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<br /> 'if'UG�THER WITt1 atl tl�e impravenx:c�ts now nr i�ereat��r ercctrd on the propery.nnd a!1 case►nents,:�Ppurtc"a�ics�s,a'd
<br />' fxtums now or herr,�ftcr a nart of the property. All replacsments ancl acid*uons shall niso be w�'ued b9 �hia Sxuriry
<br />�; Instrumcnt.All of t;ie�o�agUi�:�is ccferA:,�l t�in dhis�^c+�rety T�stniment�the"PropertJ'9nY, �ata t�as tiia sigi�4 w K�W.i:a:s
<br /> AQRROW�It COVENANTS that Horrou•ir is iawfully scisal of the estnte hereby . rY
<br /> convey the Property and t�►at lhe Prope�ry i�unen,."umtxTed. �x�P� for encumbrances of•roroni• Bormwer warrants xt►d avi�l
<br /> deYend generally the title ta Ilvs Pruperty aguinst�l!claims and demands, snbject.to any enGUUtbrances of recnrd.
<br /> Tt{IS SECURlTY IhSTRi7NS�NT combines uni£orm co�cnants for nacional use acKl non•uniform cuvtnane�with limital
<br /> variltien.;by juriuficeion ta constitute A uniform seciiriry instn�rnent covering rc�i prapc�l:y• ,
<br /> UNi�tlltt�3 COVI'sNANTS.B:�tro�rer a�d I..e�xier covenant and a�tee as follows: 3 wh�:�dur, ti�e
<br /> 1. Fsrymtnt of Princi{�1 ai�d l��trrest; PrCpaYment and �te C1�ar�cs.Acirro►�er shalt prompdY p Y
<br /> prinr.ipaS of nnd interest on the debt evidenccxl try the Note�u1 any prepayment�rid lats charges due under ihe:Nr�te.
<br /> �. Fundti for Taxes nnd Invuntotce. Subject to applicablc law ax to u writ�e� waiver 6y Lender, Rorrawer shall pay to
<br /> l,ecxlcr an the day mm�thly payrneius are dt�c unc4cr the Notc,until the Nnee is paid in full.a sum("Fwxls")for:(a)yearly eaxes
<br /> and ussessmenty which may utlafn priarily nver thls Security Ir.strument as a lie���n the I'roperiy; (b)Yearly leasehold paymenttc
<br /> or grouiHl rcnts o���he Pro�xrty.if uny: (t)ycarly liu•rard ar pmpeny ii�urance prcmiums;(d)ycarly Rood insurunce prcmiuriu.
<br /> if nny: (c) ycariy mort�agc insurancc prc���iums, if au?'' n��d (t�any sun�:pay�blc hy Borrowcr tu[�cnder, in uccorclance with
<br /> �he pravitiions of parngraph K,in lieu of the payment a��tiiurtg�ge i�tsurance preiniums. These items aro called"Escr�w Itsrns."
<br />- �,:n�+cr �����y, at any tin�e, collect and huld Funds in ni� amount not tc exceed the muxin�um amount a lender for a federelly
<br /> e__ a...«, ,,:a ocrmw accOWlt LLRUe� i�IC f:�er:=!R°� p���tr, Sculemcnt Frocedures Act af _
<br /> fC10.tCd q1UY16AgC toan ivay �cyau� w. ......�::'-._ _ w-c •,.�. __
<br /> I974;�y amendal fr�m lime to Nme, 12 U.S.C. Section 2601 et se��. ("RF.SPA"), unless another taw cnai appiic�.�:...•-•--
<br /> sets a lesser amount. If ti��, l.e�ider m:+y, at wiy time, colleci and hold Fwids in an amaunt not to excxd cha less�:r amount. .
<br /> Lcndcr may cstimutc tlie antount of Funds due on the bnsis cf c�lrrcnt data and reasonuble estimates af expcnditurrs of future
<br /> Escrow Items ar atherwisc in nccorduncc H�ith appiicablc law.
<br /> The Pun�is shail bc held i� an instiluti�an whose deposits arr in+ured by a fc�eral a�cncy, instrumentality, or cntity
<br /> (inctuding[.ender.if Lcndcr is such un institulion)or in any FederaD Ha�me Loan 8ank. L.ender shall apply the Funds to pay the
<br /> Escrow[tems. Lender tnay not charge Ilorr�wer for holding and applying the Funds,annually an�lyzing the escro�v accowu,or
<br /> verifying the Escrow Items, uniess i..cnder pavs 8oiz'��•:• ��t����n�!'•"�!'ndc nnd applicable law permits Lender to mlke such
<br /> a charge. I�Iowever. Lender may require Borrower eo pay a one-timc chaage for a�i independent real est�lte tax reportins scrvice
<br /> uscd by I.enc�cr in crmnection with this loan. unless appltcable law provldes atherwisc. Unless an abrcement is mad� or
<br /> upplicable law rcquires intcrest to be paid. Lcnder shal! not bc required to pay Honowcr any interest or e�'ernings on the Funds.
<br /> Borrower and Lender may agree in writin�,ho�vever. that interest shall bc paid on the Funds. I..ender shall give to Burrower,
<br /> wiu`iout charge, an annual accountins of the Funds,showing credits and debits to the Funds and the put�wsc for which each
<br /> debit to the Funds was made.The Funds cue pled�ed ns additional security for all sums secured by this Security Iustrumcnt. __
<br /> [f the Funds held by I..cndcr eaceed tl�e an��ounts permitted to be hcld b,y applicabie law,I.endcr shall accuunt to Boirower
<br /> far die exeess Funds in accorda�ue witl�t}:e requirements of applical�le lativ. If the amount of the Fuixls held by Lender at nny
<br /> time is not sufficient to pay the Escrow[t�ms when due. Le�zder may so notify Borrower in writing,nnd,in such case Horrower
<br /> shali puy to Lender the amaant necessary to make up the deficiency. Bonower shall make up the deficiency in no more thsn
<br /> - twelve monthly psyments,at L.cnder's sole discrction.
<br /> ' Upon payment in fiill ot:sll sums secured by this Security Instrument. Lender shall prompior t the ac�B�t n or sale
<br /> � Funds hcld by f..ender.If,undcr paragtaph 21. Lcnder shaU acquirc or scll the Property. Lendcr,p' q
<br /> '= of the Property, shall apply nny Funds held by L�:nder at the time oY acquisition or ssle as a credit against the sums secured by
<br />;'� this Security Instrument.
<br /> ,„ 3.Appltcation of Payments.U nless applicable law provides otherwise, all paym�nts receiveJ by Lender under p�ra�raphs
<br /> l and 2 shall bc applicd: first, to any prepay�nent chargcs due under the Note:second. to amounts payable undcr paragraph 2;
<br /> - third,to interest due;founh,to principal duc; und last,tu any late charges due under the Note.
<br /> 4.Charges; Ltens. Borrower shall pay uU taxes, assessments, chargcs, fines and impositions attributable to the Property =
<br /> which may nttuin priority over this security instrument,and leasehold payments or dround rents, if��. Borrower shall pay _
<br />� these obligution� i��the manner providcci in puragraph 2,or if not paid in.that manner. Borrower shall + them on time direc:tly -
<br /> to the person o�vr<l payment. Borrower shall promptly furnish to l.ender all notices of amcunts to be paid under this paragraph.
<br /> If Borrower nuik��these paymcnts dircctly,Borcowcr shall prumptly furnish to Lender receipts evidencin�the puymcnts. :
<br /> Borrower shall prom�Uy discharge xny licn which has priority over this Security Instrument unless Borrowcr: (a)agrees in
<br /> �vriting ro the pay►ucnt of the ubligation securcd by the lien in a manncr accepwble to Lendcr, (b)contests in gaod fuith the lien
<br /> by, or defends against eitforcement ot' the lien in, le�xl procecdings which in the L.endcr's opinion operute to prevent the
<br /> enforccmcnt of thc licn; or(c)sccures from thc holder of thc licn an a�rccment satisfactory to Lender subordinating the licn to
<br /> this Sccurity Instrumcnt. If l.endcr determines thut any pact of Nic Propc�ry is se�bject to a licn which may attain priority over =
<br />- this Security Inst�ument.I..ender may�ivc Bnrrower ct nuticc identifying tlie lien. Burruwer shall satisfy the licn or take one or
<br /> morc of thc actions sct fo►th abovc within 10 days of thc givin�of noticc.
<br /> Form 3t128 9130
<br />- Pepo 2 0l 6
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