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<br /> paymc�its may no longcr be rcquirccl,at thc optipn af I.cndcr, if ntoctgubc in�urnricc cc�vcragc(bt t8c un:annt a►i�I�For t c�riocl
<br /> thAt F.ender rer,uires)�rovic�at by an inaurer approvev! by l.emter uyaln bea�n�ry avuflable�nd is obtained. Horrow�cr sh�ll pay
<br /> rhe prr.miumg rcnt�irc.1 to m��intain mortRaRc i�t5uruncc iu cffcct,or tu�rovidc n lusv rescruc,i�ntil the rcquirzmcnt for mottgagc
<br /> insarance ends in accurdance with any writtta agreenxnt FxtwGwn l3�irruwer u�xl I.c�xler c�r Appli�able law.
<br /> 9.Inspectlnn. I.endee nr its agent may makc rcasonablc�ntricy u�x�n u►xl ins�x�:i?ons of U�e Property.Lender shall give
<br /> Borrower notice at the lime��f ur priar to un inspecticro specffying resism�uble cuttne fur thc iuspection.
<br /> 10. Candemnation. 'Che prneeecis of nny nwarct or cinim for d�1�nUgCr, dlrect o+rn�sequential, in com.cttion with any
<br /> condc�nsiatimt or other tnking of;►ny p:+rt of the Prope:rty,or for c�nveynuce in licu uf ca�idemnatiou, nre here:�y assign�l and
<br /> shall bc psid to Lcnder.
<br /> :n dxe event of a tutal t�king of ihe Property,the proceecls shidl be appHcd to the sums secured by this Securi�y tastr.ument,
<br /> whethcr or nat then due, with any excess paid to Borsowcr. In thc evcnt af n p:attul iuking uf thc Property in�vhich�ti:c fair
<br /> markct value of the Property immedii�tely before thc t�king is equul ta or grcatcr than►lic nmount af the swns sccurcd by this
<br /> �ecurity Instrument immedintcly before the tnking,unless Borruwer iuid L.ci�der utherwise zigrce in writing,tiie sums secured by
<br /> this Security lnstcument shull be rcduccd by the a►nount of' thc praccccis mAdtiplied by the fc�llowi�tg fraction: (a)the total
<br /> amount af the sums secured immediatcly before the taking, divided by (b) the fair ini�rket vidue of tha Pcoperty immediately
<br /> befure tiie taking. Any baltutce shall be paid to Bonower. In the event nf a partial tnkinR�f th� Prot►erty in whic6 the falr
<br /> markct vuluc of ehe Pmperty immcdiately befarc the taking fs less tlian thc umount c�f tl�c sums sccurcd immediately before the
<br /> taking, untess Burrower and I.ender otherwisc agcce in writing or unless applicablc!aw othcrwi5e pravid�s.the proceccls shall
<br /> be applied to the sums secured by this Sc;curity Instrument whether or not the sums t�re then duc,
<br /> ;;;;,�;�;, ;� •����...+..�,�h.,a�rrnwer. or if. �fter notice by Lender to Qarrower that the ccmdcmnar offcrs to nnuke an
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<br /> award or setde a claim far dwnases, Borrower fnils to respond to [.ender within 30 duys i►ftcr the dnte the nouce is given,
<br /> Lender is authorized to callect und npply the proceeds, at lts option,zither to restoration ar repair of tiie Property or to the sums
<br /> securrd by this Security Instrument,�vhether or not then due.
<br />• lin��cc 1 endPr and Borrowrr onc�rwise ueree in writing, any application of proceccJs tu principal shnll not extend ar
<br /> postpar�c the due dntc of the monthly payments refcrrcd to in pa�ngraphs 1 and 2 or chunge the umaunt ut such pnymems.
<br /> 12.Ba rower Not Releascd; Forbeurnnce By Lender Not u Waivcr. Extcnsion of thc umc for puymcnt or rn�li�ication
<br /> .,f a��rtir.aiion�f sh��ur.:s�CCL':'�h�lh9�Seeur4ty Insr��n,��nt�rnnteci hy I.endcr to nny succes�or i�t intcrest of Bormwer shall
<br /> not operatc to release thc liubility of the original Borrowcr or porrower's successon in intcrest. I.cndcr sh:dl not be rcquircd to
<br /> commence proc�edings against any successor in interest or refus�to extend time for payment or otherwisa mcx9ify�imortiration
<br /> of the sums sec�red by this Sec:urity Instrument by reason of any demand made hy the urigi�ml Drn�nnvcr nr Uorrower's
<br /> successors in interest. Any forbearancc by Lender in exercising any ri�ht or remedy shall not be a� �vuivcr nF or preclude ti�c:
<br /> exercise of uny right or remedy.
<br /> 12. Successors and Assigns Bom�d; Jaint �nd Several [.lu!►ll(ty; Co-si�ners. Thc covenunts wid u�rccnicros of this
<br /> Sccurity Instrument shall bind and benefit the successors and assigns of Lender unJ Borrowcr, tiubJcct ta tiie pmvisions of _
<br /> paragraph 17. Borro�ver's covenants and agreements shall be joint and scvcral. Any 8orrower wlio c��-si6n5 ti�is Security i
<br /> Instrument but does not execute the Note: (u) is co-signing this Security Instrwnent only tn martgnge, grunt .ind convey thut
<br /> Borrower's interest in the Property under the terms of this Security instrument:(b?is nut persunally ubligntcd t��puy the sums —
<br /> secured by this Security Insttvment;and(c)agrees that i.cnder and uny othcr Burruwcr may u};rcc to cxtcnd.mcxlify,forbcar or
<br /> make any accommodations with regard ta the terms of this Security Instrument nr thc Note without thc►t Hure�nv4r's ccrosent. �
<br />- 13. Loan Charges.If the loan secured by this Security Instrument is subjcct to,i luw whicl�sets maximum Ienm charges, _
<br /> and that l:�w is finally interpreted so that thv interest or other luan charges collected or to be culleeted in conncet ion with the
<br /> luan exceed the permitted limits, thcn: (n)any such loan charse shull bc reduced by thc umount�uccssary to r�rlucs thc churge
<br /> to the permittcxi limit;and(b)any sums already collected from Borrower which excecdcJ permittcd limits wi ll be rcfunJctl ro _.
<br /> Borrower. Lender may choose to mctke this refund by reducing the principal owed undcr the Notc or by makliig u direct -
<br /> payment to Borrower. If a refund reduces principal, the rcduction will be trcated u5 u partial prepayntcm wi�haut nny _
<br /> prcpayment ch�rge under the N�te. -
<br /> 14.Noticcw.Any notice to Horrower provided for in this 5ccurity Instrumcnt shufl be givcn by dclivcrin�; it nr hy mailing _
<br /> it by first class mail unl�ss upplicuble law requires use of anothcr method. The notice shall bc dircctcd tu the Prnpeny Address =
<br /> or any ather address Borro�ver dcsignatcs by notice to Lendcr. Any notice to Lendcr shall bc given by tirsi chiss nu�il to _
<br /> I..ender's address stated herein or any othcr address L.cnder desibnutes by notice to Eiorrower. Any nutice pn�vlded f�►r in Ihis _-
<br /> Security Instrument shall be deemed to hnve bcen�ivcn to Horrawer or Lcnder�vhcn givcn ns provided in this pnrn��rnph. "
<br /> - I5.Governing Law� Severnbllity. This Sccurity Jnstrument shall bc governed by fcd�.ral lu�v amf Ihu la�v ol'the _
<br /> jurisdiction in which the Property is located. In the evcnt that any provisinn or cluuse of this Security Instrumm�t ur thc Nute �-
<br /> conflicts with Applicablc law,such conflict shall not uffect othcr provisions of this Sccunty histrununt or thc Nutc whiri�can bc
<br />— given ef'fcct without the conflicting provision.To this end the provisions uf this Security Instrun�eut und ihe Nuic nn atcdnrcd �_
<br /> to 6e seve�able. �
<br />- 16.Borrower's Copy.Borrower shall be given one conformed copy of thc Notc und of this Sccuriry Iustru�ucnl, '
<br />- i
<br />_. Farcri 3028 OI00 ,
<br /> Papo 6 of 8
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