,
<br /> Lender is authorized to collect and appty the procecds,at its option,either to testoration or repair uf the Property ar to the
<br /> sums secured by�his Sccuriry Instnirn�nt,whether ornot dicn dua.
<br /> � Unles� Lensier nnd Bomowec otherwise�gn:e in writing,viy applicatian of pcoce�s to principal shail not chtend or
<br /> � go�tpone the due date of the monthly payments referrcd w in para�raphs i and 2 ox changa the nmount of such payments.
<br />.- = Yl. Borrower Not RcleASed; Forbeareact 8y l.ender Nat A �YAiver. Extcnsiore of the time far payment or
<br />--= modi�ication o�F amortizatian of the sums secueed by this Seeurity Ins�mrnent granted by Lender to any successoe in irtterest
<br /> -� af Borrowcr shall not operatc to release thc liability of the original Borrower or Borrowcr's succcssors m i�itc�c�i.I.r;�Gc.
<br /> shall not be requircd to commence proceedings aguinst any successur in interest or refuse to extend time for payment or
<br /> �' otherwise modify amortization of the sums secured by�t►is Securiry Instrument by neason of any demand made by the original
<br /> Borro�ver or Borrower's successors in interest. Any forbearance by Lender in exercising�ny right or mmedy shall not be a
<br />_� waive�of or prcclude the excrcisc of any ri�ht or rernedy.
<br /> 12. Successors and Ass(gns Bound;Joint and Several Liability; Co-slgners. i ne covenants�u«n.�grtirme�;[s ui inis
<br /> = Security instrument shall bind and benefit the successors and assigns of Lender and Borrower. subject t�the provisions of
<br /> -� pangraph 17. Borro�ver's covenants.uid agreemenes shall be joint and several. Any Aorrower who co-signs ihis Security
<br /> - Instrument but dces not execute the Note: (a)is cc�-signing this 5eturiry Instrumerst only to mortguge,grant and r.onvey thnt
<br /> �._ tf0(iDWCI S IfIICI'CS!I(1 tI1C FluNcliy utt�Ici Uic ica�i S Oi�ii i.ciCCllLfty�RSt:�:ii°..".L: ��J�_�R^��_^_'^P.�1ly�±h��oat��l tn nav Ihe s�tms _
<br /> � secured by this Security lnstrument;and(c)agrees that I..ender and any other Borro�ver may a�ree to extea�d,modify,f�xbeur
<br /> - or make any nccommodations �vith regard to the tertns of this Security lenstmment or the Note withaut that Bomower's
<br /> �°' consent.
<br />`��� 13. I.oan Charges. (f the lo:u� secured by this Security Instn�ment is subject to a law �vhich sets maximurei loan
<br /> �- charges,and that law is finally inteepmted so that the interest or other loan charges collected or to be collected in connectaon
<br /> '`-'� with the loan exceed the pertnitted limics,then: (a)any such loan charge shaU be reduced by the amount necessary to reduce
<br /> -�� the ctiarge to thc pertnitted limit;and(b)uny sums almady collccted frorn Borrowcr which er.ceedesl p�rtmitted limis will be
<br /> �'� refunded to Borro�ver. Lender may choase to make this refund by reducing the principal owed und�c the Note or by making n
<br /> `�� direct payment to Borrower. If a refund reduces principal,the reduction will be trcated as a partial prepayme�t without any
<br /> s� pmpayment charge undcr the Note.
<br /> 14. Nutices. Any notice to Borrower provided for in this Se�unty Instrument shall be given by delivering it or by
<br /> `� mailing it by fint class mail unless applicuble law requires use of another method.The notice shall be directed to the Propercy
<br /> � Elddress or any uther address Borrower designates by notice to Lender. Any notice to Lender shall be given by first class
<br /> _ _� mail to Lender's address stnted hercin or any otl�er address Lender designates by notice to Bonower. Any notice provided for
<br /> , .-� in this Security Instrumcnt shall bc dcemed to havc bcen given to Barto�vcr or Lender whcn given .:u provided in t�is
<br /> �� paragrapl�.
<br /> IS. Governiu� Law; Severabolitv Tlnis Security Instrument shall be govemed by federal la�v and the law of the
<br /> ;;� jurisdictiun in which the Property is located. [n the event that any provision or clause of this Security InSiTUment or the Note
<br />_-_,� conflicts with:►pplicable la�v.such conflict shall n:�t affect other provisions of this Security Inswment ov th�Note which can
<br /> `-� ix given effect withaut the conflicting provision. lb this end the provisions of this Security Instrumea�t and the Note aire
<br />_ � declamd to be seversble.
<br />- 16. Borrower's Copy. Borrower shall be given one conformed copy of the Note and of this Secuaity Instrument.
<br /> 17. 'I�ansfet of the Proper4y or a Beneflctad Interest tn Borrowcr. If all or any pan of the Properry or any interest in
<br />= it is sold or transferred (or if a bencficial inrerest in Borro�ver is sold or iransferred and Bomawer is not a natural person)
<br />_•�- without Lender's prior writ[en consent.Lender may,at its uption,reyuire imnmedinte payment in full of all sums secvred by
<br />_= t!iis Securiry Instrument. However,this aption shall not be exercised by l,ece�er if excrcise is prohibited by federal law as of
<br />= L` ¢.��• iatc of tBis Security Instrumcnt.
<br />- ' lf Lender exercises this option.Lender shall give Bortuwer notice of acccleration. The notice shall provide a period of
<br />" � x 1cs5 than 30 days front the date the notice is delivered or mailed within which Borrawer must pay all sums secumd by tt�is
<br />- 4 Securiry Instnimcnt. If Borro�eer fails to pay thesc sums prior to the expiration of this period. Lender may invoke any
<br /> _ ;` remedies permiaed by this Security Instrument�vithout funher notice or demaud on Borrower.
<br />_'��'� 18. Borrower's Right to Rcinstatc. If Bortowcr mccts ccrtain conditionti. Borro�vcr shall huve thc right to havc
<br />.,-y- cnfonement of this Security Instrument discontinued at any time prior to the earlier ut': (a)5 days(or such other period as
<br />:�.�• - Singlc F:uiuly--Fnnnfe:11ae!}Yeddie P1nc UNtI�UKM1f�TSCRUMENT--Uniform Covenantv 9;90 /page 4 vjh pagexl
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