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<br /> a nxms ma no lan cr be r uire�l,nt the option oi l.ender,if mortgagc insurunce cove►�ge(in the amnunt anc!f�:r t pnriod
<br /> P Y Y B �I
<br /> that Le�xJcr requires)pravide�,l by►in insurer approvcd by I..c�xler ugain bccumcs nv:�ilublc.c�nd is��bta�fncei. Barrowrr shNll pay
<br /> the prr.miums requircd tu maintnin mortgage insurance in effect,or to pnovide u lass reserve,until the r:y�uirsnxnt fUC mortgNge
<br /> insu�r:i�cc ends in accnr�ancc tivith;!ny��ritt�n n�rPentent betwee»Rormwer and Lender�r applicable law.
<br /> 9.Ir�spetttan.L.encicr or its agent may make rc•rsunable cntrics u�n nud ii�.pcctions of the Propeny. Lc�xlcr shall giva
<br /> I3orrowu notice at the time of or prior to an inspection specifying rea:�onabte cas�r,c far�he inspectiai.
<br /> 10. Condem�uitinn. The pmcceds af any awnrd or clnim for damagcs. dircct or conscqucntial, in conncction vs�ith uny
<br /> oondemnation or other tnking of any part of the Prcperty,or for cunveyance in lieu of condemnation,nre hereby assignecl:u�c1
<br /> shall be paid to I.endcr.
<br /> In the event of a tqta!tnkin�of thc Property,th��rocceds shall Be applicd to the sums sccur�d by tltiis Sccuriry Instrument. _ _
<br /> whethcr or not Qien due, with uny exccss paid to I3orrower. In the evcnt of a parti�l tuking of the Pruperty in wUich the fuir
<br /> market valuc of thc Property imrricdiatcly beforc the taking is cqual to or greater than the mnount of tlie Sums securcd by this
<br /> Sec:urity Itu:tument immcciitttcly before th.t�lking,unlcss Bnrrower and Lender oth��vica agra:in�vridng,th�sums securecl by _
<br /> this Security Ingtrument shnll be reduced by the amount of the pcocceds multipliaf {�p tlie falluwing fcactlun: (A) Phe total
<br /> umaune of the sums secured immediately bcfore the taking, divided by (b)the fair market value of the Prop�rty imtm.�dirtn�.3��
<br /> before the taking. Any balance shall be paid to Borcower. In th: event nf a partial taking of the Property in whtch� th�fair
<br /> maricet vatue of the Propeny iznmediately befor�lhe tal:in3 is(ees thon th4 amount of the sums secured imrt�e�i�[r�!y btfora thQ .
<br /> taking, wiless Borrower anct l.ender otheiwise agrce in ���riting or unie+�s applicable law othenvise pmvides,th�pracccds shull
<br /> be applicd to the sums secured by this Security Instrumenc wliether or not the sums are theu due. ._ ___
<br />- If tlie Property is abandoned by Borrow�r,or if,aftcr notice by I.�nder to Borrower that the condemiior offcrs to make an _
<br /> award or setNe u claim for damages, Borru�ver fails to n;spond to Lender�vithin 30 days nfter the date the notice is given.
<br /> Lender is authorized to collect and npply the proceeds,at its option,either to restorntion or repair of thc Property or to dte sums
<br /> secured by�his Security Instrument,whether or not then due.
<br /> Unless Lettd?r�n�l Rnrr�wer etherwise aercc in writin�, any application of proceeds to principal shaJl not extend or `
<br /> postpone the due date of the monthly payments referred to in paragraphs I and 2 or chnnge the amount of such payments.
<br /> 11.Dorrotiver Not Rcleused;Forbearance 13y I.ender Not a Wpivcr.Extension of the timc for payment or modification
<br /> of amortiwtian of the sums secured by this Securiry Instrument granted by Lender to uny successor in interest ot Bonower shall
<br /> noi uper.�ic ic�roir.a�e il�c iia�iiiiy ui itic��ibfid= ui,Iiow�i a'3i'�;:,fiII::�:'::�L::-`�II.`%.�l��=rQ`-�• �-n�nr c�all nnt hP rF.c�uire.cl t�
<br /> commence proceedings again9t any successor in interest or refuse to extend time for pnyment or othenvise mo3ify amortization
<br /> of the sums secured by this Security Instrument by reason of any demand made by the original Horrower ur Bonower's =.:_.
<br /> succcssors in interest. Any forbearance by Lender in exerci�ing any right or rcmedy shall nat bc �waiver of or preclude the
<br /> exercise of any right or remedy.
<br /> 12. Successors and Assigns Bound; Joint ac�d Severnl Liabllity; Co-signers. The covenants and agrecmcnts of this -
<br /> Security Instrument shall bind and benefit the successors and cusigns of Lender and Barrower, subject eo the pn+visions of
<br /> puragraph 17. Horrower's covenants and agreements shall be joint and several. Any Borrower who co-signs this Security
<br /> Instrument but does not execute the Note: (a) is co-signing tl�is Security Instrument only to mortgage, grant and convey that
<br /> Borrower's interest in the Property under the terms of this Security Instrurnent; (b) is not personally obligatcd to pay the sums --•-•
<br /> secured by this Security Instnimenr anJ(c)agrees that l.ender und any other Borrower may agree to extend,modify,forbear or —
<br /> make any accommadations with regard to the terms of this Security Instrument or the Note without that Borrowcr's consent. K;
<br /> 13.Loat�Chnrt;es.If the loan secured by this Security Instrument is subject tn a law which sets maximum I��an chut es, �''`''
<br /> g �:::R.
<br /> und thut law is finally interpreted so that the interest or other loan charges collectod or tn be collected in connection with the y;�.�,
<br /> loan cxceed ehe permittecl limits, then: (a)any such loan charge shall be re.ciuced by the amount necessary to reduce the ch�rge :: z-
<br /> to the permitted limit; and (b)any sums already rollected f'rom Borrower which exceedeJ permitted limits will be refunded to �'.._-
<br /> Borrower, Lend�r mny choose ro mc►Ice this refund by reducing the principul uwed wtder the Note or by making a direct ��.
<br /> payment lu Borrower. lf u retund reduces principal, thc reduction will be treated as a partial prepayment without uny ��`i
<br /> �,r;.°
<br /> prcpuymcnt char�c undcr thc Notc. `:��
<br /> 14.Notices. Any notice to Borcower provided for in this Security Instrument shall be given by delivering it or by mailing =_
<br /> it by first elass mail unless applicable law requircs use of unother method. The notice shnll be directed to the Property Address ��;♦
<br /> or any othcr address Barrower dcsigttatcs by notice to Lender. Any noticc to Lender shall bc given by tirst class mail to l;"�.
<br /> Lendcr's address statcci hercin or any other address Lender designates by notice to Borrower. Any notice provided for in this ��r�
<br /> Security instrument shall bc deemed to havc been givcn to Burrowcr or Lcndcr when given as providcd in this parugraph. �
<br /> 15.Governing �.aw; Severnbility. This Sccurity Instrument shall bc governed by fcdcr.�l law and thc la�v of thc
<br /> jurisdiction in which the Property is located. In the event that any provision or eluuse of this Security instrument or the Nc�te
<br /> eonflicts�vitit applicable law,such contlict shall not uffect other provisions of this Security Instrument or the Note which can be :i�;;
<br /> given effect �vithdut the conflictin�provision. To this end the provisions of this 5ecurity Instrument and the Note are declared '`��'::'
<br /> to be sevcrable.
<br /> 16.llor�tiver's Copy.Borcower shall be given one conformed copy oF the Note and of this Security Instrmnent.
<br /> Fami 3023 9/8a
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