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<br /> '!'OCiF�'y{wtt W!'Ckl alt the iiupeovci►�riits aaw or hereaftev ercct�d c�n the prnE�eny,oi�l ul casenkn n, a Y rs: und
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<br /> t"ixwres now ur ��r;rcaltr,r c� pa�t of thc propeny. All replacenxnts uix1 addldo►u sheJl ulw lx: c�vcr��c! hy this Secudty
<br /> Inst��umen�.All of tlie foregoi�g iti referrcd to in tl�is Sccurity Instrumcnt:i9(IIC"E'r��perty."
<br /> BQP,ROWI3�t C4VENANTS th�it Borrower is lawf'uUy scisec�of ih�estnte horr.by canvey��f and has the right ta�ru►t and
<br /> - -- ' convey the i�roperiy uncl thst ti►e �ru�:�iy is u��e;ic:uuii;::�c:l, c;:�.;:pt :'or envG�nhr�^eF nf reeor�l. Rm�r�wer warrnnts and wilf
<br /> —,.--- d��'end generally the dtle�u the Yro{xrty against all claims und dcnwnds,aubject to any cncumbrai,ces af rrcord. '
<br /> � THIS SGCI)RiTY IN5TRUML'N'r combines uniform covenants for national �use and non-unifonn covcnants witPt Jfmiicrd
<br /> variations by jutisdiction to constitirte:�uniform security instsument covering real property. ,
<br /> UNIFORM COVLNANTS. Dc�rrowes and Lcndtr covena�it:�nd rgrec as follows: - -
<br /> 1. Pay�mr.nt of P�incEpal �►d Interest; Prepayment and i,ate Ch�rges. Borrower shall prumptly pay whcn duc tiie .
<br /> - °� principal of nnd interrst mi the det�t evideneed by the Nato and any prepsyment and lnt:�cha.r�;�,dua under the Noto. ,_., _
<br /> 2. �nds for Twace�and Insuranee. 5ubject to npplicablp la�v or to a written waiver by I.endcr. Aorrowe:.sh:tl{pny t�
<br /> Lendei on llicclny mondtly p:iyments are duo under thc Note,until the Note is paid in full,a svm("�unds"} for.(a)y�rty.tar,es
<br /> nnd ass�ssments whic.h �nay attain prioriry Qve:this Sccurity lnstcument:�s a licn a�thc Propony;(b)ye:t��y lcasehald pn��mcufs
<br /> or Sround rents on thc Pm�rsty, if any;(c)yearly hazard or property insurance preiniums;(d)ye.�►rly flood insunmcc prerniun�s,
<br /> if any; (c)yrurly mortgnge insurance premiums, ff any: nnd (�any sums payable by Borroa•er to Lender. in ac�ordance with
<br /> the provisions of purasraph S, in lieu of the paymea�t of mortguge insurance premi►+m:,.These items are ca!!ed"Esccow Items.''
<br /> I.ender enay, nt any tinie, collect and hald�Funds in�n;unount not to exceed th� maximuiu amount a tendcr for a falerally - --
<br /> __ _ � relAted murcgage loan may require for Horroav�„c's escrow uccount under the federal Real Estate�etdement Procedur�s Act of
<br /> - __ __
<br /> 1974 as umcndcd from time to tin�e,•12 U.S.C. Section 2601 et seq. ("FtESPA"), unlcss anothcr law lDat ap�lics to thc Funds - --
<br /> sets a lesscr amount. If so, Lender may, ut any time, collect und hold kunds in an amount not to cxc [ie esser anivuu.
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<br /> _ T..�nder may cstimate the amuunt of Funds due on thc basis of currcnt data nnd reasonable estimates of expenditures uf futurc
<br /> Escrow Items or otherwise in accorciance�vith applicable la�v. —
<br /> - Tl�c Funds shall be held in an institution whose deposits arc iasured by a federal agency. instrumentality, or entity
<br /> _ _.� (9ncluding Lender, if L.ender is cuch an insiimiiuu}or ir�any :cdera!He:^.�Losn�ar!:. !�nder sha�l aprly the Funds to pay th� _
<br /> = Escro�v Items. Lender may not churge Bono�ver for holdins and applyin�the Funds,2�ually unafyzing the escrow account,or �
<br /> verifying the Escrow Items. unless Lender pays Bonower interest on the Funds and applicable law permits Lender to make such
<br /> A chargc. Norvevcr,Lender may require Borrower to pay a one-timc charge for an ind�pcndent real estate tax reporting scrvicc
<br /> useJ by Lcnder in conncction with this lonn. unless appiicabie iuw providca uii�ciw�s�. L`r.l;.s; an �sb.:�sr.er.t is m�p �*
<br /> ---='� Applicablc law requires interest to be paid. Lender shnll not be required to pay Borrowcr any intcrest or earnings on ihc Funds.
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