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<br /> paymeNs niay no lonBer�:rcquire�l,at�hc opdon��f l.cndcr,IP mortgage insurance covcrage(in ihc amc�wit ond for Iho periotf
<br /> _ -- �.-� tl�nt Lc�tdcr rcyuires)prnvidccl by�in insurer appr�wed by I..cnder ngain l�ccamcv nvnllable und is obtaiae,�i. iiarrowc�situll pay
<br /> the�9remeums requireci ta m:►fntain mongnge in+wawc.:in effcct, ur lo provide a loss re�erve, unNl ihe reqi�frement fur mort��ge
<br /> insuecmce cnds in uccordance with uny writtea ugreemcnt t►etwcen 4lorrower and l,endei�or upplicable law.
<br /> _.��� 9. Inspc�cttun. I.cndeti•or itti ngcnt may m�kc rcasonablc cntrfes upan and inspccuons ��f thc Proper�y. I.cndcr shall give
<br /> Borrawcr noticc nt thc timc aF nr priar ta an inspcction spccifyin�rcasonablc cause for thc inspcction.
<br /> =-�-:a� 10. Candemnnilun. The procccds of nny award or clnim for damages, dicect or cansequential. in connection a+r►th any -
<br /> =°"="`j`�� condemnatiun or otl�er tnking of any pan of the Prope►•ty,or for convcy+incc in Heu of condemuution. are hereby assignal And
<br /> �—� Shall bc Paid tc�l.endcr. ���
<br /> -- � in thc event of a total taking aP tiie Propeny,the proce�ds shall be npplied to the sunis secured by this Security Instrument.
<br /> -_--•:�r. �vhether or not then due, with any exccss paid to Horrawer.ln the event of a parti�l tuking of the Properry in which die fair
<br /> -- - market vuluc of the Property immcciiately befarc the taking is equai to or greatcr than thc amount of thc sums sccured by this
<br /> ----��-- 5zcurity lnstrument immcdiately bcforc the taking,unless Barrower:u�d Lr.nder otherwise agrce in�vriting,the sums secured by
<br /> ---- this Security Instrument shall bc reducod by the anwunt of the proceeds multipliul by the fbliowing fraction: (n) the totnl
<br /> ----- a�nount of thc sums secured immcdiatcly bcfore thc taking,dividcd by (b)thc fair market vnlue of the Properry immediately
<br />?-�=°���-� before the taking. Any bal,ince shall be paid to Borrowtr. In the eveni oi a panial wking uf tha Praperty in which the fair .
<br /> _�_,��.�,, murket value of the Propeny i�nrncdiately before ihe taking is lcss than the amount of the sums sccured immcdiately beforc the
<br /> �._;L��,.ae._-� iuking, unless Borrowcr and l.endcr othcnvise agree in writing ���ni�ss ,�rnn����i�i��'��hcnvise provides,thc proceeds sh111 r
<br /> = bc:applicd ro the swus,cx:urcd by this Securit,Instrumen�whether or not thc sums are then due. __
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<br /> ��;;_,: ,� If the Praperty is,tbandoncd by Borro�ver,or if,ai'tcr notice by Lendcr to Hurr��wer that tlic condemnor affcrs to make an
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<br /> T- award or settle a claim fnr damages. Borrower fails to res;xmd to Lender within 30 dnys after the date thc notice is given.
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<br /> _--...._�� Lender is authoriz�:d to collect and apply the proceeds,nt its option, ei►her to restoration or repair of the Property ar to the sums
<br /> __=r�a`i79�if�*.�
<br /> = _,�,, .� secured by[his Security i�atiamcnt.�:it�:her er not then di�e .-
<br />_;;�r��""• j��;� Unlcss I.ender and 8orrowcr otherwise agrec in writing, any upplication of procceJs to principal shall not cxtenti or
<br />'�:,K;'.. . ? postponc the due date of the monthly payments referred to in parngraphs 1 and 2 or chunge thc.unount of such paymcnts.
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<br /> 11.Borrower Not Reles�sed;Forbenrance By Lender IVnt m Waiver. Extension of the timc for puyment�r mnciification
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<br /> •,: a:, _,��•. .�•�' of;unoitiztition of thc sums sccured by this Security (nstn►mcnt granted by I.enucr io.tuy,ucc:.s,a�:n intcr�::af&'qnwrr shall
<br /> •�``.•� � not operatc to releasc the liability of thc original Hurrawer nr Bonower's successon in interest. Lendcr shali not be required ta
<br /> . ��.�•.��;r;' ;r conimence proceedings against any successor in interest or refuse to extend time for payment or othetwise modify amortization
<br />;=,:.�.�,:f�,..• '-
<br />�_•�r=.,y�'t*•.; •,,•. of Ihe sums secured by tliis Sc.curity Instrumcnt by rcason of any demand madc by the original Borrower or Borrower's
<br />�'"`T''�" ` ,' successars in interest. Any forbearnnce by l.ender in exercising any right or remuiy shall not be a waiver uf or preclude the
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<br />- --'�"�>� exercise of any right or remedy.
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<br /> -��•-'`= 12. St�ccessors and Assigns Bound; Joint and Several Liabllity; Co-signeirs. The covenz+nts and agn:ements of this
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<br />- - �`�"�!� � ' �:curity Instrument shall bind and bene6t the successors a��d assigns of Le:nder and Borro�vet. subject to the provisions o
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<br />_ -";;;�` paragraph 17. Borrower's covenants and agreements shall be joint and several. Any Dorrower who co•signs this Security
<br /> >--.-',� ' _
<br />- ;,,�'� ;.Y Instrument but does not executc die Notc: (a) is co-signing this Security Instrum�nt onlv to mortgagc. grant and convcy that ¢
<br /> :'.:•'�ti;,�;�,, ° Borrowcr's interest in thc Property under the tcrms of this Security Insuvment:(b)is not per�onally obligated to pay the sums
<br />.�"t°---�- � '� � secured b this Securit Instrument; anJ(c)agrees thut Lender and any other Borrower may agree to extend,modify, fotbear nr
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<br />`•`�°°'•"'f°'�"''=`"'�•" ' make any nccommodations with regurd to the terms of tliis Securiry Instrument or the Note wi:hout that Bottowcr's consent. _
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<br />�s�=�?`•�•� �' � 13.Lonn Cha�x;es. IC the loan secan:d by this Security Instrument is subject to a law which sets maximum loan c arges,
<br /> j:��.,'�,Ss''Y �� � and that L•�w is finally interpreted so that the interest or other loan charges collected or to be collccted in connection with the _
<br /> � loan exceed thc permitted lin»tti,then: (a)any such loan chargc shull be reduced by the amount neccssary to reducc thc chargc _
<br /> . .,. � to the permitted limit: and (b) any sums already collected from Borrower which exeeecied permittcd limits will be refunded to
<br /> .� ' � Bortnwer. Lcndcr may rhoosc to mxke this rcfu��d by rcducing the principal owcd u►ider the Notc or by making a dire�:t _
<br />�� `��'` �� � � payment to Burrower. If a rcfund reduces principal, thc rcduction will bc treatcd as a partinl prepayment without any _
<br />- '��"- '� -��� prepayment cl�arge undcr the Note. °
<br />`°°--� . � 14.Notices.Any noticc to Bonowcr providcd for in this Securiry Instrumcnt shull be given by dclivering it or by mailing -
<br /> ""`'•.;.i`'�� �.,: it by tirst class mail unlcss applicable law r�quire� use of another method. The notice shall be directed ro the Property Address .
<br /> �5 ������. � or any other address Bonower designates by notice to Lender. Any notice to Lender shall be given by first class mail to _
<br /> . �.._�' Lender's address stuted herein or any othcr uddress Lender designates by notice to Borrower. Any notice provided for in this `.
<br /> . � � _'� �, Securiry[nstrument shall be deemed to havc Necn givcn to eorro�ver or I.ender when givcn us provided in this paragraph.
<br /> -:�'` . 1�.Governin� Luw; Severnbility. This Security Instrument shall be governed by fedcral law and the law of thc
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<br /> � `.:i� jurisdiction in which the Prope�ty is loratcd. In the event�hat any provision or clause of this Security Instrument or thc Note
<br /> � :•. conflicts with applicable law,such conflict shall not uffect other provisions of this Se.curity Instrun.ent or the Note which cun be
<br />_-_ .,� {. �iven effect without thc conflicting provision. To this end thc provisions of this Security Iostrumcnt and thc Note arc dcclarcd -
<br /> to bc scverablc.
<br /> '� 1�.Horrmver's Copy.Boreower shull bc given onc conformed copy of the Notc and nf this Security lnstrumcnt. _
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