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4�...::� ' r�,. -_ i.... - _-.. �- . . .....,.--- --- -'-- -- — ., . �irr ' -- - . . _. __�_`.--- - -- � . .- � _ _. _ - .- .-.___ _ -� .._ . --.__._ ______. .__-. ._ . �_:.:.___-__ _--___ . \ .��(�{_.._ - - -'_•L:a..��t�.'LiLIL`=_ ...-... ...�1EY �ri. :—_"_2_.:�__...,�...1�3RlD�Ti��i�`IYt� -=�`_-o,�_-�„�=:..+��iT�u�_r!P.��.....��. �.r�- _ __ — -_-__"-__-__ .__��.��..� � . - ..�..��..��.��.�� "�.�� .-----.'_._'_.__--___.__.-,..__._._-_ "____.__._._.._.�.�.�� . �� . --_.-----_.��...�.� ��vs+� I'^�+-�+-�re-•��._��--�-- :_�-,..�.».--- --- _- _._ __--. . __"___.'_ '�__...` ..-_��Tl.._...-�..�.�.r- .. .�^_T� . ..,. .-rn. ---"�---�.-��-- _-__ __ . .. ' . !Y�Y�... � . _-� •'� -__ -- -- =_ ;�:� � �i�r�R =- 7'(xh:Y'11EI2 WI'f"H All thc im}�rovemtnls�x�w or t�r'callcr crcctcd�i►ihe pro�rrty,aud ull cu�crnrntw,upnurtenunce�, And lixtuns now ar h�reafter a p�rt Qf the�rc►peny. All rcpl�cemenl�and�c{ditiaas eh�ll pl�br�c�veral by�hi�5ccurity � _ , lnstrument. All af thc foregoing is r�fcmcd t�i��Ihls Scc►irity)nvtnimcnt av:hc"f'rc.�erty�." 80RRaWBEt CaVBNAMTS tlut Bomowrr is f�wfull}�seisec9 of Ihe eslete htreby caiivey�d and has the d�ijt eu�nnt ��' ancf ccxivey tho Pwpeny and thot the Pr�perly is unrncumbrrcd,except for encumbr+�nces of reccxd. Ro�ower warnnts and • �o will defend�ene�aliy the title to�iie Property ugei��st a11 cfaims and dereands,subject tu any�ncumtxances of c�ecord. THIS SEClJItI'CY IN5T�tUAfBN7' combin�:s untfum� co�enants for national use and nai•unifom� Govenants Nith Oimitcd variations 6y jurisdiction to aonstiYate n unifonn ucudty instrument cove�inF rcal propeny. IJNIFORM COV�NANTS. Borrc►wer und I.ender corenant und agree es follows: � � ' 1. F�.yment a[Princips►1 and Ipterest;ih�ep�ymtni and i.Ate ChKr�. 13u�rewei shal� p�ompily pay whcn di:�tho - principa!of and interest on the debt evidence�i by ahe Notc rand any prepayment and late charges due under th�Note. 2. �nds for'I'�xes s�nd Insur�nce. Subject ta applicable law or to a written waiver by Lender,BoROwer shall pay to Lcnder on the dny monthty payments nre due undcr the Nute,until the Mote is paid in fu�i,a sam("�'unds")for. (a�yearly taxes and ossess�nertts which may attain priority over this Securty Inswment:ts a tian on the Pro�erty;(b)ye�rly leaschold payments or ground rents on the Property. if any; (c) yearly hazard ar property insur.lnce prem9ums; (d) ycarly flood insur�ncc premiums, if sny; (e) yearly mortgage insucance premiums, if any; and (�any sums payablc by Bonnwer to --, Lendei. in accordance with the nmvicions oi paraeraph B, iu lieu of the payment of mort�age insurance preaniums, These items nne called"Escrow�tems." Lender may,at any time, collect und hold Punds in m�amount not to exceeci ti�e maximum , amount a Iender for a fcderntly related mortgage lo;u� may rcquim for Borrowcr�s escrow account uader thf:Sccicr�:� Rea.l � f Estate Sentement Proceclures Act of 1974 as amended from time to time, 12 U.S.C..§2601 et seq.("RESPA").unless unn�hc:r �v� -? law that applies to the FUnds sets a lesser amaunt. If sa,Lender may,at auy tima,cuttaci;��id fc..��unds i��a�.amount:tot to exceed the lesscr urreount. Lender may estimate the amount of Funds due on the bASi� of current data and reasonabl.; estimates of expenditures of future IEscrow Items ar othe�wise in accordance with applicable law. � Th�Funds shall be hcld in an institution whosc depasits arc insured by a federal agen�y,instnimentality. or entity ' —_-= (includin�i.ender,if l.creder is sucl�an institutionl or in an�r Fcdernl Home Loan Bank. Lende�shall app9y the Eltnds to pay --"'°�'° the Escrow Itcros. l.endcr may n�t cha�rge Borrowcr for holding and upplying thc Funds,nnnually anatyzing thc escrnw _ — accaunt. or verifyin�e the Escrow Items. unless Lender pays Borrower interest on the Funds and:�pplecablc law perm��.� I.ender to make such a charge. However,Lender may rcquire Borrower to pay a one-time chazge for an independent real -- - estate tax reporting service used by Lender in connecaon w ith this loan,unless applicable law pr+ovides otherwise. Unless an — � ageemeni i�uixdc or n�,yli�d�te la:;:tC�i;itCS iRt�:�vi iII�i.�:V.!...°Sl�I»hp.!!st�t!+"c+e��!�rr�1 rn n�y Rnrmu•er any intrrcct nr __�"�''� eamings on tlte Funds. Borrower and Lender may agree in wntin�,however.that interest shail be paid on the Funcls. Lendcr ---_-"- shall give to Borrower,without charge,an annual accounting of the Fur�ds,showing crediGS and debits to the�Lnds and the '=�""