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<br /> pgyments may nu longcr be rcquirad,nt thc nptiu��of I.endcr,if nionga�c insurai�co covcragc(in thc anx�unt a��d ti�r the ixri�d
<br /> that I.,ender reyuires)providcd by un insurcr appmvod by I.Rnder ug�in tx�comss Nvail�ble ancl ic i►Muined.Bortc>wu ahell}xy
<br />• tha pr�niiutns reqnired ic�m��nt�in rnnrt�n��n�nsnr�ixr in effect,nr to�ruvlde u loss resr�rvc,unlil lix rcquirement Cnr mnrtgage
<br /> insursncc cnd9 ih c�ceorclance with any wrlttcn agraeme►�t bctwaen i3�rrawcr and Ixixlcr or appli�ohle law.
<br /> 9. Ink�etlon. I,encter ur fts .�gent m�y make rcawnabla entr�es upun anel ins{xctl��ns af�lhe:'mperty, I.�ncicr shull�ive
<br /> E3�rrawer nniiec ui Ihe time of or prinr to an inspecUon n{�cifying►caronnbla cause for thc inspection.
<br /> 10. CondcnroaNan, Th� prcxcccis of any nwnrd or clafm fnr dumages,direct ar rnnscqutntial, in connection with sny
<br /> �.ntxitmnatian ur�ithcr taki►tig of tmy p�u�t of the I�ruperry, or far convcyuncc in licu of condemnution, are h�rcby assignecl und
<br /> sh�tl tt�pai�1 ro Lcnticr.
<br /> I�1 lI1C CVCpI ltf A ft11AI l:�king of Ihe Prapetty, the proceed5 shall be applieci ta the sums sesured by this Security Instrument,
<br />� wfiethcr or nut Ihen due, with aiy exccss paid to &►nower.fn�he event of n padial taking af the Prope�ty in Khich the fair
<br /> markct vuluc of the Pr�perty immuliatcly befare the taking is equal to or gr�nter than ihe amount af the sums secw•cd by tbis
<br />�� Sec:urity Instrument immcdi;ttcly bcfor�the taking, unless Borrawcr and[.endcr othcrwisc ngrce in writing,►ho sums sccural by
<br /> this Security Insttutnent shull be acduccd by the amount of the procecds multiplied by the following fmction: (a) the tAtal
<br /> nmount of the sums sc-cured immediately before thc takins,divided by (b) the f.�lr markct vafue of the Rroperty immcdAately
<br /> before the taking. Any balunce shali be paf�i tu�or�awer. In the evcnt of a pan+al sa.king of the Propeety in whi�:h the fair
<br /> market value of the Property immediatcly befare tt�c talcing is less than the amount of thc sums secured immediately bcfare tht
<br /> takinfi. unless Honower nnd Lender othcnvise agrce in writin�or unless applicable Inw othenvise provides, the procceds shall —
<br /> I,e�::aaniiP�rn rh�G��mc��rurPd hv tnis Securitv InstNment whcrher or not the sums are then due.
<br /> �If the Praperty is abandoned by Borrower,or if, after notice by Lendcr to Borrower that the condcmnor otfers to make un
<br /> awarc! c,r settle a claim for damages,Borrower fails to respond to I..ender within 30 days after the dnte the notice is given,
<br /> [.snder is authorizeci to cnllect 1nd apply tlae proceeds. at its option>eiiher to restoration or repair of the Praperty or to the sums
<br /> securod by this Security Instn�ment,whether or not then due.
<br /> l'Jnless Lendcr and Korrower otfterwise agrec in writing,any application oi' pro�ecxls to principal sh�ll not extend ar
<br /> postpone tlie due date af tlie manthly payments rcferced to in paragraphs 1 and 2 or ctiange the amount of such payments.
<br /> 11.Borrower Not Rele�s�d; Farbearance By Lender ATot a Waiver. Extensiun of the time for payment or maiification
<br /> ui:�u�rif�ti����f ti��o�����s;�a��;by this 5.:::a�ity insxamezt 6�.^.SCa ti��..:^.L�:-'IL'3-'2;cttrrrcqnr in intetest Of Botlowei Sh�II
<br /> , not operate to release the linbility of the origenal Borrower or Borro�ver's succcssors in interest. I.ender sh�ll not be rcquired to •
<br /> commence proceedings against any successur in interest or refuse to extend time for payment or otherwise modify amortirution
<br /> of the sums securcd by this Securiey Instrument by reason of any clemund made by the ariginal Borrowcr�r Bonowcr's
<br /> � successors in interest. Any forbeurance by Lender in exercising any right or remect�shall not be a waiver of or preclude the
<br /> exercise of any right or remedy.
<br /> lx. Successors und Assigns Bound;Jolnt and Several Ltubility; Casigners. The cavennnts and agreements of this
<br /> Security Instrument shall bind and benefit the successors and assigns of Lender and Bonower, subject to th� provisions of
<br /> plragraph 17. Borcower's covenants and a�recirten�s sl�ull be joint and several. Any Borrower who co-signs this Security
<br /> [nstrument but does not execute the Note: (a)is co-signing tF�is 3ecurity Instrument only to morig�ge, �rant und convey thnt
<br /> Borrower's interest in the Praperty under the tcrms of'this Security Instrument; (b) is not personally obligated to pay the sums
<br /> secured by this Security Instrument;and(c)agrees that Lender and any ather Borrower may ugree to extend, modify,forbear or
<br /> make any accommodations with regard to the terms of this Security Instniment or the Note withaut that Bonower's wnsent.
<br /> 13.Lonn Churges.If the loan secured by this Security Instrument is subjcct to u law which sets maximum loan cliatges.
<br />= and that {aw is finally interpreted so that the interest ot oth�r loan charges co!lected or to b�collecteci in connection with the _
<br /> los►n exceecl the permitted limits, then: (a)any su.,h loan char�e shall be n:duced by the amount necessary to reduce the chnrge
<br /> to the permitted limit: and(b)any sums alresidy collected from Borrower which exceceleci permitted limits will be refunded to
<br /> Burrower. Lc:uder may chaose to niake ihis refand by rcducing the prinripal owed undcr the Note or by making u direr.t
<br /> pay�ment to B�rrowcr. If a rcfund redur.es principal, thc reduction will be trGttcd as a partial pre�iayment witliout any
<br />- prepayment charge under the Note.
<br />_ I4.Notices. Any notice to Borrowcr provided for in this Security instrumcnt shall be given by delivering it ar by mniling
<br /> it by Crst class mail untess applicable law rcyuires use of another methad.The notice shall be di��ected to the Property Address
<br />_ or any other lddress Borcower designates by notice to Lender. Any notice to Lender shall be given by first clnss mail to
<br />— Lendcr's address stated hercin or any othcr address L..cnder designatcs by noticc ro �3orrowcr. Any notice provided for in this _
<br /> Sec:urity Instrument shall be d�emed to have been giv�n to Borrower or Lcnder whcn givcn as pmvided in this pcvagraph.
<br />— 15.Governing Law; Severstibllity. This Sccuriry Tnstrument s!��II be govemed by fedcral la�v and the law of the
<br />-- jurisdiction in which thc Property is locatcd. in thc event that any provision or clause of this Securiry instrument or thG Notc
<br />_ contlicts�vith applicable law, such conflict shall nat affect other provisions of this Security Instniment or the Note which can be
<br /> - given effoct without the connicting provi�ion.To tliis end the provisions of this Security Instrument and tlie Note are declaral
<br /> to be severablc.
<br /> 1G.Korrower's Copy. Barrowcr shall be given one conforme�rnpy of thc Note and of this Sccurity Instrumcnt.
<br />_ Form 3028 8190
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