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<br /> ° �'� vcmaits now a hereatter crocted an tha property� �u1 all cs�e�a�a►te,ap�purcetuu+c �
<br /> _ 'Dp��'fNBR WiTH all the impro
<br /> ��"� fixtures naw or hucnticr a pa»of tha propatY.All re�lecements snd addldon�nhall also bo coverdd by th�5acuricy Insa�ur►a►�
<br /> __�_�_—_._ All of tht focegoing is tcfarod lo in this Stcurity Insttumetii as G�"I�.ui;:,�`lY•�� - --
<br /> V-��.�,^—�— I�O1tROWEYt COVIENANTS�hat Borrowu is!aw[ully selsed of the esWe haeby conveyod and h�u tha dBht lo gr+�nt ond _
<br /> :.,��—�+,._,.,�,�'� convcy thc Property end thst ihe Pro�xrtY Lg unencumbered.except tor encumixuwe.i ot r�corcl.Bc�rro�vC►Wnrcants eM1 will _
<br /> y��^��� ,- defe�d generally thr..G'►1�w tho PcopertY aBa�st�c1�s end dema�ul�,subjoct w any cncumbrance�of rocord.
<br /> ��."Y":::_���.{:t f TEiIS S�CUB.I'TY 1NSTRUMANT combines uniform covenants for national usa artd non•uniform covu►anta with limioocl
<br /> _ ':. �:� '�,� '� variations by jurisdicdan ta consritute a uniform aocuriry instrument ccyvering real PropertY•
<br /> - '!• ; ::�� `y'u� , UNIFpRM COVBNAN'CS.Borrower and Lendcr cov�t and agr,,:,as follo�va: wh�;n due the �-_--- '--�-
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<br /> ., �.,•�,.�: :, �x• 1.Peyment o!I'rinTPpstil tnt�Interesti��Ra3�ent and LAte�hargea. Burrou+,c s�a�16 pmmpUy pay
<br /> " praicipal of and interest on�.�v:�Iel�t eviAenced�y Qne Note and eny prcpaYment ancl la�dr�Bas due undu the�N�nta. __
<br /> ���;�}� .: . .� � 2.Ftinds for'i'�xes aad Ynsuranse. Snbj^�ct to y�plirable law or to a writton waiver by:..ender,Honr�wer shnll•�TY to _
<br /> �"'' �` •.`• : Le�;der�n the day monthly paymcnts era due under the Nox.until the Note is pafd in tull,a sum ("Ftinds")for.(a)ye�y tnx�
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<br /> �. and assessrreents which may auain priority ovet this Sa:urlty Instrumen�av u uen on 1ha Prope�tY: @) Y�'Ty l�'��d p.9ymenia
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<br /> .� or gravad renis on the Property�if enY;(c)Yearly hazard or property insurance prcaniums: (d)Year1Y flnod insucance pc�eminms.if
<br /> .:;., . � any� (c)Yearly morigege insurance premiums.if any:and���a ins�ivanee preabuums��1't e�i1�.m nare -alled 'Bscrow Iltems.e �--
<br />:' •• � provisions of paragcaph 8. in licu of the payment of mortgag �.__ ,
<br /> "'" " I.ender may.at any dme,wllect and hotd Fnnds in en e�mount not to exceed the maximum a�nount a lender far a feAerally relaicd =
<br /> ., moctgaBe loan may requice for Borrawer's esccow account under the federal Resil Estate Settlemea►t Procedurc.s Act of 197A av �_���-- -- -- - -
<br /> amendcd from titnc to time,12 U.S.C.Seuion 2601 et seq. ("RESPA"),unless anmher law that applies to @►e Funds sets a icsse� cyV Y_-
<br /> t�' nmoun� If so,Lender may, at any ume,collect and hold Funds in an 2n►o'snt not W exceed the lesser amoun��.encler�naY - _—
<br /> � ' :� �t�►naie the emoi�nt of Funds due on the basis of current data and reasonable esdmates ai expendiwres of fuWre F�scrow Items or ��
<br /> otherwise in nccordance with app�icahle law. _, �z �
<br />' ' The Funds shall be held In an insdtudon whose deposits are insured by a federul agency.instrumentality,or entiry(ancluding
<br /> ,° Lender,if Lender is such an insdtution)or in any Federal Home Loan Bank.Lender shall apply the Funds to pay the Escrow
<br /> , � Iir.�.L���c�►may not chnrge Btorrower for t�oldang and applying the l�unds,annually enalyzin8 t}►a escrow account,or�erifyin8
<br /> ' unfess Lender pays Boirower interest on the Funds and applic:abie law��ni�Ltx:�.=•w m--°y°-"`-=-'h?charge. '
<br /> the Escrow Items,
<br /> ,-i��,.,. However,Lender may require Boirowes to pay a one-dme charge for an independent rcal estate tax rePo�inB se���by ` �i:"'.,
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<br /> ,,:.ti Lender in connect(on with this loan,unless applicstble law provides othenvise. Unless an agrcement is made or applicnble l�w ��r.3;r4�;;�u
<br /> �q�,ires intemst�o he paid.I.ender shall nai be required to pay Borrower cuiy interest or eaminge on the Funds.Bonower and .�.:
<br /> without charge,an t•'`�.
<br /> Lender m¢y ugree in v�ritu►8•however,that inteaest shall be paid on the Funds.L.ender shall give to Borrower, . � �,
<br /> annual accounung oF the Funds.showing credits nnd debits to the Funds and tha purpose for which each debit to Ihe�tds was w ��.
<br /> •� : !� made.The Funds ace pledged as addidonal security for all sums secured by this Security Insuumen� •�:.„e�`+
<br /> ��.'�� " If the Funds held by Lender exceed the amount�permitted to be held by applicable law,Lensier shal!account to Borrower�or ,
<br /> � the excess Funds in accardance with the re,cluirements of applicable law.If the amount of the Funds held by I.ender st any tur►e is `.��.�
<br /> not sufficient to pay the Esr,row Items when due.L.ender may so notify Borrower in writing, and.in such case Bonower shall pay .���
<br /> to I.ender the amount necessary to make up the de�iciency. Boaower shall make up the de�ciency in no more than cwelve ;�:.- •
<br /> `. �' monthly payments,at Lcnder's sole discretion• ���`�'��"�'�
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<br /> Upon payment in full of all surns secured by this Security Instrument,Lender shall prompdy refund to Borrower any Funds ' -�
<br />' held by Lender. If,under paragraph 21,Lender shall acquire or sell the Property�Lender, priur w the acquisition or sale of the ,
<br /> Property.shall apply any Funds held by Lender at the time of acquisiaon or sale as a credit agatnst the sums secum,d by this
<br /> ' ' Security Insuument ments racived by Lender under paragraphs
<br /> , . 3.Appikation of Payments. Unless applicable law provides otherwise,all pay �
<br /> • 1 and 2 shall be applied:fi,rst,to any prepayment charges due under the Note:second,w amovnls payable under pa��ngdPh 2:
<br /> � diird,to intemst due;fourth,�o principa�due;and last,to any late charges due under the Note.
<br /> • ' 4.Charges;C.iens. Boaower shaU pay all ta�ces, assessments,charges, fines and impositions apributable to the Propeny
<br /> which may ausin priority ovcr this Securiry Instrumcnt.and leasehold paymcnts or ground rents.if any.IIorrower shall pay these
<br /> obligations in the manner provided in paragnph 2,or if not paid in ihat manner,Barrowcr shall pay thcm on time direcdY h If �
<br /> ,� person owed paymen� Borrower shall prompdy fumish to Lcndcr alJ.notices of amounts to be paid under this parugraP i ::, '.:.•,
<br /> � Boirower makes these payments d'uectly,Borrower shall prompdy fumish to Lender recc:ipts evidencing the payments. ,;�,.;r•
<br /> � Borro�ver shall pmmpdy ciischacBe enY �en which has prioriey over this Securiry Instrument unless Borrower: (a) ugrees in �
<br /> � writing to the payment of the oUlisarion secured by the Gen in a manner acceptable to Lender;(b)contests in good faith the lien !
<br /> by. or defends against enforcement of the lien in, legal proceedings which in the Lender's opinion operate to prevent the
<br /> '�."_.,��� cnfor�Cment of the lien; or(c)secuces from the holder of the lien an agreement satisfactory co 1.ender subordinating 1he lien w `
<br /> `� " ihis Secuz'�ty InstrumenG If Lender detemiines t1►at any part of the Property is subject to a lien which may attain prioriey over this
<br /> '. �.
<br /> Security Insmuncnt,Lendcr may give Borrower a noticc identifying the lien.Borrower sh�ll satisfy the lien or take one or more
<br /> of the actians sct forth ahove within 10 days of the giving of nouce. Forn►3028 9i90
<br /> `.��,� Papo 2 ot 0 IMtlal�: '.
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