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<br /> - 3.HG�x�rd ar�'rupMy Qiaarance�t�crowa elu�ll koq�the imprcrie�r�dnt�ttaw axfeth►�ar Aer�c�fyec a�ecled oa IMn Prc�ty
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<br /> floc�dilr�,fo�' which l.enciu�ulew�iewrAnoo.°Il� imut�a shW bo mainained ia tho�cncxma Mnd[ur dte petlaxi�d�x.entlec
<br /> -- - - .� y..r:.;,:.'I'5.,:G�::r,�::a e::�.:;,r ..:lw:, ba i;�:::::;.;,;:.`.wS L;:c�'.�;,.:,.:G* �a.��::-�ry, �-1:�L^.�.�+.�.--'�^�:1�;,ya..�.,�,�tN►.
<br /> � �,y r,;-'• 1� a� � r� --rr �-
<br /> bo �u�urbly withlbW. I[8arowa lsib co nw�int�ia ouva�e dwcxibed�bova�l.,a�der ra�y� st I ��'� apdon.cb�io
<br /> _ �� covex�u w psaeect i�encfer'e ri�hts In tlre Proyt�ty in�oc�ord�nca wld��7.
<br /> All i�wr�ne policka ond raiew�lt�h�ll bo�xqx�b0e b L�a�da��ad�lw�ll 4ncluda a��rd n�c�ct�o cLiwe.l.ander�il
<br /> __- _ = havo Ihe right a hold tho palicka�xf renew�.IF 1�endex requira�Bor�rnv�et�►ll prompllY�ive b i.ee�la all t�ealpb o1'p�id
<br /> --- ------ pcemiums�nd rcnew�l nWkas.In the avont oP b�+,]8araaer eh�ll givo prampe no�ioe 10 tho inwrance cartia ard Leacl�.i�xter
<br /> _ ----_� rt�y maico pru�af+nf t�:�if not rn�da pctxnptly by Bcs:ow�. �---
<br /> Un{u�a i.�enda�nd Baruwa odxtwi�o�gnee in writing.intutances pc000edt ekriU be�liod b reKac�tlon ot tepair of the
<br /> ---_— pronaty dam�god�if tho cGSOOnt,�at cx t�e�ir is ocat�omic�lly fea�ibb�nd I�entfer's aecurlty i�not kx�ered.If Ihe rab[�oton or
<br /> �.� repei:i��±�+!econornically feaaibb or I.cr�da'�xcutit�woukt tse k�satiod�the fu►suaanoa ptaceeda at�U be q�{►li�x!ta tbe wma
<br /> °""""`"°m'"' secor�ed by thls Secip�iry Insuument, whettxr or nut thcn due. with �ny Wcoas pdd to Bwrowu. I[Barower ab�dans the
<br /> Propaty�or dow rwt enawa wlthln 30 daye��atirce fran I.ender th�t the lneutincn carrla Iw offered�o�atb a cl�irn�d�at
<br /> -.�—�,�,�e'i L�axkr may colfoct tho inwnance proceats.Latder rruy u�e the pmcxds W repdr or reaoo�s t6t Prq�a�ty cx w psy sucns�wcuraf
<br /> -- °-:�°°-�"� by this 5ocuriry Ins�rumc,��t,whuha c�r rtat then duo.'It�o 30-day puiod w1U begin when tno na�ke is givtn. .
<br /> ���:;�:<�_^��� Unks�Landa aad Boa+owa ahuwise egroe In wrldnB.�Y aPPllcation of�x�ocxals to princi�l slull not e�ctaid or po�one ,�
<br /> ��::it�:�a'�.:'�'�'� tne due date ai Gw uwnu,l9 t,ayji��aii�cafwrcd w fn�a��Piis 1�u2 2 a:chaanc w a r,mc�Wr.t of sk��rpc��.�t'e.TM!K�.,,,_^�!! �._
<br /> ' =:r•-"-:'-�''� 91 Ihw P�ru+�rtv ie or�niewf hy i Pn±�e Ar..�a.:�'g �ioht tn�nv in�ulfMCL OOI�C�G4 86d �[000��9 I[3t1�IlIUC fIOm �=�^!r'! —
<br /> "���"'"'°'.��+:�-` Prn�ty prior to tho acquisit�on shatl pass w I.ender to the exta�t of the s�uns secered by thls Security Instruma�t immediately
<br /> "-;.;'-i.��`��` prlor to the acquisition.
<br />-��� � ; 6.Occe� anc ,t'raervatbo�Maintenance and Protectbe of't6e pplkatkin.Leaael�olds.
<br /> 4 ' " P Y Pt'Opl�tai BorrOwtr's I.011n A •
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<br /> ? _ . � �BorrBwcr sh�U o�cuPY,��i°.h,��=*.s P^�^-,...,.�t;s..°Bor_�r�es��i.^.cipal resldence r.�:�:n�xn d3y�af',��:e er�L'�L`:!QF =--_
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<br />--_ � this Sxurity�nstrum�nt and shall condnue to accupy tha Propesty os Horrowu's principat resitknce for et kast one year afur the
<br /> ;' . ' ''�"`"'�" date of occupeQCy. unless Lendu otherwise age�s in writing, which consent sttall not be unmasc►nably withhe�l,or ankss
<br /> ';`'�� exteauating circumstences esist which om beyond Bolrowa's canuol.Borrowu shall not dr,stroy.darnage or impaII the Property.
<br /> � �� •w:'�r` allow the Pnopaty w deter[orate.or commit wacte on tt�e gropeity. l�oimvuu siiail ba in deiauit ii any forfeiaue aaaoa or
<br /> � .. :r� procading,whettkr civil or criminal,�S begun tbat in Leader's good feith judgment coWd result in forfeewte of the Pronaty or
<br /> �, - ' ,.; otherwisc;mattr',aliy impair the Ikn created by this Security Instrument or Lender's sesuriry interest Bamwer mi►y cure such a -
<br /> � .� dcfault and relnstase, as providod in paragraph 16. by causing the acdon or pmcoeding to be dismissed with a ruling that,in _
<br /> • ;`�".�'. , Leaider's good fnith detumin�tion,pncl�dts forfeiWre of the Borrower's interest in the Proputy or ott�er matc=ial impairment of =--
<br /> _ .,.,,_�.y: �. '
<br /> a the lia►created by this Se�urity Instrument or Lender's securiry interest IIomowr,r shall also be in default if Barowa,during the �,, �
<br /> .:.t:•,. •. �: '' loan applicarion process,geve matrx�+lly falsc or inaccurate infonnarion or statements w Lendcr(or failed w provide I.cnder with �.�^;-
<br /> • - ,..••.� �: any ma6crial infom�adon) in co�acdon wlth the loan avidenced by the Note. including, but not limitcd to, representatioas �,�;,e
<br />. � . � . ti concaning Borrow�'s occupancy of the Property as a principal residence.If this Sxurity Inswment is on a leaselwld,Basnwa .
<br /> � '���� : slial!com 1 with all the ovisions of the lease.if Bp[rowcr uires fce ptlo to thc Pro .
<br /> . ;,�,. p y pr acc� peity.Ihe Ieasehold and the fee tifle shall
<br /> � ' not merge unless I.ender ag�ees to the merger in writing.
<br /> . ... ;' 7.Protection of Lendtr's Righb in the Peoyerty. If Boaowcr fails to perform the covenants and ageements cantained in '
<br /> :. . �, this Socurity Insuument� or thcre is a legal praceetling thai may significandy aff�t L,ender's rights in thc Pcoperty(such as a ..
<br /> ,�,'>.;�;,�;••,.a� practx�ling in bat�uptcy,pmbate,far condemnati�on or forfeiture or to enfoc�ce laws or regulationy).then L.ender may do and puy
<br /> �'`'''':'` for whatever is necessery to protect the value of the Property and Lender's rights ln tho Propaty.Lender's xdons may�nclude
<br /> � paying any sums secumd by a lien which has priority over this Secority Instmment, appearing in court, patying r�easonabl�e
<br /> '� attnr�eys' fees and entering on the Property w make cepairs.Although I.ender may take action under this para�aph 7,Lende.r
<br /> , does n�t have to do so.
<br /> ,,`� ' � Any emounts disbursed by Lendci under this paragraph 7 shall become additional debi of Boaower secuned by this Security
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<br /> �•�•�;':; � Inst�umenG Unless Borrower and I,ender agee to other tc�ms af payment,these amoa�ts shall bear intecest from the date of
<br /> � . disbursement at the Note rate and shall be payabl�,with inuxest,upon nouce from L.er�der to Borrower requestinng paymenG
<br /> . S.Mort�nge Iosn�ance. If Leader rcqnlred mortgage insurance as a condipon of making the loan secaued by this Security
<br /> � Instcument, Borrower shall pay the premiums reqr�incd to maintain �he moRgage insurance in effec� If, for eny reason,the
<br /> a. ,.,, mortgage insurance coverage required by I.ender lapses or ceases to be in effect,Borrowez shall pay the premiums required to
<br /> �'.';�' • obtain covarage subststntially equivalens to the mortgngc insurance p�viously in effect, ut fl cost substantially equivalent to the
<br /> ' , cost to Borrower of the mortga�e insurance previously in effect, from aa altemate mortgage insur�r approved by Lcnder.If
<br /> substantiully equivalent mortgage insurance wverege is not available,Borcowes shall pay to Lender each month a sum equal to }
<br /> on�twelfth of tho yeaziy mortgage iasurance premium being paid by Borrower when the insurance coverago lapsed or cr,ased to i
<br /> be ui effoct Lcnder will sccept, use end retain thesa payments as a loss reserve in lieu of mort�age insurance. Loss reserve i
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